# La Capitol FCU

> Mobile banking for checking balances, transfers, transactions, and messages. (iPhone/iPad app by La Capitol Federal Credit Union.)

- Source: https://appshunter.io/ios/app/la-capitol-fcu/id818686339 (this page in markdown: same URL + `.md`)
- Developer: [La Capitol Federal Credit Union](https://appshunter.io/developer/818686342)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 2,155 App Store ratings · 363 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 32 MB
- Languages: American English, Brazilian Portuguese, Chinese (Simplified, China), Mexican Spanish, Chinese (Traditional, Hong Kong SAR China)
- Released: 2014-02-25
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/la-capitol-fcu/id818686339/reviews.md

## What is La Capitol FCU?

Our Mobile Banking application allows you to check balances, transfer funds, view transactions and check messages from anywhere, anytime. It's fast, free and available to all of our Online Banking users. With this app you can do the following: 
- Check balances 24/7 
- View pending transactions 
- View transaction history 
- Send and receive secure messages 
- Access branch hours and location information

## Key features

- Check balances 24/7
- View pending transactions
- View transaction history
- Send and receive secure messages
- Access branch hours and location

## What do users think of La Capitol FCU?

Overall sentiment: positive

**Pros**

- 🚀 Easy to use
- 🚀 Convenient
- 🚀 Reliable
- 🚀 Efficient
- 🚀 Accurate
- 🚀 Intuitive
- 🚀 Helpful
- 🚀 User-friendly
- 🚀 Straightforward
- 🚀 Secure
- 🚀 Responsive
- 🚀 Excellent customer service

**Cons**

- 🐛 Occasional bugs or glitches
- 🐛 Inconsistent performance
- 🐛 Delayed transaction clearing
- 🐛 Confusing navigation
- 🐛 Outdated design
- 🔒 Frustrating password system
- 🔒 Lack of biometric authentication options

**Commonly reported bugs**

- Mobile deposit feature not working consistently
- Frequent login issues or account lockouts
- Inaccurate account balances or pending transactions
- Compatibility problems with older devices

**Most requested features**

- Add direct money transfer between accounts
- Improve bill payment functionality
- Provide more detailed transaction history
- Implement account locking/freezing feature
- Enhance mobile check deposit experience
- Integrate with popular payment apps (e.g., Venmo, Zelle)

## Recent user reviews (10 of 363)

All indexed reviews: https://appshunter.io/ios/app/la-capitol-fcu/id818686339/reviews.md

### 1/5 — Frustrated

*2026-08-06, version 7.0.250900*

So inconvenient to pay my monthly truck note and lacap will not let me setup auto payment this is the only lender I have that makes life more difficult than it already is

### 1/5 — Not user friendly

*2026-07-30, version 7.0.250900*

Navigating is not customer friendly. Lacks information one would need to avoid having to call in

### 5/5 — LaCap

*2026-07-02, version 7.0.250900*

Easy to use. Offers the serves I need, gives me easy access to my account any time.

### 5/5 — Bill

*2026-06-21, version 7.0.250900*

I have had a La Cap FCU account for over 20 years. Its financial services for me have been outstanding.🌟

### 5/5 — La Capital App

*2026-06-12, version 7.0.250900*

App easy to use no problems

### 5/5 — Good experience

*2026-04-20, version 7.0.250900*

The app has worked well with no issues. It’s easy to navigate and find services that I am looking.

### 5/5 — Easy and Informative

*2026-04-12, version 7.0.250900*

Thank you for a great app!

### 5/5 — Great for me

*2026-04-11, version 7.0.250900*

Good

### 1/5 — To make a payment sucks

*2026-03-19, version 7.0.250900*

Making payments using your system sucks to go through every month.

### 5/5 — Great!

*2026-03-12, version 7.0.250900*

Very user friendly and convenient!

## Frequently asked questions about La Capitol FCU

### What can I do with this mobile banking app?

This app allows you to check your account balances 24/7, view pending and historical transactions, transfer funds between accounts, and send or receive secure messages. You can also access branch hours and location information.

### Is this app free to use?

Yes, the application is free to use for all existing Online Banking users. There are no additional costs associated with downloading or using its features.

### Who is eligible to use this app?

The app is available to all customers who are already enrolled in La Capitol FCU's Online Banking service. It provides a convenient way to manage your accounts remotely.

### How do I check my transaction history?

Once logged into the app, you can navigate to the transaction history section to view all past transactions on your accounts. This includes both pending and completed transactions.

## Version history (last 5 releases)

### 7.0.260700 — 2026-08-06

Feature enhancements and bug fixes

### 7.0.250900 — 2025-10-11

Feature enhancements and bug fixes

### 7.0.250500 — 2025-06-11

Feature enhancements and bug fixes

### 7.0.51000 — 2025-03-18

Feature enhancements and bug fixes

### 7.0.5912 — 2025-01-25

Feature enhancements and bug fixes

## Apps similar to La Capitol FCU

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Campus Federal Credit Union](https://appshunter.io/ios/app/campus-federal-credit-union/id1151544837) | 4.9 (10,258) | Free | Finance |
| [EFCU Financial Mobile Banking](https://appshunter.io/ios/app/efcu-financial-mobile-banking/id805062899) | 4.8 (4,562) | Free | Finance |
| [BR Telco Mobile Banking](https://appshunter.io/ios/app/br-telco-mobile-banking/id487326720) | 4.8 (2,700) | Free | Finance |
| [Neighbors FCU Mobile Banking](https://appshunter.io/ios/app/neighbors-fcu-mobile-banking/id530246285) | 4.9 (13,798) | Free | Finance |
| [Essential CU](https://appshunter.io/ios/app/essential-cu/id953483907) | 4.8 (4,235) | Free | Finance |
| [MyPelican](https://appshunter.io/ios/app/mypelican/id1579923157) | 4.9 (10,423) | Free | Finance |

## More apps by La Capitol Federal Credit Union

- [La Capitol FCU Card Manager](https://appshunter.io/ios/app/la-capitol-fcu-card-manager/id1491394084)

All apps by La Capitol Federal Credit Union: https://appshunter.io/developer/818686342

## Related topics

[lacapital](https://appshunter.io/ios/topics/lacapital) · [concho educators fcu](https://appshunter.io/ios/topics/concho-educators-fcu) · [capitol federal bank](https://appshunter.io/ios/topics/capitol-federal-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*