# Lake Shore Bank Mobile

> Mobile banking app for account management, deposits, transfers, and bill payments. (iPhone/iPad app by Lake Shore Savings Bank.)

- Source: https://appshunter.io/ios/app/lake-shore-bank-mobile/id881480617 (this page in markdown: same URL + `.md`)
- Developer: [Lake Shore Savings Bank](https://appshunter.io/developer/881480620)
- Category: Finance, Business
- Price: Free
- Rating: 4.78/5 from 729 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 107 MB
- Languages: English, French, Spanish
- Released: 2014-07-26
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/lake-shore-bank-mobile/id881480617/reviews.md

## What is Lake Shore Bank Mobile?

Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more!

Manage Your Accounts
[+] Monitor your checking and savings accounts (current and available)
[+] View mortgage, auto loan and other account balances
[+] Set up Account Alerts and adjust your preferences

Quick Access
[+] Enable Touch ID® or Face ID® for a fast and safe way to access your account
[+] View your balances on the go with Fast Balances

Enhanced Navigation
[+] My profile menu to manage notifications and personal preferences
[+] Navigation tray with quick access to our top used features
[+] Hamburger menu with all of the transactional tools needed to stay on top of your finances

Deposit Funds
[+] Deposit checks by taking photos of checks to deposit them
[+] Instantly view the processing deposit in your account

Make Transfers and Payments
[+] Transfer funds between your accounts and to other financial institutions
[+] View and manage your bills and recurring payments in one place
[+] Securely send and receive money with friends and family using a U.S. mobile phone number or email address with Zelle®

Disclosure
[+] Our mobile app is Free, mobile carrier message and data rates may apply
[+] Some features are only available for eligible account holders and/or accounts.
[+] Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

## Key features

- Account management
- Mobile check deposit
- Fund transfers
- Bill pay
- Secure login with biometrics
- Zelle® integration

## What do users think of Lake Shore Bank Mobile?

Overall sentiment: mixed

**Pros**

- 📱 Easy mobile check deposit functionality
- 💸 Simple account transfers and bill management
- 🏪 Convenient branch and ATM location finder
- 👍 User-friendly for basic banking tasks
- 🏦 Good banking service overall

**Cons**

- 🐛 Frequent app crashes and error messages
- 📅 Dated appearance and design
- 🎨 Poor user interface on mobile devices
- 📖 Difficult navigation between screens
- ⚠️ Inconsistent pending transaction visibility
- 🔄 Session timeout requires app restart
- ♿ Lack of accessibility features (no pinch-to-zoom)
- 💼 No support for business accounts

**Commonly reported bugs**

- App crashes on startup
- Login error messages on sign-in
- Pending checks not showing in account summary
- Inconsistent pending transaction visibility between screens
- Notifications not working after phone switch
- Session timeout requires full app restart to log back in
- Balances not matching across different screens

**Most requested features**

- Pinch-to-zoom accessibility feature for visually impaired users
- Consistent pending transaction display across all screens
- Business account support in mobile app
- Account summary as default first screen
- Real-time balance updates across all screens
- Session persistence without requiring app restart

## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/lake-shore-bank-mobile/id881480617/reviews.md

### 5/5 — Dpb102

*2025-07-01, version 25.1.101.1*

I don’t understand why you can’t log in again after time has expired without closing and reopening the app.

### 1/5 — App glitches every time I open it.

*2024-04-12, version 24.1.0.1*

Every time I sign it it gives me an error message. Everything about lakeshore seems DATED.

