# Lake: Spending Tracker — See your usual places

> See your usual places (iPhone/iPad app by Lake Financial.)

- Source: https://appshunter.io/ios/app/lake-spending-tracker/id6812786212 (this page in markdown: same URL + `.md`)
- Developer: [Lake Financial](https://appshunter.io/developer/6812786214)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 17.0 · 20 MB
- Released: 2026-10-14
- Data updated: 2026-10-17

## What is Lake?

Lake is an automatic spending tracker for the places you keep going. If you have tried tracking or budgeting and found it hard to keep up, start with the spending already in your history.

Connect a supported institution through Plaid to see eligible usual places and what a visit usually costs, based on recent transactions. When a place matches a spending limit, see the limit left and how many similar visits fit.

Review your monthly budgets and set visit goals that start when you choose. Each new goal has its own monthly period and countdown. Results wait until Lake can verify the spending history for that period. Earned points unlock optional customizations.

Free includes up to five usual places on Home, monthly budgets, and two new goals per calendar month, with up to two ongoing goals. New goals that are met earn 50 points on Free or 100 with Premium, based on your plan when the result is verified.

Lake Premium adds your full list of eligible usual places, favorite-place pinning, unlimited goals, monthly reports, Insights and five additional app icon colors. Both plans use the same earned-customization catalog.

Choose optional nearby reminders for places you save, or a weekly check-in. Nearby reminders need location permission and depend on iOS delivery. Weekly check-ins do not need location. Choose light or dark appearance to make Lake comfortable to read.

Available subscription plans, prices and renewal terms appear in the app before purchase. Restore purchases and manage Apple subscriptions from Membership.

A Lake account and a supported linked institution are needed for your personal spending view. Available history and figures depend on the data your institution provides.

Privacy policy: https://www.lakefin.net/privacy
Terms of service: https://www.lakefin.net/terms
App license (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Support: https://www.lakefin.net/feedback

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Lake Spending - Annual Premium | $79.99 | per year |
| Lake Spending - Monthly Premium | $9.99 | per month |


## Is Lake safe?

Not enough ratings yet to assess Lake.

## Is Lake legit?

Lake: Spending Tracker has limited verification signals. The AppsHunter Legitimacy Score for Lake is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-10-14

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-17.*