# Lago: Expense Tracker — Expense, Money & Savings App

> Expense, Money & Savings App (iPhone/iPad app by Walter Sasam.)

- Source: https://appshunter.io/ios/app/lago-expense-tracker/id6758619891 (this page in markdown: same URL + `.md`)
- Developer: [Walter Sasam](https://appshunter.io/developer/1873985161)
- Category: Utilities, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 76 MB
- Languages: American English, Filipino, Hindi, Japanese, Korean
- Released: 2026-04-09
- Data updated: 2026-08-27
- User reviews in markdown: https://appshunter.io/ios/app/lago-expense-tracker/id6758619891/reviews.md

## What is Lago?

Where does your money actually go each month? Lago shows you—clearly, instantly, and without the spreadsheets.

Lago is a simple budgeting app for everyday spending. Keep track of cash, e-wallets, bank accounts, credit cards, and more in one place. Log an expense in seconds, create a budget you can actually follow, and watch your savings grow.

The name says it all—lago, to grow. Small, steady habits can turn into meaningful savings.

WHAT YOU CAN DO

• Track income, expenses, and transfers in just a few taps  
• Set monthly budgets by category and monitor your progress  
• Create savings goals and stay motivated as your money grows  
• Explore spending trends and financial Insights across multiple time periods  
• Track money in different currencies—ideal for travel, freelancing, and life abroad  
• Keep cash, e-wallets, bank accounts, credit cards, and other accounts in one view  
• Schedule recurring transactions and receive reminders for upcoming bills  
• Use clear charts to understand your spending habits and financial progress  
• Continue using Lago offline whenever you need it  
• Choose how your data is stored and synchronized  

SYNC ON YOUR TERMS

Lago gives you control over synchronization:

• Keep your data stored locally on your device  
• Use Apple Devices Sync through iCloud for supported Apple devices  
• Enable optional All Devices Sync to keep your Lago data aligned across supported iPhone, iPad, and Android devices  

All Devices Sync requires a Lago account and securely stores your synchronized data using Google Firebase services. You can manage your synchronization preference from Lago’s settings.

INSIGHTS THAT HELP YOU GROW

See how your income and spending change over time. Compare months, explore category breakdowns, follow your savings rate, review budget performance, and identify your biggest financial changes.

Optional Apple Intelligence features are available on supported devices. Lago’s charts, totals, budgets, and standard Insights continue to work without them.

WHOEVER YOU ARE

Whether you are building an emergency fund, living on a tight budget, managing multiple currencies, or sending support to family abroad, Lago helps keep your finances clear and under your control.

Small expenses can easily go unnoticed. See where your money goes, make a plan, and start growing your savings—one step at a time.

Download Lago and take control of your finances today.

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy:
https://mobileledger.wartle.app/privacy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| PRO Monthly | $1.99 | per month |
| PRO Annual | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Pro | $49.99 | one-time |



## Version history (last 5 releases)

### 2.4 — 2026-08-25

Lago 2.4 makes it easier to understand your money and keep your ledger in sync across devices.

• Explore expanded Insights across 1, 3, 6, or 12 months, including spending trends, category breakdowns, budgets, savings rate, and your biggest changes.

• Keep your data aligned across iPhone, iPad, and Android with optional All Devices Sync. Apple Devices Sync through iCloud remains available for Apple-only setups.

• Follow sync progress directly in the app, Dynamic Island, and Live Activities. You can also pull down on the Dashboard to sync on demand.

• Your profile name, activity, and streak now follow you across supported devices.

• Safer first-time sync helps prevent duplicate ledgers and categories by asking before replacing existing local data.

• Enjoy a smoother, faster Account Deck, along with fixes for installment interest, stalled sync, progress indicators, and achievement totals.

Optional Apple Intelligence features remain available on supported devices. Lago’s charts, totals, and standard insights continue to work without them.

### 2.2.3 — 2026-08-06

Credit-card installments got a lot better this release.

NEW

• See what an installment actually costs each month. Split a
  purchase over 3 months and Lago now shows the monthly amount
  as you set it up — plus how far it has posted and what's due
  next when you open it later.

