# LAPFCU Mobile Banking — user reviews

> 357 indexed App Store user reviews of LAPFCU Mobile Banking by Los Angeles Police FCU, rated 4.70/5 from 5,202 ratings.

- Source: https://appshunter.io/ios/app/lapfcu-mobile-banking/id574539303/reviews
- App overview in markdown: https://appshunter.io/ios/app/lapfcu-mobile-banking/id574539303.md
- Rating breakdown: 5★ 4,467 · 4★ 316 · 3★ 126 · 2★ 96 · 1★ 197

## What do users think of LAPFCU Mobile Banking?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 🚀 Convenient
- 🔒 Secure
- 💡 Helpful features
- 👍 User-friendly
- 🚀 Efficient
- 👍 Simple
- 🚀 Fast
- 👍 Intuitive

**Cons**

- 🐛 Complicated navigation
- 🐛 Difficult to find information
- 🐛 Clunky interface
- 🐛 Worse than previous version
- 🐛 Buggy
- 🐛 Confusing
- 🐛 Not user-friendly
- 🐛 Frustrating
- 🐛 Slow

**Commonly reported bugs**

- Mobile deposit camera not working
- Frequent app crashes
- Inability to transfer money between accounts
- Delayed transaction notifications
- Duplicated payments

**Most requested features**

- Ability to see credit card transactions and details
- Improved bill pay functionality
- More intuitive navigation
- Ability to label scheduled transfers
- Better integration with credit card accounts

## Newest reviews (16 of 357)

### 3/5 — Account Access

*2026-07-04, version 2026.1.260300*

Can’t exit account keep spinning

### 4/5 — Love it… but

*2026-06-17, version 2026.1.260300*

I love it but I have one suggestion… the account panels are cool, however please consider adding (in a smaller font) in the lower right corners for example, for credit cards, any current payments made with the date. Or for the checking account, it’s fine to see the current balance in real time, but having a “pending balance” or “pending deductions” would be great. That way clients can tell, at a quick glance what they’re looking at instead of opening each individual account… I hope this makes sense. Love ya’all

### 3/5 — Slow transitions

*2026-06-03, version 2026.1.260300*

Takes a beat to open and transition between frames. Not able to request a new debit card thru the app, like in most bank apps

### 5/5 — Behind the times

*2026-05-24, version 2026.1.260300*

Minimal services
But customer service on the phone is just as bad

Definitely a branch that needs improvement all around

### 3/5 — Just ok

*2026-05-23, version 2026.1.260300*

I tried in vain to change my statements to electronic only and that simple function was difficult to find

### 5/5 — LAPFCU Mobile Banking

*2026-05-23, version 2026.1.260300*

The App is Great.  I am able to do all my banking on it.  I like how easy it is.  The only thing I can’t get from the App is cash (lol).

### 5/5 — Review

*2026-05-21, version 2026.1.260300*

Very nice appThe app is easy to use

### 3/5 — Unnecessary Updates

*2026-05-21, version 2026.1.260300*

They update the app and then it’s hard to navigate. Making payments is difficult to find because you have to go through so many tabs and then half the time it doesn’t even load. I will say they are very good with getting back to you and helping with issues.

### 5/5 — Rate The App

*2026-05-20, version 2026.1.260300*

I like it! Much easier to maneuver!

### 5/5 — Great job

*2026-05-19, version 2026.1.260300*

I’ve experienced years of consistency

### 5/5 — Great

*2026-05-18, version 2026.1.260300*

Very Easy To Navigate

### 5/5 — The Best

*2026-05-18, version 2026.1.260300*

I really Love this App it’s Great! I don’t need any guidance when using  the app. I Love it! Keep up the Amazing work! 🥰🙏🏽🥰

### 5/5 — Love It

*2026-05-18, version 2026.1.260300*

LAPFCU is great! They have been there for all of my financial needs. This app is pretty good.

### 5/5 — Good

*2026-05-16, version 2026.1.260300*

Works well

### 5/5 — Amazing Service

*2026-05-14, version 2026.1.260300*

I love this Bank

### 5/5 — Great App

*2026-05-13, version 2026.1.260300*

Works wonderfully

## Most critical reviews (10 lowest-rated)

### 1/5 — Hate this app

*2026-07-28, version 2026.1.260300*

The old app was much better. Can't navigate bill pay stuff, whether history or updates. It's terrible.

