# Leasematic - Auto/Car Lease & Loan Calculator

> Intuitive app for accurate auto lease and loan calculations and deal management. (iPhone/iPad app by Haris Khan.)

- Source: https://appshunter.io/ios/app/leasematic-autocar-lease-and-loan-calculator/id593255005 (this page in markdown: same URL + `.md`)
- Developer: [Haris Khan](https://appshunter.io/developer/593255008)
- Category: Finance, Business
- Price: $1.99
- Rating: 4.30/5 from 179 App Store ratings · 76 written reviews indexed
- Age rating: 4+
- Requires: iOS 6.1 · 7 MB
- Languages: American English
- Released: 2013-02-16
- Data updated: 2026-09-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/leasematic-autocar-lease-and-loan-calculator/id593255005/reviews.md

## What is Leasematic?

Leasematic delivers an intuitive, full featured, accurate and aesthetic app capable of simple to complex auto lease and loan calculations. Save, edit, copy, delete, compare, share and switch between your deals on the fly. Produce informative breakdown/summary screen detailing how cap cost, monthly payment and all other key figures were calculated – then email or AirDrop the output to your dealer or client!

Need help? Contact us at leasematic@gmail.com

Key Feature:
- Calculate lease and loan payment on your iPhone/iPod Touch using an intuitive and polished interface
- View summary of calculations like a dealer/broker worksheet!!! A must have for negotiations and understanding the lease/loan structure!!!
- Save all your deals and easily browse them. Great for buyer shopping around or a dealer/broker handling multiple deals on your iPhone
- Share (export/import) your saved deals by emailing or via AirDrop to your dealer, client or friend
- Compare your saved deals against each other 
- Use step by step wizard to guide you through the process!
- Handle Sales Tax scenarios for all States including the complex States that don't simply tax monthly payments! Just select your state and Leasematic knows the applicable sales tax alternatives. Including all the complex scenarios of capitalizing sales tax using mathematically correct formulas. You can even edit sales tax calculation rules for any state right from the App. 
- Email/AirDrop screenshots of Summary and Compare screens right from the App

Leasematic calculations have been tested and verified against professional lease software used by dealers.

Visit facebook.com/leasematic for more screenshots, demo video and updates!

** Any issues or suggestions? Reach us at leasematic@gmail.com

## Key features

- Calculate lease and loan payments
- View detailed calculation summaries
- Save, edit, and compare deals
- Share deals via email or AirDrop
- Step-by-step calculation wizard
- Handles all US state sales tax scenarios

## Chart rankings

- #67 in Top Paid · Finance (US App Store)

## What do users think of Leasematic?

Overall sentiment: positive

**Pros**

- 👍 Keeps dealers honest
- 💡 Provides edge in leasing
- 💰 Saves money on leases
- ✅ Accurate calculations
- 🚀 Easy to use
- 📈 Helps understand numbers
- 💰 Great return on investment
- 🛠️ Useful for research
- 🤝 Excellent creator support
- 📊 Compares scenarios easily
- 🎯 Precise calculations
- 💪 Empowers users
- 💯 Essential for negotiating

**Cons**

- 🐛 Lagging and useless
- ❌ Geared for USA only
- ❌ Doesn't account for Canadian taxes
- ❌ No option for $0 down payment
- ❌ Basic calculator, misleading for average consumer
- 🐛 Money factor off by decimal
- 🐛 Estimate way off
- 🐛 App is buggy
- 🐛 Not intuitive
- 🐛 Endless dead ends
- 🐛 Basic calculator
- 🐛 Can get squirrelly
- 🐛 Tax policy outdated
- 🐛 No sign-and-drive option

**Commonly reported bugs**

- Doesn't work
- App is lagging and useless
- Can't landscape on iPad
- No option to know the lease with $ down payment
- Money factor off by one decimal place
- Estimate is way off
- This version is a little buggy
- App is now working, but you have to make sure to review each entry after you edited otherwise it will get a $0.0 without a check validation
- No way to create deal with no money down
- Will not let me reduce the down payment below 2300

**Most requested features**

- Landscape mode on iPad
- Updated for full screen on iOS
- iPhone X version
- Option to know lease with $0 down payment
- Ability to capitalize additional fees
- Calculation of money factor from inputs
- GA VDOT calculations
- Sign-and-drive option
- Ability to tap a row to change value or jump to page
- Reflect trade-in cost in total lease cost
- Add a help menu and tutorial

## Recent user reviews (10 of 76)

All indexed reviews: https://appshunter.io/ios/app/leasematic-autocar-lease-and-loan-calculator/id593255005/reviews.md

### 5/5 — Leasematic

*2025-12-10, version 2.1*

The best around

### 5/5 — Incredibly useful

*2024-10-23*

For anyone that leases vehicles, and actually knows and understands how auto leases work - this app is amazing.. For a bit, I thought it had been removed from the App Store because it didn't restore when I got my new phone - Phew. There is nothing else that meets the functionality and ease of use with this app.

