# Lake Trust Business Banking — user reviews

> 55 indexed App Store user reviews of Lake Trust Business Banking by Lake Trust Credit Union, rated 4.08/5 from 123 ratings.

- Source: https://appshunter.io/ios/app/lake-trust-business-banking/id1243559621/reviews
- App overview in markdown: https://appshunter.io/ios/app/lake-trust-business-banking/id1243559621.md
- Rating breakdown: 5★ 73 · 4★ 9 · 3★ 3 · 2★ 6 · 1★ 17

## What do users think of Lake Trust Business Banking?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use and read
- 👍 Wonderful experience banking
- 👍 Great bank service
- 👍 Good dependable app
- 👍 Always available and easy to use
- 👍 Simple and intuitive
- 👍 Very easy to use and safe
- 👍 Love the app
- 👍 Great App

**Cons**

- 🐛 Glitchy at times
- 🐛 App doesn't remember device
- 🐛 Bill payment spins
- 🐛 Credit card menu terrible
- 🐛 Remote deposits not smooth
- 🐛 Neglecting disputes
- 🐛 Needs text code every time
- 🐛 Half the stuff doesn't work
- 🐛 Fingerprint option never works
- 🐛 Drive thru AI pieces of crap
- 🐛 Needs Zelle option
- 🐛 Wish I could see pending deposits
- 🐛 Electronic deposits don't go through
- 🐛 Face ID glitches
- 🐛 Lags behind big banks
- 🐛 Loading PDF statements impossible
- 🐛 Check deposit camera opposite oriented
- 🐛 Register device every time
- 🐛 Business app not working
- 🐛 Check deposit takes multiple tries
- 🐛 Email pin always needed
- 🐛 Mobile deposit kicks out
- 🐛 App crashes when depositing checks
- 🐛 Support link broken
- 🐛 Security code to sign in daily
- 🐛 Check deposit rarely works
- 🐛 Locked out for no reason
- 🐛 Check depositing functionality weak
- 🐛 App won't load after sign in
- 🐛 Failed to connect to server

**Commonly reported bugs**

- App doesn't remember device
- Bill payment gets stuck
- Credit card menu is unusable
- Remote deposits are not smooth
- Requires text code every time for login/account check
- Fingerprint/Face ID not working reliably
- Check deposit functionality is problematic (camera orientation, multiple tries, crashing)
- App crashes during check deposit
- App support link is broken
- App lags behind other major banking apps
- Cannot load PDF statements
- App won't load after sign-in screen
- App fails to connect to server
- Users get locked out without reason
- Business app not working correctly
- Neglecting disputes

**Most requested features**

- Add Zelle option
- See pending deposits
- Transfer between personal and commercial accounts
- Add pull down quick view for balance

## Newest reviews (14 of 55)

### 3/5 — LTCU

*2025-09-09, version 5.0.51002*

Works ok could be better

### 3/5 — Useful, but glitchy at times

*2025-08-23, version 5.0.51002*

Harder to use check deposit vs the personal app

### 2/5 — Owner

*2025-06-14, version 5.0.51002*

After paying a bill, you cannot get out it just spins like it’s thinking

### 4/5 — Great business banking

*2025-06-13, version 5.0.51002*

I like the app. for my business needs except that I have to come into the bank or call into the bank to move money from my business account to my personal account

### 4/5 — So far so good

*2024-03-20, version 5.0.5811*

Been a member for two weeks 
Moved to lake trust as I was tired of other banks and their policies. 

I’m still learning the app so it’s not getting five stars but so far it’s been good and stable

### 5/5 — Love it

*2023-10-16, version 5.0.5804*

Notifications would be nice but app is great no issues

### 5/5 — Love the Lake Trust App

*2023-10-08, version 5.0.5804*

Easy to use for checking balance and making deposits.

### 5/5 — Simple and intuitive

*2023-10-07, version 5.0.5804*

Very easy to use and safe.

### 5/5 — Lake Trust

*2023-08-20*

Wonderful experience banking with Lake Trust. App is easy to work with. I wish remote deposits were smoother.

### 3/5 — Wish I could see pending deposits. Electronic deposits often times don’t go they the first time.

*2023-08-17, version 5.0.5804*

MSUFCU has no business savings limit and can see pending deposits

### 2/5 — App doesn’t remember your device

*2023-08-15, version 5.0.5804*

You will always have to re confirm the same device you have logged in with for the past 2 years. Not great at all

### 4/5 — Always room for improvement.

*2023-08-15, version 5.0.5804*

A few glitches. 
Like Face ID does not work the first time and I have to go back for verification oage and then it works.

