# Lake Michigan CU Mobile > Mobile banking app for managing accounts, making payments, and applying for loans. (iPhone/iPad app by Lake Michigan Credit Union.) - Source: https://appshunter.io/ios/app/lake-michigan-cu-mobile/id481606178 (this page in markdown: same URL + `.md`) - Developer: [Lake Michigan Credit Union](https://appshunter.io/developer/481606181) - Category: Finance - Price: Free - Rating: 3.00/5 from 690 App Store ratings · 138 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 43 MB - Languages: American English, French (France), European Spanish - Released: 2011-11-25 - Data updated: 2026-08-21 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/lake-michigan-cu-mobile/id481606178/reviews.md ## What is Lake Michigan CU Mobile? Our virtual branch is right in your hands. Lake Michigan Credit Union’s mobile banking app is a safe, easy way to stay connected to your accounts anytime, anywhere! Manage Accounts - View balances with Quick View feature - Monitor transactions - Transfer money between accounts or to other members - Deposit checks - Enable/disable cards - Set travel notices and ATM limits - Review Max Checking status, interest YTD and eStatements Helpful Tools - Find the nearest branch or ATM - Receive important messages and announcements from LMCU - Budget Tool helps you monitor income, track spending, and set goals - Bill Pay allows you to schedule secure payments and view payment history - Financial calculator helps you plan for known and unexpected expenses LMCU Services - Open a new membership - Apply for auto, personal and home equity loans - Apply for mortgages and credit cards - Request an insurance quote - Access and perform mortgage transactions - Access and perform credit card transactions ## Key features - View account balances and transactions - Transfer money between accounts - Mobile check deposit - Bill Pay functionality - Loan and mortgage applications - Find branches and ATMs - Budgeting tools ## What do users think of Lake Michigan CU Mobile? Overall sentiment: negative **Pros** - 🚀 Easy to use - 👍 Convenient mobile deposit - 🔒 Secure login options - 💡 Integrated with Zelle **Cons** - 🐛 Frequent login issues - 🐛 Unreliable mobile deposit - 🔍 Lacking advanced features - 🕰️ Slow and outdated UI **Commonly reported bugs** - App crashes during use - Authentication failures - Delayed transaction updates **Most requested features** - Pending transaction visibility - Customizable dashboard - Improved bill pay experience - Savings goal tracking ## Recent user reviews (10 of 138) All indexed reviews: https://appshunter.io/ios/app/lake-michigan-cu-mobile/id481606178/reviews.md ### 1/5 — please bring back the budgeting tool! *2026-08-03* i am very disappointed with this “update.” LMCU replaced their most functional feature: the budgeting tool. whatever new “insights tool” they launched is nowhere near as functional and intuitive, and looks “vibe-coded” from one AI prompt. for example, i cannot get detailed expense breakdowns… just a name and a number (ex: shopping: $300). how can you cross-check this information when relevant expenses are not linked? am i supposed to check my hundreds of expenses one by one to see where they were placed? also, what happened to the detailed subcategories? there is now just “shopping.” but what type of shopping? clothing? personal care? games? electronics? the subcategories have been annihilated throughout the app in favor of just a few categories (food transportation health, shopping etc). i miss when i could see breakdowns like gas, parking, maintenance, as well as coffee shops, restaurants, and fast food! unfortunately, it seems like the developers removed everything useful in the “update.” please don’t remove every feature in a fruitless quest for simplicity! **Developer response:** Your feedback is valuable to us. We appreciate you taking the time to leave a review and want to provide you with the best experience possible. If you have any additional feedback for our team, please contact customer service at (800) 242–9790. ### 1/5 — please bring back the budgeting tool! *2026-07-31, version 4.4.1* i am very disappointed with this “update.” LMCU replaced their most functional feature: the budgeting tool. whatever new “insights