### 5/5 — Cool App

*2024-10-14, version 2.1*

This app gives you the edge on car leasing.

### 1/5 — Sham… Sam!

*2023-07-07, version 2.1*

Doesn’t work!!

### 5/5 — Love it!

*2022-05-01*

Looking to lease an equinox today. I plugged in the numbers and I came up with $325 month with $500 out of pocket.  Sales manager came back with $385 month.  After questioning his numbers, MF, residual and rebates, I found he was charging $1k over sticker and padded some other numbers, then he offered $319 month.  This app is supper easy and just helps keep the dealers honest and gives you a better understanding how they get to the final price, wish I found this app 10 car leases ago.

### 1/5 — No explanation on how to use app

*2021-10-03, version 2.1*

Also app is lagging and useless

### 3/5 — You can’t landscape!

*2021-07-10, version 2.1*

This is probably the best car payment app calculator out there. The only problem is you can’t landscape it on the iPad and it’s a big problem especially with the magic keyboard.

### 5/5 — Excellent App

*2020-07-10, version 2.1*

I was checking a few cars for a lease, and in all cases the dealers were giving me a run-around on the lease cost. The Leasematic App was a life saver! I could get precise calculations and drive a good deal. Thanks Leasematic!

### 4/5 — Great app for lease/loan shopping!

*2020-05-20, version 2.1*

Must have app for calculating your lease/loan deals. Took off a star because it hasn’t been updated to use the whole screen on iOS but otherwise a 5 star app!

### 5/5 — Very useful

*2020-05-02, version 2.1*

This app saved me a ton of money on my new lease. I stayed two steps ahead of the dealership during our negotiations. Very intuitive to use.

## Frequently asked questions about Leasematic

### What does Leasematic do?

Leasematic is a comprehensive application designed for calculating auto lease and loan payments. It provides detailed breakdowns of key figures like cap cost and monthly payments, and allows users to save, edit, compare, and share their deals.

### How does Leasematic handle sales tax?

The app features a sophisticated sales tax calculation system that supports all US states, including those with complex tax structures. It can correctly capitalize sales tax using mathematically sound formulas and allows for customization of tax calculation rules.

### Is Leasematic free to use?

Yes, based on the provided information, Leasematic is available for free. There are no mentions of in-app purchases, subscriptions, or advertisements, indicating a free monetization model.

### Who would benefit from using Leasematic?

This app is ideal for car buyers who want to understand the financial implications of leases and loans before signing. It's also a valuable tool for car dealers and brokers managing multiple deals and negotiating with clients.

### Can I share my calculated deals with others?

Absolutely. Leasematic allows you to easily share your saved deals by exporting them via email or AirDrop. This feature is useful for sending deal summaries to dealers, clients, or friends for review and discussion.

## Version history (last 5 releases)

### 2.1 — 2014-11-03

This update from Apple will improve the functionality of this app. No new features are included.

- iOS 8 Support
- 'Shake to Undo' deal deletion
- Bug fixes for importing deals and fees screen

Please support us by rating the App! Thanks!

### 2.0 — 2014-03-26

• Redesigned for iOS 7
• Added Loan Calculator: Loan and Lease calculator in one great app
• Added Payment Customizer: Allows your to set desired Payment and Cash Due!!
• Redesigned Fees screen with ability to add custom fees and set default values
• Redesigned Multiple Security Deposit screen
• Added Airdrop Support: Share Deals, Summary/Compare Screenshots using Airdrop!
• Added Charts to visualize total cost breakdown
• Added ability to save Dealer/Customer Name and Phone.
• Added ability to default State and Sales Tax Rate
• Updated rules for States - including States that don’t allow Trade-In Sales Tax Credit

### 1.2.1 — 2013-06-25

1.2.1:
- Added custom key pad with built-in calculator functions 
- Share your deals via Email using the new Export / Import feature 
- Added ability to use cash rebates and trade-in towards drive-off cost 
- Minor performance tuning and visual tweaks 

We need your support. Please rate the app!!

### 1.2 — 2013-06-24

- Added custom key pad with built-in calculator functions
- Share your deals via Email using the new Export / Import feature
- Added ability to use cash rebates and trade-in towards drive-off cost
- Minor performance tuning and visual tweaks

We need your support! Please rate the app!

### 1.1 — 2013-03-16

- Added ability to copy saved deals in Load Screen
- Improved error messages
- Minor cosmetic improvements and fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*