### 3/5 — Lags behind big banks

*2023-08-15, version 5.0.5804*

Decent for very basic functions but look and feel and functionality lags behind other major banking apps. Limited functionality and coding issues make certain aspects impossible, ie loading actual pdf statements

### 5/5 — Check deposit doesn’t work right

*2023-08-13, version 5.0.5804*

App makes my iPhone camera opposite oriented. Very confusing.

## Most critical reviews (10 lowest-rated)

### 1/5 — App doesn’t remember your device

*2025-06-16, version 5.0.51002*

You will always have to re confirm the same device you have logged in with for the past 2 years. Not great at all

### 1/5 — Not mobile friendly

*2025-06-12, version 5.0.51002*

The main part of the app is ok. But the menus, particularly the credit card menu is terrible. Unusable.

### 1/5 — Hard to use

*2024-11-13, version 5.0.5909*

Why can’t this be the same format of the personal accounts with lake trust?
Half the stuff Doesn't work.

### 1/5 — Clunky bank at best

*2024-01-21, version 5.0.5811*

Hate that they always make you change your password. Finger print option never works. An oh, everyone hates that you got rid of your human tellers at the drive thru. Now the drive thru has ai pieces of crap.

### 1/5 — Where is Zelle

*2023-09-02, version 5.0.5804*

This needs the Zelle option. It’s 2023 I should be able to transfer my money to my other accounts with out having to goto the ATM

### 1/5 — This App is almost useless

*2023-03-07, version 5.0.5722*

I have to register my device every time I open it, thus resulting in waiting for a  “one time passcode”. I’ve deleted it and downloaded it several times and I just got a brand new phone last week. It still has to register my device every time. The regular Laketrust app is fine….it’s just the business app that is not working.

### 1/5 — Very Buggy and Frustrating to use

*2023-02-07, version 5.0.5722*

Every time I deposit a check it takes multiple try’s and have to take the pictures over and over before they work.

### 1/5 — Never remembers device e mail pin always needed

*2023-01-26, version 5.0.5722*

Old version was so much better it actually used to register my phone. Now I need to email a pin every single time and it never remembers a device.

### 1/5 — Disappointed

*2022-12-28, version 5.0.5722*

Since I started my business in June 2022, the mobile deposit feature on the app kicks me out every time I’m finished taking the photos, sometimes while I’m taking photos. On average, I have go through the whole process at least 4-5 times before it will actually complete the deposit. That’s if it works at all. It is so frustrating and disappointing. It is not easy for me to get to the nearest physical location to make deposits. I tried to go to the app support to make a request to fix the bugs there, but the link takes me to a page that says page not available, or something along those lines. So I cannot even report the problem to the correct people to fix the problems… 😡 I am considering moving to a different credit union.

### 1/5 — What the heck is going on??

*2022-07-28, version 4.0.5718*

I’m locked out for no reason and now I can’t bank.  One day, I’m fine, the next I’m not.

## Most praised reviews (10 highest-rated)

### 5/5 — Lake Trust

*2025-06-12, version 5.0.51002*

Wonderful experience banking with Lake Trust. App is easy to work with. I wish remote deposits were smoother.

### 5/5 — Great bank

*2025-02-14, version 5.0.5909*

I have been with Lake Trust for several years, I really like banking here.  Service outstanding.

### 5/5 — I’m not happy with couple of things

*2025-01-03, version 5.0.5909*

-1) neglecting my $300 dispute!!!!
-2) why I have to get a text code every time I check my account?

### 5/5 — Lake trust app

*2024-12-10, version 5.0.5909*

I like this app. It’s easy to use and easy to read 👍

### 5/5 — Good dependable app!!👍👍

*2024-11-12, version 5.0.5909*

Easy to aviator and fast

### 5/5 — Great app

*2024-11-11, version 5.0.5909*

Always available and easy to use !

### 5/5 — Great bank

*2024-06-18, version 5.0.5811*

I have been with Lake Trust for several years, I really like banking here.  Service outstanding.

### 5/5 — Gand service

*2024-04-09, version 5.0.5811*

Very good and grand service customer sevice is the one of the best I have work with in the community thanks Lake Trust Credit Union

### 5/5 — Lake Trust

*2023-12-27*

Wonderful experience banking with Lake Trust. App is easy to work with. I wish remote deposits were smoother.

### 5/5 — Great app

*2023-12-09*

Always available and easy to use !

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*
