# Kwikee - Credit and Savings > Digital credit card and savings app for instant funds and convenient money saving. (iPhone/iPad app by MONEYMARQUE FINANCE LIMITED.) - Source: https://appshunter.io/ios/app/kwikee-credit-and-savings/id1616164575 (this page in markdown: same URL + `.md`) - Developer: [MONEYMARQUE FINANCE LIMITED](https://appshunter.io/developer/1616164577) - Category: Finance - Price: Free - Rating: 2.00/5 from 10 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 78 MB - Languages: American English - Released: 2022-04-02 - Data updated: 2026-08-21 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/kwikee-credit-and-savings/id1616164575/reviews.md ## What is Kwikee? Kwikee - Get Credit, Save! Kwikee App helps to improve lifestyle quality by providing access to instant funds just when you need it. It’s savings feature enables you to save money easily and conveniently. ● How does Kwikee work? Download the Kwikee App, create an account, fill in the required details, verify your identity to proceed with your application process. Credit With Kwikee digital credit card, you can access a percentage of your salary on the Kwikee App. You can use Kwikee digital credit card to withdraw funds as needed, which you can repay on your next salary date. Interest is only charged on withdrawn amount. Kwikee runs on a daily interest excluding weekends, weekends are interest free. The repayment date is dependent on your salary date. Repayment process is an automatic debit which involves binding of a bank card. Your digital card/wallet refills after every repayment and this happens automatically once you pay back used funds. Your credit limit (maximum credit amount that can be made available to you) is subject to your payment history and salary amount. As you increase your credibility by paying back at the required time, higher credit limits will be made available to you. Essentially, the Kwikee digital Credit Card operates by allowing credit access to you, while refilling your wallet as you repay your debt. ● Representative Example of Kwikee Virtual Credit Card If you have #50,000 in your credit wallet and you withdraw #30,000, the available balance in your wallet is #20,000. Once the repayment of the amount withdrawn is made, an automatic refill of #50,000 is made on your credit wallet. Credit limit: #50,000 Amount Withdrawn: #30,000 Duration: dependent on salary date and repayment date (90 days for example) Daily Interest rate: 0.95% Total amount to be repaid: #55,650 for 3 months Interest due reflects on your dashboard just below the amount withdrawn. Cashback loans are accessible to investors on Kwik Max savings. The maximum loan amount is 75% of your fixed savings. Loan tenors would be based on the KWIK max tenor chosen, with an interest rate of 24% per annum. Savings To save on the Kwikee App, simply select the savings button and choose what works best for your finances per time. Kwikee savings options is designed to suit various lifestyles, as it relates to your finances. Kwik Lite allows you access to your funds any time you want. You can save any amount you want and still earn 10% interest on your money. Kwik Max allows you lock funds for a minimum of 3 months. Your funds in Kwik Max cannot be broken but you can get 75% of it as a cash back. A minimum of #50,000 is required to begin with your savings and you get to earn up to 18% interest per annum. With Kwik Goal on Kwikee, you can save any amount towards your long-term and short-term goals, and earn as much as a 12% interest rate per annum. ● Customer Information Security and Privacy To ensure complete data confidentiality, the Kwikee app was created utilizing the highest security and privacy standards. We will ask for your consent to verify your personal and financial information when you download the Kwikee app. We will not share your information with third parties without your consent if you use our app. We would love to hear from you. Send us an email at help@kwikee.app ## Key features - Instant digital credit card access - Salary-based credit withdrawal - Automatic repayment via bank card - Flexible savings options - Earn interest on savings - Cashback loans on fixed savings ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/kwikee-credit-and-savings/id1616164575/reviews.md ### 1/5 — Kwikee Is Giving me headaches 🤕 *2024-01-17* Been trying to withdraw my money from Kwikee it not allowing me, you people better do something of this rubbish before I get a hold of you. 