# Lake Trust Credit Union > Mobile banking app for managing accounts, payments, and finding ATMs. (iPhone/iPad app by Lake Trust Credit Union.) - Source: https://appshunter.io/ios/app/lake-trust-credit-union/id943022011 (this page in markdown: same URL + `.md`) - Developer: [Lake Trust Credit Union](https://appshunter.io/developer/529564323) - Category: Finance, Productivity - Price: Free - Rating: 4.80/5 from 9,313 App Store ratings · 72 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 106 MB - Languages: American English, Chinese (Traditional, Taiwan) - Released: 2015-01-28 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/lake-trust-credit-union/id943022011/reviews.md ## What is Lake Trust Credit Union? Lake Trust Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Lake Trust Credit Union’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone and iPad. It’s fast, secure and free. With Lake Trust Credit Union Mobile, you can: • Check available balances & transaction history • Deposit checks directly from your iPhone or iPad • Pay bills and credit cards • Transfer money between Lake Trust Credit Union accounts • Find the nearest Lake Trust Credit Union branches and ATMs • Send us a message To use Lake Trust Credit Union Mobile, you must be a Lake Trust Credit Union member and enrolled in our online banking service. To sign up, visit www.laketrust.org ## Key features - Manage accounts - Check balances and transaction history - Deposit checks - Pay bills and credit cards - Transfer money - Find branches and ATMs - Send messages ## What do users think of Lake Trust Credit Union? Overall sentiment: neutral **Pros** - 👍 Convenient app - 🚀 Fast check deposit - 🔒 Secure app - 👍 Helpful staff - 👍 Easy to use **Cons** - 🐛 Issues with mobile check deposit - 🐛 Pending transactions not clear - 🐛 Accounts page redesign not well received - 🐛 Bill pay function lacking - 🐛 Unreliable international card usage **Commonly reported bugs** - Mobile check deposit issues - App crashes and freezes - Compatibility issues with newer devices **Most requested features** - Ability to specify memo line for bill pay - Transaction search functionality - Immediate deposit visibility - Pending transactions deducted from balance - Picture deposits for checks ## Recent user reviews (10 of 72) All indexed reviews: https://appshunter.io/ios/app/lake-trust-credit-union/id943022011/reviews.md ### 5/5 — My Moble app *2026-02-15, version 2025.10.1.4* Love that I can check my balance at anytime and see what I owe on my Visa before making my payment. ### 2/5 — Please revert, or optimize! *2025-12-13* The redesign is very poor. Account balances are much harder to see than previous iterations. There’s a lot of dead space that fills the screen which requires more scrolling. Load times are horrendous now! I shouldn’t have to look at “Please Wait” for upwards of 7 seconds just to check a balance or do a transfer. Face ID scans my face quickly but it’s the time after that now drags. The older versions of the app that you still have screenshots of on the app page was superior in my opinion! ### 5/5 — Online banking *2025-11-26, version 2025.5.0.1* They made it very easy for me to understand my accounts and transferring so I am great very grateful ### 5/5 — My experience with Lake Trust *2025-11-23, version 2025.5.0.1* They are always pleasant and always have my back! ### 1/5 — App works 30% of the time *2025-11-20, version 2025.5.0.1* this is the worst banking app. half the time the app doesn’t even open. it also randomly signs you out. this is where people check their money, so it’s not a good look for the credit union that they can’t even get a simple app up and running consistently ### 3/5 — Latest update is bad! Please revert. *2025-11-10, version 2025.5.0.1* They just recently changed how the accounts page looks. The balances are less noticeable. Lots of dead space. Hard to look at, less confined. Please revert is to how it looks in your App Store preview images! ### 5/5 — Long Time Member *2025-10-25, version 2025.5.0.1* I have been a loyal member to LTCU since the early 60’s. I will never leave LTCU, it is like my second home. Thanks 😇 ### 5/5 — Lake Trust app *2025-10-22, version 2025.5.0.1* I think it is one of the best things that you guys have ever done. I use this App almost on a daily basis to either check or do something. I love it. Robert York ### 3/5 — Good app, but works when it wants to on iOS 26 *2025-10-14, version 2025.5.0.1* Lake trust’s app is good, but when it wants to. I am currently on iOS 26, and the app fails to open every time, even after a reinstall. This needs to be rectified, as I am stuck doing all of my banking online. ### 5/5 — Review *2025-06-26, version 2025.2.2.3* You folks ROCK 😊! ## Frequently asked questions about Lake Trust Credit Union ### What can I do with the Lake Trust Credit Union Mobile App? The app allows you to manage your accounts, check available balances and transaction history, deposit checks directly from your device, pay bills and credit cards, transfer money between your accounts, and find the nearest branches and ATMs. You can also send messages to the credit union. ### Is the Lake Trust Credit Union Mobile App free to use? Yes, the app is described as fast, secure, and free to use. There are no upfront costs associated with downloading or using the core banking features of the application. ### Who can use the Lake Trust Credit Union Mobile App? To use the Lake Trust Credit Union Mobile App, you must be a member of Lake Trust Credit Union and be enrolled in their online banking service. If you are not yet a member, you can sign up by visiting their website. ### What devices are compatible with the app? The app is designed for use on iPhones and iPads, allowing you to bank on the go from your Apple mobile devices. Specific iOS version requirements are not detailed in the description. ### How do I deposit a check using the app? The app enables you to deposit checks directly from your iPhone or iPad. You will likely need to take photos of the front and back of your endorsed check through the app's interface. ## Version history (last 5 releases) ### 2025.10.1.4 — 2025-12-09 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.5.0.1 — 2025-07-08 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.2.2.3 — 2025-03-19 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2024.10.1.10 — 2024-12-03 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2024.01.01 — 2024-03-26 Improved login flow for those using biometrics Increased visibility for closed accounts within account details screen Various additional enhancements and bug fixes ## Apps similar to Lake Trust Credit Union | App | Rating | Price | Category | | --- | --- | --- | --- | | [Bank of Ann Arbor Mobile](https://appshunter.io/ios/app/bank-of-ann-arbor-mobile/id543666806) | 4.7 (909) | Free | Finance | | [Credit Union ONE (Michigan)](https://appshunter.io/ios/app/credit-union-one-michigan/id1506283570) | 4.8 (9,016) | Free | Finance | | [American 1 Online Banking](https://appshunter.io/ios/app/american-1-online-banking/id1540117329) | 4.8 (5,895) | Free | Finance | | [Zeal Credit Union Mobile](https://appshunter.io/ios/app/zeal-credit-union-mobile/id900092853) | 4.8 (6,037) | Free | Finance | | [Lake Michigan CU Mobile](https://appshunter.io/ios/app/lake-michigan-cu-mobile/id481606178) | 3.0 (676) | Free | Finance | | [Vibe Credit Union Mobile](https://appshunter.io/ios/app/vibe-credit-union-mobile/id619237418) | 4.8 (5,291) | Free | Finance | ## More apps by Lake Trust Credit Union - [Lake Trust Business Banking](https://appshunter.io/ios/app/lake-trust-business-banking/id1243559621) - [Lake Trust Mobile Banking](https://appshunter.io/ios/app/lake-trust-mobile-banking/id6480133579) All apps by Lake Trust Credit Union: https://appshunter.io/developer/529564323 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*