# Kwanza Smart — Dinheiro mais inteligente

> Personal finance manager for Angola with AI assistant and bank statement import. (iPhone/iPad app by Josemar Chipandeca.)

- Source: https://appshunter.io/ios/app/kwanza-smart/id6774384437 (this page in markdown: same URL + `.md`)
- Developer: [Josemar Chipandeca](https://appshunter.io/developer/6774384439)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 41 MB
- Languages: American English
- Released: 2026-06-23
- Data updated: 2026-08-03
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/kwanza-smart/id6774384437/reviews.md

## What is Kwanza Smart?

Kwanza Smart é a primeira aplicação de gestão financeira pessoal desenhada especificamente para Angola.

### Funcionalidades principais:

**Dashboard Inteligente**
- Visão geral do teu saldo, rendimentos e gastos em tempo real
- Gráficos interativos para entenderes o teu dinheiro

**Orçamentos Inteligentes**
- Cria orçamentos mensais por categoria
- Alertas quando estás perto de ultrapassar limites

**Metas de Poupança**
- Define metas personalizadas (viagem, carro, educação)
- Acompanha o progresso com visualização clara

**Chat com Kiko IA**
- Assistente financeiro inteligente que te ajuda a tomar melhores decisões
- Pergunta sobre gastos, receitas, metas e obtém respostas instantâneas

**Importação de Extractos Bancários**
- Importa PDFs e CSVs dos principais bancos angolanos (BFA, BAI, BPC, Standard Bank, Millennium, etc)
- Classificação automática de transações

**Gestão de Dívidas**
- Regista quem te deve e a quem deves
- Alertas de vencimento

**Relatórios Financeiros**
- Análise mensal detalhada dos teus gastos
- Exportação de dados

**Segurança**
- Dados encriptados

Termos de Uso (EULA): https://kwanzasmart.com/terms
Política de Privacidade: https://kwanzasmart.com/privacy

## Key features

- Intelligent dashboard with real-time financial overview
- Smart budgeting with category creation and alerts
- Personalized savings goals tracking
- AI financial assistant for decision support
- Bank statement import and automatic transaction classification
- Debt management with alerts
- Detailed financial reports and data export


## Frequently asked questions about Kwanza Smart

### What is Kwanza Smart?

Kwanza Smart is a personal finance management application designed specifically for Angola. It offers features like intelligent budgeting, savings goals, debt management, and an AI financial assistant.

### Is Kwanza Smart free to use?

Yes, Kwanza Smart is available for free. However, it does offer in-app purchases for additional features or services.

### What banks can I import statements from with Kwanza Smart?

Kwanza Smart supports importing statements from major Angolan banks, including BFA, BAI, BPC, Standard Bank, and Millennium.

### How secure is my financial data with Kwanza Smart?

Kwanza Smart prioritizes security by using encrypted data to protect your financial information.

### Does Kwanza Smart have ads?

No, Kwanza Smart does not contain advertisements, allowing for an uninterrupted user experience.

### What devices can I use Kwanza Smart on?

Kwanza Smart is available for iPhone and iPod devices.

### How often is Kwanza Smart updated?

The latest version of Kwanza Smart is 1.1.4, and it was last updated on July 26, 2026. Updates typically include new features and improvements.

### What is the age rating for Kwanza Smart?

Kwanza Smart has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 3 releases)

### 1.1.5 — 2026-07-28

Correcções na 1.1.5:
• Autenticação em 2 passos (2FA) mais estável
• Notificações push sem duplicados
• Importação de extractos e edição de montantes corrigidas
• Melhorias gerais de estabilidade

### 1.1.4 — 2026-07-26

Novidades na 1.1.4:
• Onboarding e tour guiado na app
• Autenticação em 2 passos (2FA) e biometria
• Trial de 1 mês e melhor gestão de planos
• Notificações de hábitos e dicas financeiras
• Correcções de 2FA, tour e notificações push

### 1.1.1 — 2026-06-24

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-03.*