### 5/5 — Good  banking  establishment

*2024-02-05, version 23.2.0.1*

Just great service

### 4/5 — Love the bank. The app, not so much.

*2023-11-01, version 23.2.0.1*

It took a little time to learn to maneuver through the app and I now know how it works pretty well.  My one complaint is that paper checks issued through the app do not consistently show under pending transactions on the account summary screen. They should appear here until the check is cashed. This morning two checks should have been received by creditors but only one appears under acct summary as posted and it looks as if it has been cashed, but I know it has not been. It should be under pending transactions with a hold on those funds until it is actually cashed. The other check which has been mailed by the bank and can be cashed as of today, is nowhere to be found under the account summary. I have to look under activity to make sure it was sent and then subtract that amount from my available account balance. This all makes it very very hard to keep track of the actual account balance. I have unfortunately in the past over drawn on the account because checks issued do not appear under pending in the account summary. It’s a little upsetting when a cup of coffee costs $40 due to overdraft fees because you can’t easily see what checks are actually still pending. I love this bank, but this is a troublesome issue with the app and it really needs to be fixed.

### 1/5 — Terrible user interface and lack of real time updates.  Step backward

*2023-04-07, version 11.4.0.1*

I know they were trying to update the app but it’s worse. User interface is VERY DIFFICULT to use on a mobile device. Barely can read and why not present the account summary first like before and then allow transactions? What took one step or two before takes more and moving between screens is difficult. Also (AND WORSE) pending transactions are visible is some screens but not others? Balances should always match. Actually considering switching banks because it is so bad.

### 1/5 — Terrible user interface and lack of real time updates.  Step backward

*2022-05-15, version 10.6.0.2*

I know they were trying to update the app but it’s worse.  User interface is VERY DIFFICULT to use on a mobile device.  Barely can read and why not present the account summary first like before and then allow transactions?  What took one step or two before takes more and moving between screens is difficult.   Also (AND WORSE) pending transactions are visible is some screens but not others?  Balances should always match.  Actually considering switching banks because it is so bad.

### 5/5 — Does Not Work

*2021-01-21, version 20.2.50*

This app never works properly. Do yourself a favor a don’t bother to download. IF you can get to even open you will have nothing but trouble.

### 5/5 — Lakeshore Savings app

*2020-07-18, version 20.1.20*

I have had this app for a few years and I used to be satisfied. I switched phones recently and now the notifications and live feed do not do anything I’ve tried everything, even getting ahold of the bank and I still cannot get notifications. If they came back I’d give 5 stars
Edit: notifications were fixed and are working great thank you

### 5/5 — Homemaker

*2020-05-28, version 19.3.20*

So easy!

### 5/5 — Mobile deposit

*2020-05-08, version 19.3.20*

Love that I can deposit my checks so easily on the app

## Frequently asked questions about Lake Shore Bank Mobile

### What can I do with the Lake Shore Bank Mobile app?

The app allows you to manage your checking and savings accounts, monitor loan balances, deposit checks by taking photos, make transfers between accounts and to other institutions, pay bills, and send money to friends and family using Zelle®.

### Is the Lake Shore Bank Mobile app free to use?

Yes, the mobile app is free to download and use. However, your mobile carrier's message and data rates may apply.

### How can I access my accounts securely?

You can access your accounts securely using Touch ID® or Face ID® for fast and safe login. The app also provides enhanced navigation and a hamburger menu for accessing all transactional tools.

### Can I deposit checks using the app?

Yes, you can deposit checks by simply taking photos of them through the app. The deposit will be instantly visible in your account once processing begins.

### What are the compatibility requirements for the app?

While specific operating system versions are not detailed, the app is designed for mobile devices. Some features may only be available for eligible account holders and/or accounts.

## Version history (last 5 releases)

### 26.1.401.1 — 2026-05-05

Bug Fixes
Improved Performance and navigation

### 25.2.105.1 — 2025-10-24

Bug Fixes
Improved Performance and navigation

### 25.2.104.1 — 2025-08-08

Bug Fixes
Improved Performance and navigation

### 25.2.103.1 — 2025-07-18

Bug Fixes
Improved Performance and navigation

### 25.2.102.1 — 2025-07-08

Bug Fixes
Improved Performance and navigation

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All apps by Lake Shore Savings Bank: https://appshunter.io/developer/881480620

## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
