# Lanco FCU > Mobile banking app for managing Lanco Federal Credit Union accounts and transactions. (iPhone/iPad app by Lanco Federal Credit Union.) - Source: https://appshunter.io/ios/app/lanco-fcu/id932474154 (this page in markdown: same URL + `.md`) - Developer: [Lanco Federal Credit Union](https://appshunter.io/developer/932474153) - Category: Finance - Price: Free - Rating: 4.80/5 from 880 App Store ratings · 15 written reviews indexed - Age rating: 12+ - Requires: iOS 18.4 · 173 MB - Languages: American English, European Spanish - Released: 2014-11-04 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/lanco-fcu/id932474154/reviews.md ## What is Lanco FCU? Bank securely with the Lanco FCU mobile app. Use your online banking credentials to log into your Lanco Federal Credit Union account and enjoy convenient tools to manage your finances. MANAGE YOUR ACCOUNTS • Quickly view balances, recent transactions, bill payments and more on your dashboard. • Enable low balance alerts. • Review transaction history and view check images. • Add tags, notes, and images to transactions to help you keep track of what’s important to you. TRANSFER MONEY AND PAY BILLS • Perform immediate or recurring transfers and loan payments. • Take line of credit advances. • Schedule bill payments. DEPOSIT CHECKS • Take photos of checks to deposit them into your account. • View check hold details and release dates. SECURITY & CONVENIENCE • Use a passcode or biometrics to access your accounts. • Add 2-step verification to secure your login. • Easily switch between profiles to manage multiple Lanco FCU memberships. CONTACT & SUPPORT • Easily find Lanco FCU branches and surcharge-free ATMs near you. • Get contact information for Lanco Federal Credit Union member services. ## Key features - Account dashboard with balances and transactions - Low balance alerts - Transaction history and check images - Money transfers and loan payments - Scheduled bill payments - Mobile check deposit - Passcode and biometric login ## What do users think of Lanco FCU? Overall sentiment: mixed **Pros** - 👍 Easy to use and intuitive interface - 📱 Convenient mobile banking experience - 💳 Mobile deposit feature saves time - 🔄 Account transfers to other financial institutions - 💬 Live chat support with real people - 📊 Dashboard view for account overview - 🔐 PIN security for login - ⚡ Quick access to account balance and history **Cons** - 🐛 Frequent app outages and downtime - 🐛 Reliability issues occurring monthly - 📱 Dropped support for older iOS versions - 🔐 Complex verification and login issues - 📋 Mobile deposit requires multiple attempts - 🔄 Transfer tool uses confusing account suffix numbers - ⏱️ Transaction history has sync delays - 🔒 Account lockout after failed login attempts **Commonly reported bugs** - App crashes and goes offline regularly - Mobile deposit fails on first attempt - Verification PIN not delivered via text message - Incorrect account balances displayed - Random forced logout requiring re-authentication - Account lockout after single failed PIN attempt - Verification code delivery failures - Incompatibility with iOS 15.x on iPhone 6s **Most requested features** - Increase mobile deposit limits for larger checks - Use account nicknames instead of suffix numbers in transfers - Improve deposit software reliability - Live transaction data instead of synced history - Better support for older device versions ## Recent user reviews (10 of 15) All indexed reviews: https://appshunter.io/ios/app/lanco-fcu/id932474154/reviews.md ### 5/5 — J Beaumont *2026-08-18* LANCO is staffed by friendly, competent people, who always get the job done. Their help hotline is a lifesaver and their online banking is very simple and a huge help! ### 5/5 — Easy to use! *2025-07-16* This works well for me! I like the use of the pin to get in and you can transfer to accounts in other financial facilities. I use my phone for most transactions and it works well there, happy to not have to be on a computer. ### 5/5 — Really convenient *2025-01-04* I like that this app lets me take care of most of the things I ever need for managing my accounts. It’s easy to use, and the dashboard view is a nice way to check in on what’s recently come through or is scheduled to go out. I appreciate that the chat support gets me connected with real, live people and not just sorting through FAQs. Super easy to get member help that way. Thank you, Lanco! ### 1/5 — Permanently locked out *2024-03-29* Without any warning or notification they dropped support for iOS 15.x. I login and I’m forced to “upgrade “to a app for version that my phone (6s) doesn’t support. Now I either need to go out and buy a new thousand dollar phone or find a new credit union. Worst bait and switch ever. ### 3/5 — Alway Broken *2023-09-29* This app is broken more than it is working. At least once, sometimes twice a month, like today, the app is down and will not update. It’s tiring. Please get your act together, test the app, monitor the app, and have a back up plan. ### 3/5 — Deposit software *2020-12-21* Your deposit software is very difficult to work with. Takes multiple tries before it will accept a check! ### 1/5 — The Most Poorly Managed App, Period *2020-10-16, version 2.22.0* How is it that every two months, since