### 1/5 — It’s worse

*2026-07-17, version 2026.1.260300*

The app and website are worse. It takes longer to get to where you want to go. You have click several additional tabs to go were you want or see information. It was simple and better before. The person who changed them should be fired.

### 1/5 — App Sucks

*2026-07-12, version 2026.1.260300*

The app makes me want to close my whole account. It will randomly hang up and you can’t Zelle or do transactions unless it sends you a verification text. Guess what. Go ahead and request the code. It won’t work and gives a random error. Might honestly close it.

### 1/5 — Needs major improvement

*2026-06-21, version 2026.1.260300*

Using this for their CC is terrible

### 1/5 — What a train wreck! How could this get a 4.8 rating

*2026-04-24, version 2026.1.260300*

What a shame the LAPFCU wasted money on developing an app that is so user non-friendly.  While the old app wasn't perfect it makes this one look so substandard.

IMHO  it appears that no end users were involved in design or review of this  product Considering how much money LAPFCU has under its control whatever they spent was a true waste of members funds.  

The people who work at the credit union are great.  It's obvious they're struggling with this too.  This had to be done by an outside vendor that doesnt get who there audience is.  If it was developed in house OH my god.  Unfortunately were stuck with it.

They should've used whoever NFCU used to develop their site.  That site works.

### 1/5 — Horrible app LAPFCU

*2026-04-22, version 2026.1.260300*

The app is horrible I can’t see any of my CC transactions half the time. There is always some sort of problem. What was wrong with the old app??? Don’t fix stuff that isn’t broken. If you look at the 4 and 5 star ratings they are from the old app.

### 1/5 — The worst

*2026-04-21, version 2026.1.260300*

They keep changing this app and making it harder and harder to find things.  It went from bad to worse with the "new" format. Bill pay is more complicated and requires a thousand more clicks to achieve anything. Ugh!

### 1/5 — Fixed something that wasn’t broken!

*2026-04-20, version 2026.1.260300*

Ruined a perfectly good app by adding ability to see other accounts, which is fine but give the ability to remove it as well!

### 1/5 — Don’t like it

*2026-04-19, version 2026.1.260300*

I liked the previous set up better. I hate that I can’t see when my credit cards are due or the activity on the app. Can’t pay my bill without jumping through a bunch of hoops. I don’t like it at all.

### 1/5 — Terrible

*2026-04-19, version 2026.1.260300*

Worst banking app I’ve ever used

## Most praised reviews (10 highest-rated)

### 5/5 — New vs. Old

*2026-08-01, version 2026.1.260300*

It took a little while to get use to this app but overall I prefer the old better.   Sometimes change takes getting adjusted to.

### 5/5 — Easy

*2026-08-01, version 2026.1.260300*

The LAPFCU APP is easy!

### 5/5 — Love LAPFCU

*2026-07-30, version 2026.1.260300*

I’ve been a member of this credit union for over 10 yrs and absolutely love everything they have to offer. If anyone has the opportunity to join, do so!

### 5/5 — Banking App

*2026-07-05, version 2026.1.260300*

This app is easy to navigate & understand. Great features to keep your accounts organized.

### 5/5 — Updated App

*2026-06-29, version 2026.1.260300*

It took me awhile to learn to navigate the site, but now I love it!

### 5/5 — Amazing service

*2026-06-18, version 2026.1.260300*

From using their ATM, to their customer service all around an amazing banking service.

### 5/5 — Great app

*2026-06-03, version 2026.1.260300*

This app is great. You can do all your banking and it’s very organized and easy to use. Plus it has atm locations and basically any info related to your accounts you could possibly want.

### 5/5 — Pretty good for a federal credit union

*2026-06-01, version 2026.1.260300*

Online banking is just as easy as another other major financial institution banking app. UI could use a more modern touch.

### 5/5 — Great and easy

*2026-05-31, version 2026.1.260300*

Easy to use and access

### 5/5 — Best  App Ever

*2026-05-28, version 2026.1.260300*

This app redo is the best ever, it overs so many tools to. manage all your various accounts at anytime of day or night and not have to wait to speak to a live person unless you desire to do so. If you need to speak with someone in my experience of over 40yrs with them, customer service has always been outstanding!knowledge, courtesy,communication and sublime customer service is the rule with LAPFCU not the exception!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
