# Ladda: Save and invest — Automate saving and investment > Automated savings and investment platform for personal financial goals. (iPhone/iPad app by Ladda Technology Limited.) - Source: https://appshunter.io/ios/app/ladda-save-and-invest/id1531879570 (this page in markdown: same URL + `.md`) - Developer: [Ladda Technology Limited](https://appshunter.io/developer/1531879572) - Category: Finance - Price: Free - Rating: 4.00/5 from 25 App Store ratings · 11 written reviews indexed - Age rating: 17+ - Requires: iOS 15.0 · 73 MB - Languages: American English - Released: 2021-01-09 - Data updated: 2026-08-19 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ladda-save-and-invest/id1531879570/reviews.md ## What is Ladda? Ladda is a wealth management product that enables you to meticulously plan and save. You can build your savings portfolios, top it up at any time, withdraw at any time, manage your money with finesse and live a financial independent life. With the Ladda App, you can: 1. Save for short term and long-term goals. Start automated/non-automated savings with as low as NGN 1000 into our emergency and regular savings. This could be per day, per week or per month. 2. Save for much longer time. Start savings or make one-time deposits anytime as low as NGN 1000 into our One-Off savings which allows you to save with a very high interest rate. 3. Prepare for unforeseen emergencies by creating a personalized emergency fund. 4. Lock up your savings to help with financial discipline. 5. With Ladda, you can earn stronger interest rates. 6. Withdraw at anytime from your Ladda Naira Wallet into your Traditional bank account. ## Key features - Automated and non-automated savings - Short and long-term goal planning - Emergency fund creation - Locked savings for discipline - High interest rates on savings - Withdrawals to bank accounts ## Recent user reviews (10 of 11) All indexed reviews: https://appshunter.io/ios/app/ladda-save-and-invest/id1531879570/reviews.md ### 2/5 — Thanks to Ladda *2026-08-07* I've found Ladda to be a highly effective tool for streamlining my finances. **Developer response:** Thank you, Queen Miraa! We're glad Ladda has been effective in helping streamline your finances. We appreciate your trust! ### 1/5 — Poor withdrawal process *2026-05-14* What is the point of having an “emergency savings” when someone can’t access their own money in an emergency?! You will request a withdrawal and they will take ages! Sometimes even more than 12 hours before they pay you. How can I have money but I cannot access MY OWN MONEY?! ### 5/5 — Easy to save *2026-04-20* It’s easy to save and withdraw from the app. **Developer response:** Thank you! We're glad you find saving and withdrawing seamless. We appreciate your support! ### 5/5 — Great Interface *2025-10-10* Very smooth interface and the ease of saving is great! ### 4/5 — Review *2025-10-09* I’ve never been able to save consistently until I started using this app. I highly recommend. **Developer response:** That means so much to us! Helping you build consistent savings habits is exactly what we're here for. Thank you for recommending Ladda! ### 3/5 — Ladda *2025-10-09* I’ve seen a significant increase in my savings since I started using this app. Thanks for the motivation **Developer response:** That’s amazing to hear! We’re thrilled that Ladda has been motivating you and helping your savings grow. Keep up the great work, and we’ll keep supporting you every step of the way! ### 4/5 — Thanks to Ladda *2025-01-27* I've found Ladda to be a highly effective tool for streamlining my finances. **Developer response:** Thank you, Queen Miraa! We're glad Ladda has been effective in helping streamline your finances. We appreciate your trust! ### 3/5 — Review *2024-02-26, version 6.0.60* To reduce the hassle of password and make login easy, could an update include biometrics for log in The process of funding is cumbersome. It will be easier if one could link up debit card or banks to enable transfer. And the charges per transaction is high… Thank you ### 1/5 — Not giving the option of USA as a country *2023-12-29* I thought y’all said it was a global app **Developer response:** We apologize for the inconvenience! We currently have this live on our current release. Thank you for your patience. ### 1/5 — FAILED WITHDRAWAL *2022-09-19* its been 2 to 3 days since i initiated a withdrawal and your company said it has been processed successfully but till today i have not seen anything in my account yet una don use my money abi wetin? please refund my money to my account or to the app please haba na you know how hard it is to make money in this country? i have messaged support no body us replying messaged on i twitter still nobody is responding sent emails still nothing i need my money back please is this a family business? please refund my money and work on your customer care does that mean if any issues arise that is the end of the case? ive been living lowkey because of what you guys did to me abeg refund my money so i can know what to do **Developer response:** We are truly sorry for what you went through! This is absolutely unacceptable, and we understand how distressing this must have been. Please, I can assure you that this is not a problem anymore, but if at all, please reach out to our support team. ## Frequently asked questions about Ladda ### What is Ladda? Ladda is a wealth management product designed to help users meticulously plan and save money. It allows for building savings portfolios, topping them up, and withdrawing funds at any time, aiming to foster financial independence. ### How can I start saving with Ladda? You can start automated or non-automated savings with as little as NGN 1000. Savings can be set up daily, weekly, or monthly into emergency and regular savings accounts. ### Does Ladda offer high interest rates? Yes, Ladda offers stronger interest rates on savings, particularly for 'One-Off savings' which allow for substantial interest earnings on one-time deposits. ### Can I access my money when I need it? Yes, you can withdraw funds at any time from your Ladda Naira Wallet directly into your traditional bank account. ### Is Ladda suitable for emergency preparedness? Absolutely. Ladda enables you to create a personalized emergency fund to prepare for unforeseen circumstances. ### What devices does Ladda support? Ladda is available on iPhone, iPad, and iPod devices. ### What is the age rating for Ladda? Ladda has an age rating of 17+, indicating it is intended for mature users. ### How often is Ladda updated? The latest version of Ladda is 9.2.4, and it was last updated on January 27, 2026, suggesting a consistent update schedule. ## Version history (last 5 releases) ### 10.0.5 — 2026-08-12 ~All bugs fixed ### 10.0.4 — 2026-06-01 Request for account statements and Investment letter directly from the app Solves the bug where you cannot invest exactly the amount in your wallet. Allows users create passcodes with digits starting and ending with 0's ### 10.0.3 — 2026-05-18 Fix for funding Ladda Wallets ### 10.0.2 — 2026-05-15 New passcode & biometric login Referrals and referral earnings Improved group savings visibility Refreshed app design for a better experience Clearer guidance and smarter notifications Stability improvements and bug fixes ### 10.0.1 — 2026-05-09 New passcode & biometric login Referrals and referral earnings Improved group savings visibility Refreshed app design for a better experience Clearer guidance and smarter notifications Stability improvements and bug fixes ## Apps similar to Ladda | App | Rating | Price | Category | | --- | --- | --- | --- | | [PiggyVest: Save & Invest Today](https://appshunter.io/ios/app/piggyvest-save-and-invest-today/id1263117994) | 4.6 (6,868) | Free | Finance | | [Cowrywise: Save & Invest Money](https://appshunter.io/ios/app/cowrywise-save-and-invest-money/id1436590033) | 4.6 (12,372) | Free | Finance | | [Chaka- Invest & Trade Globally](https://appshunter.io/ios/app/chaka-invest-and-trade-globally/id1507169124) | 4.3 (136) | Free | Finance | | [ARM One: Invest. Build wealth.](https://appshunter.io/ios/app/arm-one-invest-build-wealth/id1542314453) | 3.1 (30) | Free | Finance | | [InvestNaija](https://appshunter.io/ios/app/investnaija/id1579193940) | 3.6 (41) | Free | Finance | | [Zedcrest Wealth](https://appshunter.io/ios/app/zedcrest-wealth/id6449182177) | 4.4 (84) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*