the app and website were outsourced to the current dev team, there arises a new problem. From zero heads up that a password change is required, forcing the user to go to the Website to set a new password while on a Mobile only connection in another state at after business hours, to incorrect balances, offline instances, and today, the top of the heap, a random requirement to log out the leads to catastrophic failure and a need to visit the credit union in person? So this morning, I launch the app, the balances update, then I get a message that I need to log in again. I enter my credentials, and find that a verification PIN need to be sent. Select OK, no text. Select OK again, not text. Try two more times, and no text. Select to try a different method, and get a call with the PIN code. Go back to the app, and I’m logged out again. Log in, and enter the pin from the phone call. Invalid PIN, exceeded number of attempts. I tried once...once and I’m over the try limit. Meanwhile, I get 4 text messages, 4 minutes after the first text attempt, and three more in 2 minute intervals. Called the office, and got the password changed on the account. Deleted the app, restarted the phone, downloaded the app, again. Logfed i. With the new credentials, and now it says it can’t get a verification code. Tried this three times, and then it locked the account t completely, so I have no access thru the app or the Web UI. This hot garbage starts with the dim management that runs LANCO. It’s been down hill for about 7 years now, and this app developer is the cherry on top of a terrible overall experience. I’ve been with LANCO for 30 years, but I believe it is now time to part ways. Terrible service from a terrible credit union offering a terrible app. ### 5/5 — EASY PEASY BANKING *2020-04-29* Title says it all ### 5/5 — LANCO FCU *2020-04-11* Their mobile deposit app is easy. They should temporarily raise the deposit limit for larger amount check deposits. ### 5/5 — Lanco App *2020-04-01* I absolutely love the convenience of this app. I’m truly looking forward to being able to deposit a check on the first try. In addition to being able to log out for security sake. Thank you Lanco for always looking for ways to make our family banking easier. Most Sincerely, Bonnie ## Frequently asked questions about Lanco FCU ### What can I do with the Lanco FCU mobile app? The app allows you to securely manage your Lanco Federal Credit Union accounts. You can view balances and recent transactions, transfer money, pay bills, deposit checks by taking photos, and set up alerts. It also provides access to branch and ATM locations and member services contact information. ### How do I log in to the app? You can log in using your existing online banking credentials. For added security, the app supports passcode or biometric login (like fingerprint or facial recognition) and offers 2-step verification to protect your account. ### Is the Lanco FCU app free to use? Yes, the Lanco FCU mobile app is free to download and use. There are no charges for using the core banking features to manage your accounts, make transfers, or pay bills. ### What devices is the Lanco FCU app compatible with? The app is designed for mobile devices. While specific operating system versions are not detailed in the description, it is generally compatible with most modern iOS and Android smartphones and tablets. ### Can I deposit checks using the app? Yes, the app features a mobile check deposit function. You can simply take photos of your checks to deposit them directly into your Lanco FCU account. You can also view check hold details and release dates within the app. ## Version history (last 5 releases) ### 3.37.0 — 2026-08-19 Version 3.37.0 • Bug fixes and performance improvements ### 3.36.0 — 2026-07-17 Version 3.36.0 • Bug fixes and performance improvements ### 3.33.0 — 2026-04-14 Version 3.33.0 • Bug fixes and performance improvements ### 3.32.0 — 2026-03-10 Version 3.32.0 • Bug fixes and performance improvements ### 3.31.2 — 2026-03-03 Version 3.31.2 • Bug fixes and performance improvements ## Apps similar to Lanco FCU | App | Rating | Price | Category | | --- | --- | --- | --- | | [Bird in Hand Mobile](https://appshunter.io/ios/app/bird-in-hand-mobile/id1367964503) | 4.9 (745) | Free | Finance | | [Lancaster Red Rose](https://appshunter.io/ios/app/lancaster-red-rose/id1549945539) | 1.0 (1) | Free | Finance | | [Lenco Credit Union](https://appshunter.io/ios/app/lenco-credit-union/id1437272555) | 3.4 (5) | Free | Finance | | [Everence FCU](https://appshunter.io/ios/app/everence-fcu/id1080782602) | 4.1 (16) | Free | Finance | | [Wheatland FCU](https://appshunter.io/ios/app/wheatland-fcu/id1608572982) | 4.8 (83) | Free | Finance | | [Ephrata National Bank Mobile](https://appshunter.io/ios/app/ephrata-national-bank-mobile/id1631882080) | 4.6 (1,355) | Free | Finance | ## More apps by Lanco Federal Credit Union - [MyLancoCards](https://appshunter.io/ios/app/mylancocards/id1527266397) All apps by Lanco Federal Credit Union: https://appshunter.io/developer/932474153 ## Related topics [lanco fcu](https://appshunter.io/ios/topics/lanco-fcu) · [lanco federal credit union](https://appshunter.io/ios/topics/lanco-federal-credit-union) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*