# LAPI — Smart financial management

> Personal finance manager for budgeting, tracking, and achieving financial goals. (iPhone/iPad app by L M TREINAMENTO LTDA.)

- Source: https://appshunter.io/ios/app/lapi/id6738632451 (this page in markdown: same URL + `.md`)
- Developer: [L M TREINAMENTO LTDA](https://appshunter.io/developer/1781576293)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: +4
- Requires: iOS 16.0 · 80 MB
- Languages: Brazilian Portuguese
- Released: 2025-03-30
- Data updated: 2026-08-25
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/lapi/id6738632451/reviews.md

## What is LAPI?

LAPI is your complete personal financial assistant. Manage your finances smartly, organize income and expenses, track credit cards, and achieve your financial goals.

MAIN FEATURES

TRANSACTION MANAGEMENT
- Record income, expenses, and transfers
- Organize by custom categories and tags
- View in calendar or list
- Import OFX/CSV statements

CREDIT CARD CONTROL
- Track invoices and due dates
- Automatic limit control
- Easy installment payments
- Due date alerts

FINANCIAL GOALS
- Set savings objectives
- Track your progress
- Get motivated to reach your goals

MONTHLY BUDGET
- Create budgets by category
- View spending vs. planned
- Alerts when exceeding limits

CASH FLOW FORECAST
- See future projections
- Plan ahead
- Smart insights about your spending

FAMILY SHARING
- Share finances with family
- Control who can view or edit
- Integrated chat between members

AI FINANCIAL COACH
- Get personalized tips
- Smart spending analysis
- Suggestions to save money

APPLE WATCH
- Check your balance on your wrist
- Recent transactions
- Custom complications

SECURITY
- Your data is encrypted
- Face ID / Touch ID login
- Secure cloud sync

MULTI-PLATFORM
- iPhone and iPad
- Web (web.lapiapp.com)
- Apple Watch

FREE PLAN
- Up to 2 bank accounts
- Unlimited categories and tags
- Up to 1 credit card

PRO PLAN
- Unlimited accounts
- Family sharing
- AI financial coach
- Advanced forecasts
- Priority support

Developed by LM Planejamento Financeiro.

TERMS AND PRIVACY
Terms of Use (EULA): https://ajuda.lapiapp.com/politicas/termos/
Privacy Policy: https://ajuda.lapiapp.com/politicas/privacidade/

## Key features

- Transaction management
- Credit card tracking
- Financial goal setting
- Monthly budgeting
- Cash flow forecasting
- Family sharing
- AI financial coach

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| LAPI Pro Monthly | $2.99 | per month |
| LAPI Pro Anual | $29.99 | per year |
| LAPI Pro Multi Monthly | $5.99 | per month |
| LAPI Pro Multi Annual | $349.99 | per year |
| LAPI Pro Business Monthly | $7.99 | per month |
| LAPI Pro Business Annual | $79.99 | per year |


## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/lapi/id6738632451/reviews.md

### 5/5 — O melhor app de finanças

*2026-08-20*

Muito bom!

### 5/5 — Muito bom

*2026-04-25*

Sensacional, estou adorando 
App simplificado, fácil de utilizar 
Parabéns 👏🏻

### 5/5 — O melhor app de finanças

*2026-03-13*

Muito bom!

### 5/5 — É realmente bom

*2026-02-18*

Não é mais um app sem utilidade que a gente baixa por aí. Ele realmente ajuda a ter um bom controle financeiro.

### 5/5 — Melhor app de controle financeiro, patrimonial e de cartões que já usei!

*2026-01-24*

Depois do app, nunca mais fiquei sem saber pra onde meu dinheiro cai e controlo muito melhor o meu fluxo de caixa mensal.

## Frequently asked questions about LAPI

### What is LAPI?

LAPI is a personal financial assistant designed to help you manage your money smartly. It allows you to organize income and expenses, track credit cards, set financial goals, and provides insights through an AI financial coach.

### What are the main features of LAPI?

Key features include transaction management, credit card control with due date alerts, financial goal setting, monthly budgeting, cash flow forecasting, family sharing, and an AI financial coach for personalized tips.

### Is LAPI free to use?

LAPI offers a free plan that allows up to 2 bank accounts, unlimited categories and tags, and up to 1 credit card. Additional features like unlimited accounts and family sharing are available with the Pro plan.

### What are the LAPI Pro subscription options?

LAPI Pro offers monthly and annual plans, including LAPI Pro Monthly, LAPI Pro Multi Monthly, LAPI Pro Business Monthly, LAPI Pro Annual, and LAPI Pro Business Annual. Most plans include a 1-month free trial.

### How secure is my financial data with LAPI?

LAPI prioritizes security with encrypted data, Face ID/Touch ID login, and secure cloud sync. Your financial information is protected.

### What devices does LAPI support?

LAPI is available on iPhone and iPad, with a web version at web.lapiapp.com, and an Apple Watch app for checking balances and recent transactions on your wrist.

### Can I import my bank statements into LAPI?

Yes, LAPI supports importing statements in OFX and CSV formats, allowing you to easily bring your financial data into the app for management.

### Does LAPI have ads?

Based on the provided data, LAPI does not have advertisements. The monetization model is freemium, with optional paid upgrades for advanced features.

## Version history (last 5 releases)

### 1.0.153 — 2026-08-22

O vídeo das aulas da área de membros agora toca dentro do app.

### 1.0.149 — 2026-08-17

Open Finance: transactions the bank sends without a category no longer land silently. A new screen lists what is waiting, you pick the category, and you can pin it for everything from that same merchant. When the bank sends something you had already planned, you can merge the two instead of keeping a duplicate line.

When connecting a bank you now choose whether that account is checking or investment, and the screen shows how much the connection holds invested.

The financial coach is now called IAra.

Fixes for changing the category of an imported transaction and for credit card refunds.

### 1.0.148 — 2026-08-14

Open Finance mais inteligente: o app aprende a categoria quando você ajusta um lançamento importado e as notificações abrem direto a transação. Vincular contas ficou mais claro, com saldo e identidade do banco. Melhorias na fatura do cartão, novos avisos de conexão e correções gerais de estabilidade.

### 1.0.146 — 2026-08-03

Correcao do layout dos cards na aba de Orcamento

### 1.0.144 — 2026-08-01

Planejamento Financeiro: a passagem de um cartão para outro no carrossel do painel ficou limpa, sem os dois cartões aparecerem juntos. Cada objetivo agora mostra o prazo que você definiu, e a Independência Financeira mostra o prazo junto do alvo. O aviso de rota deixou de se contradizer: com o farol verde ele diz que a diferença está dentro da margem, em vez de só dizer que você está abaixo da rota.

## Apps similar to LAPI

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Icatu](https://appshunter.io/ios/app/icatu/id1667555669) | 4.3 (7) | Free | Finance |
| [Mobills - Budget Planner](https://appshunter.io/ios/app/mobills-budget-planner/id921838244) | 4.7 (4,357) | Free | Finance |
| [Meu Dinheiro](https://appshunter.io/ios/app/meu-dinheiro/id634913743) | 3.3 (3) | Free | Finance |
| [Meu Vista](https://appshunter.io/ios/app/meu-vista/id1513636129) | — | Free | Finance |
| [Saúde Service](https://appshunter.io/ios/app/saude-service/id1138914431) | 5.0 (19) | Free | Finance |
| [eventpay](https://appshunter.io/ios/app/eventpay/id6448663261) | — | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*