😡😡😡 ### 1/5 — This app is a scam *2023-05-13* Don’t try crediting this app I credited the app with 4OOO naira since about 3 weeks and it is yet to reflect inside my account They are scam The app should be taken down before they scam more people ### 1/5 — Scam app *2023-04-10* Unable to withdraw ### 1/5 — scam *2023-01-26* These app is a total scam I add up money to it so when I want to withdraw I can’t be able to withdraw Anytime I called them they say maybe it was my network So please don’t use these app anymore okay ### 1/5 — Scam app pls run *2022-10-21* This app is a total scam app don’t even do the mistake of sending money to the app then your money is gone I sent money to the app and I’m unable to withdraw my money out they keep asking me to add my card The card which I already added they want me to add another so they can charge me 50 naira like that did when I added the first one pls be careful ## Frequently asked questions about Kwikee ### How does Kwikee work? Download the Kwikee app, create an account, fill in your details, and verify your identity to begin the application process for credit or savings. ### What are the credit features of Kwikee? Kwikee offers a digital credit card allowing you to access a percentage of your salary, withdraw funds as needed, and repay on your next salary date with daily interest charged only on withdrawn amounts. ### What are the savings options available on Kwikee? Kwikee provides Kwik Lite for anytime access with 10% interest, Kwik Max for locked funds with up to 18% annual interest and 75% cashback, and Kwik Goal for long-term savings with up to 12% annual interest. ### How is the credit limit determined on Kwikee? Your credit limit is determined by your payment history and salary amount. As you build credibility by repaying on time, higher credit limits will become available. ### What is the interest rate for Kwikee's virtual credit card? The daily interest rate for the virtual credit card is 0.95%. Interest is charged daily, excluding weekends, and the repayment date is tied to your salary date. ### How are repayments handled for the credit card? Repayments are processed through an automatic debit, which requires binding a bank card. Your digital card/wallet refills automatically after each repayment. ### Is Kwikee available on multiple devices? Yes, Kwikee is available for iPhone and iPad, as indicated by its supported devices. ### When was Kwikee last updated? Kwikee was last updated on March 20, 2026, with version 1.2.2. ## Version history (last 5 releases) ### 1.2.2 — 2026-03-20 In light with our conducted survey and commitment to improving customers service through a user - friendly interface, we opted to Incorporate a credit limit on the fund transfer page ### 1.2.1 — 2024-08-08 In light with our conducted survey and commitment to improving customers service through a user - friendly interface, we opted to Incorporate a credit limit on the fund transfer page ### 1.2.0 — 2024-04-08 Introduction of a wallet system carousel and a Well defined savings interface. ### 1.1.9 — 2024-03-22 Introduction of a wallet system carousel and a Well defined savings interface. ### 1.1.8 — 2023-03-05 Minor bug fixes ## Apps similar to Kwikee | App | Rating | Price | Category | | --- | --- | --- | --- | | [YesCredit - Quick Loan](https://appshunter.io/ios/app/yescredit-quick-loan/id1605486804) | 2.4 (18) | Free | Finance | | [Nirra](https://appshunter.io/ios/app/nirra/id1566928276) | 2.2 (17) | Free | Finance | | [Arvofinance](https://appshunter.io/ios/app/arvofinance/id1464504843) | 4.0 (451) | Free | Finance | | [CarrotPay - Instant loans](https://appshunter.io/ios/app/carrotpay-instant-loans/id1558925564) | 2.3 (11) | Free | Finance | | [Kredi – Loan, Savings & Bills](https://appshunter.io/ios/app/kredi-loan-savings-and-bills/id1524201515) | 3.0 (120) | Free | Finance | | [Sycamore - Save Invest Borrow](https://appshunter.io/ios/app/sycamore-save-invest-borrow/id1592757960) | 4.3 (124) | Free | Finance | ## Related topics [sokoloan](https://appshunter.io/ios/topics/sokoloan) · [umba](https://appshunter.io/ios/topics/umba) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*