# Latte Factor – Savings Planner — Expense Tracker & Save Money

> Expense Tracker & Save Money (iPhone/iPad app by Hoang Xuan Binh.)

- Source: https://appshunter.io/ios/app/latte-factor-savings-planner/id6770280689 (this page in markdown: same URL + `.md`)
- Developer: [Hoang Xuan Binh](https://appshunter.io/developer/1896595891)
- Category: Finance, Health & Fitness
- Price: Free with in-app purchases
- Age rating: 12+
- Requires: iOS 15.1 · 40 MB
- Languages: American English
- Released: 2026-05-23
- Data updated: 2026-09-04
- User reviews in markdown: https://appshunter.io/ios/app/latte-factor-savings-planner/id6770280689/reviews.md

## What is Latte Factor?

Save More Money by Understanding Your Daily Spending

Latte Factor helps you discover how small everyday expenses can have a huge impact on your long-term finances.

Whether it's coffee, snacks, subscriptions, dining out, or any daily habit, Latte Factor instantly shows how much money you're spending each month, year, and over time.

Instead of complicated budgeting tools, Latte Factor focuses on one simple question:

"What if I saved this money instead?"

FEATURES

• Calculate the real cost of everyday spending
• See monthly and yearly savings projections
• Visualize long-term financial impact
• Track multiple spending habits
• Set personal savings goals
• Simple and easy-to-use interface
• No bank account connection required
• Fast, private, and secure

WHY USE LATTE FACTOR?

Many people underestimate how much small purchases add up over time.

A few dollars per day may not seem significant, but over months and years, those expenses can become thousands of dollars.

Latte Factor helps you build awareness, make smarter financial decisions, and stay motivated toward your savings goals.

PERFECT FOR

• Students
• Young professionals
• Families
• Budget-conscious users
• Anyone working toward financial freedom

Start building better money habits today and see how small changes can create big results.


Privacy Policy URL: https://xubisoft.github.io/latte-factor-privacy

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pro Unlock | $2.99 | one-time |



## Version history (last 5 releases)

### 1.2.3 — 2026-09-01

Refreshed app information to better explain how Latte Factor helps you understand everyday spending and potential savings.

### 1.2.2 — 2026-08-03

Updated App Store search metadata to improve discoverability. No changes were made to the app’s features or functionality in this version.

### 1.2.1 — 2026-06-04

Bug fix: The notification badge (the red number on the app icon) now clears automatically when you open the app.

### 1.1.1 — 2026-05-25

• Pro Tools shortcut — tap the new Upgrade button in the header to instantly access Portfolio, Progress, Habit DNA, and Share from anywhere in the app.

• Smarter monthly reminders — notifications now show your actual habit cost for the month so you always know what's at stake.

• Fix: form validation now scrolls directly to the first empty field when saving a habit, so you never miss an error message.

### 1.1 — 2026-05-25

Fresh new look. Same powerful insights.

We've refined the entire visual design to feel more premium and focused — inspired by the clean aesthetic of modern finance apps. Deeper charcoal backgrounds, muted gold for the numbers that matter most, and softer green for growth indicators.

No features changed. Everything you track is still there. It just looks a lot better.

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## More apps by Hoang Xuan Binh

- [DrinkCal: Alcohol Calories](https://appshunter.io/ios/app/drinkcal-alcohol-calories/id6778323961)

All apps by Hoang Xuan Binh: https://appshunter.io/developer/1896595891

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*