tool” they launched is nowhere near as functional and intuitive. for example, i cannot get detailed expense breakdowns… just a name and a number (ex: shopping: $300). how can you cross-check this information when relevant expenses are not linked? am i supposed to check my hundreds of expenses one by one to see where they were placed? also, what happened to the detailed subcategories? there is now just “shopping.” but what type of shopping? clothing? personal care? games? electronics? the subcategories have been annihilated throughout the app in favor of just a few categories (food transportation health, shopping etc). i miss when i could see breakdowns like gas, parking, maintenance, as well as coffee shops, restaurants, and fast food! unfortunately, it seems like the developers removed everything useful in the “update.” please don’t remove every feature in a fruitless quest for simplicity! ### 2/5 — Update downgraded budgeting tool *2026-07-31, version 4.4.1* I’ve been closely using the budget tool for six months and it had been extremely helpful, but the latest update removed the tool and implemented “wallet insights “ and a very basic budgeting tool. All my data is gone and I’m extremely disappointed with the new features compared to the old. I already switched to Every Dollar for budgeting, but it was a huge hassle to have to start from square one. Please bring the old tool back! I recommended LMCU to others just based on that feature! ### 1/5 — Horrible *2026-07-31, version 4.4.1* New “wisdom” is just a time waster. Making me wade through your data points is annoying. I only want to see my accounts, I don’t need your AI to recap things and advise me. Go back to the clean appearance without all the wisdom junk. Or at least give customers the option to turn it OFF! ### 2/5 — Update: Tracking Installed *2026-07-30, version 4.4.1* Prior to this most recent update it did not appear as though LMCU was using third-party analytics or tracking. However, each time you load the app and login you are sharing your private data with “cloudflareinsights” The app itself is “ok” it does an “ok” job at what it is supposed to do, however third party analytics and tracking tools do not belong in a banking app. ### 1/5 — New feature *2026-07-30, version 4.4.1* The new wallet wisdom insights feature is intrusive and unhelpful. Please include the ability to disable this unwanted feature. ### 4/5 — Positive App Privacy Report *2026-07-03, version 4.4.0* If you value privacy, at least at this time, it does not appear as though LMCU is sharing analytics with third parties from the app. The app itself, while not the best design, does what it is supposed to do and doesn’t try to be more. It is not a 5 star app, but it does not need to be, it’s a 5 star credit union. ### 3/5 — Just my opinion *2026-06-19, version 4.3.6* The app is fine but it is missing Zelle and push notifications. Add those and everything is perfect! ### 1/5 — Broken *2026-03-13, version 4.3.5* It doesn’t even open at all. I’m on an iPhone 16 pro max running iOS 26.2.1 ### 1/5 — Broken *2026-02-21, version 4.3.5* The app is broken. They’re all kinds of errors, and it is impossible to login. This is very problematic when you’re dealing with a financial app. Users must be able to login at all times. ## Frequently asked questions about Lake Michigan CU Mobile ### What can I do with the Lake Michigan CU Mobile app? The app allows you to manage your accounts by viewing balances and transactions, transferring money, depositing checks, and paying bills. You can also apply for various loans and credit cards, request insurance quotes, and access mortgage transactions. Additionally, it provides tools to find nearby branches and ATMs, budget your spending, and use a financial calculator. ### Is the Lake Michigan CU Mobile app free to use? Yes, the app is free to download and use. There are no subscription fees or in-app purchases mentioned for accessing its core banking and financial management features. ### How do I deposit a check using the app? The app features a mobile check deposit function. You can typically deposit checks by taking photos of the front and back of the endorsed check directly through the app, saving you a trip to a branch or ATM. ### Can I apply