# Land of Lincoln Credit Union — user reviews > 45 indexed App Store user reviews of Land of Lincoln Credit Union by Land of Lincoln Credit Union, rated 4.70/5 from 1,806 ratings. - Source: https://appshunter.io/ios/app/land-of-lincoln-credit-union/id553839883/reviews - App overview in markdown: https://appshunter.io/ios/app/land-of-lincoln-credit-union/id553839883.md - Rating breakdown: 5★ 1,543 · 4★ 136 · 3★ 43 · 2★ 17 · 1★ 67 ## What do users think of Land of Lincoln Credit Union? Overall sentiment: negative **Pros** - 👍 Easy to use - 🚀 Transactions processed quickly **Cons** - 🐛 Frequent crashes and bugs - 🔒 Poor security and authentication issues - ⏱️ Slow app performance - 🤖 Unhelpful customer service - 🤯 Frustrating user experience **Commonly reported bugs** - Login screen freezes - Unable to transfer funds between accounts - Mobile check deposit not functioning properly - Compatibility issues with newer iOS versions **Most requested features** - Ability to view pending transactions - Option to order checks through the app - Improved account management features - Seamless integration between mobile and web banking ## Newest reviews (13 of 45) ### 2/5 — L *2022-11-03, version 22.1.100* Most features don’t work, says to call customer service literally everytime. Stop being lazy and fix your ducking app ### 1/5 — Confirm, confirm, confirm *2022-07-28, version 21.3.40* You constantly have to confirm who you are. Is the system so feeble that you are really THAT concerned that someone is constantly trying to hack into someone’s account. It’s super annoying to have to get a code from text every other time I get on the app. UPDATE (7/13/2022) Why in the world do you have to verify that you are transferring money within YOUR OWN ACCOUNT. I’m on a trip in Tulsa, OK and had to wait over 5 minutes for a text to come through so I could transfer funds from my savings to my checking. This shouldn’t be a thing. Why in the world did MidWest America leave us in your hands??? UPDATE (7/28/22) Simply said, if you want an easy banking experience, GO SOMEPLACE ELSE. I have logged into the app 3 times today on the same device and all 3 times I have been asked to confirm by a code being sent to my phone. Ridiculous. ### 1/5 — The app *2022-06-11, version 21.3.40* Only works half the time for the most part it’s always down. ### 1/5 — iOS upgrade conflict *2022-04-21* Sad that there are not different versions available for the iPad and iPhone when they operate on different iOS systems. Can’t upgrade the iPad version because a newer iOS isn’t available yet but the version requires a version not released. Says to upgrade to an older version but then doesn’t upgrade. Very Frustrating! ### 1/5 — Crashes *2021-11-01, version 21.2.70* Your latest update isn’t working well. It crashes and asks too often for authenticity. Please fix. ### 2/5 — Not good! *2021-10-25, version 21.1.30* The app takes a long time to open and I have to enter a verification code 3 out of 5 times I use it. I had the Midwest America app for many years and it was MUCH better than this! ### 1/5 — Terrible app *2020-12-30, version 20.2.60* Literally something is always wrong with this app. Constantly locked out of the app and have to call the bank which doesn’t answer the phone. It’s ridiculous. ### 1/5 — Hate the changes to the website!!!!!!! *2020-12-27, version 20.2.60* These changes DO NOT allow me to make transfers between accounts within land of Lincoln. There are other things too. Whoever had this idea to make these changes needs to be fired!!!! ### 1/5 — Bank *2020-12-08, version 20.2.60* I don’t know about the app yet I haven’t installed it yet but if it’s anything like the online, it will be horrible. Why did it have to change, I do not like the new online banking set up. Spoke w numerous people yesterday and no one could help me. Frustrating! ### 1/5 — HORRIBLE *2020-08-25* Constantly locked up. Constantly won’t let you transfer. Been through this about 1 million times not randomly either. My significant other has same problems with hers and always has she said. Complete Trash. Good bank though!!! ### 1/5 — No update for iPad *2020-02-11* I downloaded the app and when I tried to open it it says update. I clicked on the update button and there is no option it takes me back to the app page and says open. Hopefully there is a fix for this. ### 1/5 — Can not access due to update *2020-02-10* Every time I go to open the app on my iPad it says that it needs an update. I click the button and it takes me to this page, with no update in sight. I don’t understand why this is, as true app works fine on my phone. It just won’t work here for some reason. I have tried reinstalling several times. ### 2/5 — Update notice *2020-02-01* Received an update notice when I opened the app today. Said to click on it to update. It then took me to this app page. Nowhere does it have an update to click on. When I clicked on open, it took me back to the page that said I needed to update the app. Tried it 3 times with the same result. I am unable to access my account with this app at this time. ## Most critical reviews (10 lowest-rated) ### 1/5 — Inconsistent *2026-06-16* The