• Reminders are explained before we ask. A new onboarding page
  covers what Lago uses notifications for — recurring bills,
  upcoming card payments, budgets nearing their limit — so you
  can decide with the full picture.

FIXED

• Installment interest is now spread across the months. It used
  to be charged entirely in the first cycle, making month one
  look far more expensive than it really was. Existing
  installments are corrected automatically.

• iCloud sync no longer stalls on installments. Saving one could
  pause Device Sync and leave it paused. Anything that was stuck
  waiting now uploads on its own.

• Progress rings actually move. The indicator shown during
  backups, imports, restores and Nearby Transfer sat frozen on
  the Lock Screen, in the Dynamic Island and on your Mac.

• Statement and due dates are right on the day a statement
  closes. Cards briefly showed next month's statement — and
  pushed the payment due date a month out with it.

• No more "Payment Overdue" on cards you've already paid. Paying
  on time, or early, didn't register as paying at all, so a
  settled card kept nagging into the next cycle.

• Budget carries over the moment a new month opens, instead of
  sitting empty until you visited the previous month first.

• PRO trial reminders you can count on. The "2 days before your
  trial ends" nudge now arrives however you started your trial.

• Notification permission is no longer requested at launch,
  before anything has been explained.

• Getting back to Budget from Savings Goals is a single button
  now, not a menu.

### 2.2.2 — 2026-07-24

See where your money goes at a glance, and enjoy a snappier app.

• Category radar chart — Your Dashboard's expense and income breakdowns now open with an at-a-glance chart of your category mix for the month.
• Savings cash flow — The Budget tab's Savings card now plots your income against your expenses side by side, so you can see exactly how much you're keeping each month.
• Smarter budget categories — Loan and credit card payments no longer skew your spending categories. Choose whether unbudgeted categories show up too, in Settings.
• Per-ledger savings goals — Set a different monthly savings target for each of your ledgers.
• Faster, smoother app — Every tab now loads instantly with a polished animation, and switching between tabs feels smoother than ever.
• Small fixes — including always having a clear way back to Budget from Savings Goals.

Thanks for using Lago!

### 2.2.1 — 2026-07-23

- Early and partial loan payments now correctly reduce the next scheduled installment.
 - Choose whether a loan payment applies to the next installment or directly to the remaining principal.
 - Loan schedules now show partial payment coverage, repayment progress, remaining payable, and the original payable amount.
 - Improved loan repayment syncing, backup compatibility, and overall reliability.

### 2.2 — 2026-07-21

Lago 2.2 is a big visual and quality update.

• Space Grotesk everywhere. A fresh, consistent typeface across every screen, sheet, menu, and form — with balances that always render in the right weight.
• A Wallet-style Account Deck. Your accounts fan out as real, correctly proportioned cards. Tap one to raise it and reveal recent transactions; pull a card down to peek at the one beneath; swipe up to gather the fan. Cards keep their balance, credit cards show what's owed, and with the deck closed you'll see recent activity across a whole account type — all in matching income and expense colors.
• Smarter cards. Enter a card's last four digits, or its full number for automatic network detection (Visa, Mastercard, Amex, Discover, JCB, UnionPay, Diners). Only the last four and the network name are ever saved. Cards can show that network mark and pick from refreshed neon, geometric, metallic, and woven art.
• Apple Watch, upgraded. Your account cards now show the same bank-card art, curated designs, and network marks on your wrist.
• Lock Screen widgets. Upcoming Bills, Ledger Balance, and a circular Budget Gauge — placeable right on your Lock Screen, including the bottom slot on iOS 26.
• Fixes & polish. Budget widgets now match the Budget tab exactly (correct ledger, refunds included, no duplicate budgets), the credit-utilization bar matches the rest of the app, and the Account Deck now stays smooth while you swipe.

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## More apps by Walter Sasam

- [Site Stamp GPS Camera](https://appshunter.io/ios/app/site-stamp-gps-camera/id6761422889)
- [PunctO](https://appshunter.io/ios/app/puncto/id6790418885)

All apps by Walter Sasam: https://appshunter.io/developer/1873985161

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
