# LB CIM — Cash In Mobile

> Digital finance companion for savings, loans, payments, and account management. (iPhone/iPad app by LB FINANCE PLC.)

- Source: https://appshunter.io/ios/app/lb-cim/id1459216386 (this page in markdown: same URL + `.md`)
- Developer: [LB FINANCE PLC](https://appshunter.io/developer/1459216385)
- Category: Finance
- Price: Free
- Rating: 4.20/5 from 5 App Store ratings · 1 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.0 · 87 MB
- Languages: American English
- Released: 2022-09-14
- Data updated: 2026-08-24
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/lb-cim/id1459216386/reviews.md

## What is LB CIM?

LB CIM – So Simple. So Powerful.
Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience.
Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands.
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Key features
• Fully digital onboarding — no branch visits required
• Open and manage fixed deposits and savings accounts from anywhere
• Apply for instant personal and business loans
• Get instant loans against your fixed deposits
• Access gold loan and business loan top-ups instantly
• Track and manage your loans, leases, and deposits
• Download your WHT certificate directly from the app
• Schedule payments and receive reminders
• Transfer funds to any bank or CIM Wallet
• Top up your CIM Wallet from your linked bank account
• Pay utility bills, reload mobile, settle credit cards, and insurance premiums
• Scan and pay securely using LankaQR
• View all your financial activity in one smart dashboard
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Smarter lending with AI
Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly.
• Loans from Rs. 25,000 upwards
• Top-ups for gold and business loans
• Repayment terms: 3 to 24 months
• 100% paperless experience
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Eligibility
• Sri Lankan citizen aged 18+
• Minimum monthly income: Rs. 25,000
• Verified CIM Wallet account
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Documents required
• NIC, passport, or driving license
• Proof of address
• Recent pay slips and bank statements
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Representative loan example (24 months)
• Loan amount: Rs. 150,000
• Interest: Rs. 71,834
• Processing fee: Rs. 3,000
• Stamp duty: Rs. 150
• In-hand amount: Rs. 146,850
• Total repayable: Rs. 221,856
• Monthly installment: Rs. 9,244
• APR: 24.03%
Fees are deducted upfront. APR may vary by tenure.
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Trusted and certified
LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme.
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Award-winning fintech innovation:
• FITIS Digital Excellence Awards
• NBQSA National ICT Awards
• LankaPay Technnovation Awards
• ICSDB Excellence Awards for Sustainable & Digital Business
________________________________________
LB CIM – So Simple. So Powerful.
Your digital finance lifestyle, now in one app.

## Key features

- Digital onboarding
- Fixed deposits and savings accounts
- Instant personal and business loans
- Loan and deposit tracking
- Fund transfers
- Bill payments
- AI-powered lending

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/lb-cim/id1459216386/reviews.md

### 5/5 — LB CIM

*2026-03-31*

All-in-one app , easy to handle daily life operation

**Developer response:** Thank you for your wonderful feedback and for taking the time to share your experience. We’re thrilled to hear that you find the LB CIM app user-friendly and convenient.

## Frequently asked questions about LB CIM

### How secure is LB CIM?

LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme, ensuring a high level of security for your financial activities.

### What types of loans can I get with LB CIM?

You can apply for instant personal and business loans, as well as get instant loans against your fixed deposits. Gold loan and business loan top-ups are also available instantly through the app.

### What are the eligibility requirements for a loan?

To be eligible for a loan, you must be a Sri Lankan citizen aged 18 or older, have a minimum monthly income of Rs. 25,000, and possess a verified CIM Wallet account.

### How does the AI-powered lending work in LB CIM?

The app uses AI-powered credit scoring to provide real-time loan decisions and personalized offers. This allows for a fully digital application and disbursement process, making lending faster and more efficient.

### Can I manage my existing loans and deposits through LB CIM?

Yes, LB CIM allows you to track and manage all your loans, leases, and deposits directly within the app. You can also download your WHT certificate from the app.

### What are the repayment terms for loans?

Repayment terms for loans range from 3 to 24 months. The app provides a representative example for a 24-month loan, detailing the loan amount, interest, fees, and monthly installment.

### Does LB CIM have ads?

No, LB CIM does not contain advertisements. The app is free to download and use without any ad interruptions.

### How often is LB CIM updated?

The latest version of LB CIM is 5.6.3, last updated on May 4, 2026. This indicates a commitment to regular updates and improvements for the app.

## Version history (last 5 releases)

### 5.6.5 — 2026-08-24

New Dashboard & Revamped UI - A refreshed look, better colors and a simpler, more seamless banking experience.
New Digital Premier Savings - Grow your savings with a 7% interest rate.
Thyaga Voucher Gifting - Treat your loved ones with Thyaga gift vouchers from over 200 merchants, redeemable across multiple purchases.
Performance Enhancements - Enjoy a smoother, faster and more reliable app experience.

### 5.6.3 — 2026-05-04

Bill Presentment - View your outstanding water and LECO bills before making payments directly via the app.
Performance Enhancements - Enjoy a smoother, faster, and more reliable app experience.

### 5.6.2 — 2026-03-17

Enhanced Security - We’ve upgraded our security features to further protect your data and ensure a safer experience.

### 5.6.1 — 2026-02-24

Virtual Card – Instantly create a virtual card for secure and convenient digital payments.
eChannelling – Book your preferred doctor directly through the app for easy access to healthcare.
Digital Gifting – Send gifts to your loved ones and make every moment more meaningful.
Savings Letters – Request account e-Statements, WHT Certificates, Balance confirmations, Interest/Profit paid letters, and Nominee Confirmation letters through the app.
Bill Presentment – View outstanding water and LECO bills with updated balances and pay instantly.
Enhanced Security – Strengthened security measures aligned with Central Bank guidelines for improved protection.

### 5.6.0 — 2026-02-23

Virtual Card – Instantly create a virtual card for secure and convenient digital payments.
eChannelling – Book your preferred doctor directly through the app for easy access to healthcare.
Digital Gifting – Send gifts to your loved ones and make every moment more meaningful.
Savings Letters – Request account e-Statements, WHT Certificates, Balance confirmations, Interest/Profit paid letters, and Nominee Confirmation letters through the app.
Bill Presentment – View outstanding water and LECO bills with updated balances and pay instantly.
Enhanced Security – Strengthened security measures aligned with Central Bank guidelines for improved protection.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*