for loans through the app? Yes, the app allows you to apply for various types of loans, including auto loans, personal loans, and home equity loans. You can also apply for mortgages and credit cards directly within the application. ### What are the budgeting features of the app? The app includes a Budget Tool designed to help you monitor your income, track your spending habits, and set financial goals. This feature aims to provide insights into your financial health and assist in planning. ## Version history (last 5 releases) ### 4.4.2 — 2026-08-12 We are continually making improvements to give you the best digital banking experience. This update includes: - Adding the option for the user to allow location tracking for improved fraud monitoring - Bug fixes - Misc. UI Improvements ### 4.4.1 — 2026-07-28 We are continually making improvements to give you the best digital banking experience. This update includes: - Wallet Wisdom Insights budgeting and money management experience - Bug fixes - Misc. UI Improvements ### 4.4.0 — 2026-06-22 We are continually making improvements to give you the best digital banking experience. This update includes: - A new dashboard experience, with upcoming payment detail added where applicable - Bug fixes - Misc. UI Improvements - Backend updates to support a new budgeting experience coming soon ### 4.3.6 — 2026-03-23 This update includes: - iOS 26 Support - Security Enhancements - Bug Fixes - Misc. UI Improvements ### 4.3.5 — 2025-11-19 This update includes: - Bug Fixes - Misc. UI Improvements ## Apps similar to Lake Michigan CU Mobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [Consumers Credit Union - MI&IN](https://appshunter.io/ios/app/consumers-credit-union-mi-and-in/id870748885) | 4.8 (16,055) | Free | Finance | | [Michigan First App](https://appshunter.io/ios/app/michigan-first-app/id397680629) | 4.8 (25,834) | Free | Finance | | [Advia Mobile Banking](https://appshunter.io/ios/app/advia-mobile-banking/id531540346) | 4.5 (4,803) | Free | Finance | | [Wintrust Community Banks](https://appshunter.io/ios/app/wintrust-community-banks/id1619335105) | 4.8 (23,409) | Free | Finance | | [GR PayIt for Grand Rapids](https://appshunter.io/ios/app/gr-payit-for-grand-rapids/id1267374173) | 2.8 (50) | Free | Finance | | [Priority Health OTC](https://appshunter.io/ios/app/priority-health-otc/id6633426197) | 3.5 (70) | Free | Finance | ## More apps by Lake Michigan Credit Union - [Lake Michigan CU Business Plus](https://appshunter.io/ios/app/lake-michigan-cu-business-plus/id1437271771) - [LMCU Business mRDC](https://appshunter.io/ios/app/lmcu-business-mrdc/id1532052979) - [LMCU Business Token](https://appshunter.io/ios/app/lmcu-business-token/id1615416589) - [LMCU mRDC](https://appshunter.io/ios/app/lmcu-mrdc/id6741164362) All apps by Lake Michigan Credit Union: https://appshunter.io/developer/481606181 ## Related topics [lmcu](https://appshunter.io/ios/topics/lmcu) · [lmcu mobile banking](https://appshunter.io/ios/topics/lmcu-mobile-banking) · [lake michigan credit union](https://appshunter.io/ios/topics/lake-michigan-credit-union) · [lake michigan](https://appshunter.io/ios/topics/lake-michigan) · [lake michigan cu mobile](https://appshunter.io/ios/topics/lake-michigan-cu-mobile) · [lmcu mrdc](https://appshunter.io/ios/topics/lmcu-mrdc) · [lake michigan cu business plus](https://appshunter.io/ios/topics/lake-michigan-cu-business-plus) · [lake trust credit union](https://appshunter.io/ios/topics/lake-trust-credit-union) · [lake view credit union](https://appshunter.io/ios/topics/lake-view-credit-union) · [5 lakes finance](https://appshunter.io/ios/topics/5-lakes-finance) · [cayuga lake national bank](https://appshunter.io/ios/topics/cayuga-lake-national-bank) · [nlightsfcu](https://appshunter.io/ios/topics/nlightsfcu) · [wmcb mrdc](https://appshunter.io/ios/topics/wmcb-mrdc) · [lake trust online banking](https://appshunter.io/ios/topics/lake-trust-online-banking) · [lake trust bank](https://appshunter.io/ios/topics/lake-trust-bank) · [lake city bank card controls](https://appshunter.io/ios/topics/lake-city-bank-card-controls) · [lake city bank wealth mobile](https://appshunter.io/ios/topics/lake-city-bank-wealth-mobile) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*