app is fine most of the time but there are a few annoyances. First, they have you update the password WAY too often. Second, the app no longer stays logged in or whatever it has to do in order to push purchase notifications. That was a feature I actually liked and now it really doesn’t work. In the last few months I am constantly having to get into the app and allow my Face ID to be used to log in. Simple things like these make the experience with the mobile app a bad experience. ### 1/5 — Terrible *2026-03-09* Only works most of the time. Try to make payments and it will occasionally say unavailable at this time. If you have options pick a different credit union. Made multiple calls to figure out external transfers after I did everything it said. They would tell me they would call back never did. Finally figured out just to use my other bank. Would not recommend. ### 1/5 — getting in contact with the branch *2025-11-19* they are absolutely terrible about letting you speak to someone at the branch… theres a 10 minute hold before you talk to anyone, then once you do get connected youre routed to some dumb call center where they barely speak english, i just called and the women on the phone told me no one at the branch is able to talk to me EVERYONE INSIDE THE BRANCH IS CURRENTLY ON THE PHONE OR BUSY, THE MANAGER IS BUSY, THE BANKERS ARE BUSY AND THE TELLERS ARE BUSY ABSOLUTELY NO ONE TO TALK TO YOU ABOUT YOUR MONEY. terrible. ### 1/5 — Still won’t work *2025-09-28, version 25.1.31* Doesn’t work on any of our 4 phones or iPads. Never has. Tech support suggested I visit my local branch for assistance… ### 1/5 — Buggy mess *2024-12-11, version 24.1.70* Can log in maybe 40% of the time on my iPhone 15. Even have to uninstall because it pops up that the app violates system tos. ### 1/5 — password *2024-11-25, version 24.1.70* i know my password and if i don’t log in for a few days it makes me change my password and my face id doesn’t work ### 1/5 — Thumbs down *2024-11-24* The app simply doesn’t work .. I’m leaving this bank asap .. the online banking has been down for a couple weeks almost a month now .. can’t pay my credit card or nothing smh poor service ### 1/5 — Don’t like the app & frustrating lock outs *2024-02-20* The app will lock you out of your bank account after so many attempts. I typed in my password correctly but it still locked my account. Not too sure why I have had such problems with this app but it got to the point where I switched banks. Just trying to log in and check make sure I’m not in the negative since I don’t use this account and I can’t even do that. Truly, an inconvenience and super slow and glitchy. I can’t stand this app. ### 1/5 — Awful *2023-01-08* I’ve had nothing but problems with this app. Terrible. Glad others have had great experiences but there is no reason for it to ask for a PIN number for confirmation and when trying to go into individual accounts, it errors and says I need to call for assistance. ### 1/5 — Good luck *2022-08-12* Good for checking your balance and that is all. The mobile check deposit feature is pointless and will never accept photos even when perfectly clear. Frustrating enough to make me want to switch credit unions! ## Most praised reviews (10 highest-rated) ### 5/5 — Great credit union *2026-04-14* I would never change my banking to anywhere but here. The only time I am unhappy with them is when I have to change my password. I have been with them for several years and am running out of ideas because it happens so much ### 5/5 — Internal Transfer accounts missing *2024-11-04* Since upgrade i no longer see spouse account to transfer funds. ### 5/5 — Question *2013-04-13, version 2.5.22* How do I log one person out to long another person in? I even tried deleting & reinstalling. ### 5/5 — Very useful app *2013-04-03, version 2.5.22* I can ck my balance in real time, transfer money and pay bills straight from this app! I love it! ### 4/5 — transaction times *2024-05-09* It’s a good app overall, but it would be nice if it told you that you had money pending to be deposited into your account and what time transactions took place. ### 4/5 — Awesome *2019-11-01, version 19.2.50* So easy! Love that I can take care of my money from my apartment! Very nice! ### 4/5 — Pretty good but basic *2019-07-11* The App is easy to use and pretty good just wish it had a few extra features like running total on your credits/debuts, not just a balance on top. It’s so much easier to find errors with that. A way to contact LLCU through secure email etc... nice things that make it better. ### 3/5 — Want more features *2023-02-21* It’s an ok basic app but I wish there were more features. I’d like to be able to see bank statements on the app. Also it would be nice to be able to order checks on it. ### 3/5 — Needs Bug Fixes/Server Improvements *2021-12-10* I mean, it does what it needs to do, but their servers are awful. It tells me at least once a day that they can’t “validate” my information, so I can’t even check my balance. ### 3/5 — Review *2019-06-27, version 18.2.70* It would be nice to see transactions pending --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*