# LeaseWorth: Lease Calculator — Car & Auto Payment + Mileage

> Car & Auto Payment + Mileage (iPhone/iPad app by Michael Dube.)

- Source: https://appshunter.io/ios/app/leaseworth-lease-calculator/id6782750560 (this page in markdown: same URL + `.md`)
- Developer: [Michael Dube](https://appshunter.io/developer/1858655640)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 16.4 · 37 MB
- Languages: American English
- Released: 2026-08-20
- Data updated: 2026-11-05

## What is LeaseWorth?

Is the lease payment the dealer quoted actually right? Check the worksheet before you sign.

LeaseWorth is a car lease calculator that reads the dealer's worksheet on your phone, rebuilds the payment from the worksheet's own terms, shows the money factor as an APR, and tells you the true monthly cost once drive-off cash is counted. If the worksheet leaves the money factor off, LeaseWorth works out the rate the payment implies.

No ads. No account. No phone number, so no sales calls. Nothing you scan or type is ever uploaded.

You get a plain-English diagnosis: the true effective monthly cost, the money factor as an interest rate, the drive-off cash you could lose, your mileage exposure, the tax assumptions used, and the questions worth asking before you sign.

HOW IT WORKS
1. Scan or import. Photo, screenshot, HEIC, or a single- or multi-page PDF. No worksheet yet? Open the lease calculator and enter the figures yourself.
2. Confirm every number. Each figure is marked Confirmed, Please check, or Missing, beside the exact text it was read from. Nothing is diagnosed until every figure LeaseWorth read is confirmed — by you, or automatically when the page itself proves it. A missing money factor or residual is worked out from the confirmed figures and labeled derived.
3. Get the diagnosis. Simplest answer first, full detail behind it.

WHAT YOU GET
- True effective monthly cost: upfront cash spread across the full term, so a low teaser payment cannot hide a large drive-off.
- Payment check: LeaseWorth rebuilds the payment from the worksheet's own terms and tells you when the quote is higher, to the cent, with the likely reasons. A lower quote is not automatically good either.
- Rate check: the money factor as an interest rate.
- Drive-off breakdown: what is refundable, and what is at risk if the car is totaled.
- Mileage exposure: projected overage cost at the miles you expect to drive.

BUILT FOR LEASES, NOT LOANS
Eight lease-native calculators: money factor to rate, residual percent to dollars, mileage pace, buyout, multiple security deposits (MSD), one-pay, early termination, and lease vs. buy. A quick check covers an advertised offer when you have no worksheet.

EVERY STATE'S LEASE TAX METHOD
All 50 states plus D.C. — each with its method, the source it was taken from, and the date it was last reviewed, shown in the app.

HONEST BY DESIGN
LeaseWorth refuses false certainty. No markup verdict without a buy rate. No invented termination penalties. Verdicts use only confirmed figures and any derived from them. Dealers are entitled to a fair profit; you are entitled to know what you are paying for. LeaseWorth is an independent analysis, not an offer, an appraisal, or financial advice.

PRIVATE BY ARCHITECTURE
Reading and math happen on your phone. No sign-in, and no VIN, phone number, or email required. Your worksheet is never uploaded or sold to dealers or lenders. Delete everything instantly, any time.

FREE, AND STAYS FREE: everything above, plus saved deals, Compare, all 8 calculators, every state's lease-tax rules, and My Lease: log the odometer on any lease you sign to see your mileage pace, payments left and any overage cost. No ads, no scan limit.

LEASEWORTH FOREVER (OPTIONAL, ONE PURCHASE, NO SUBSCRIPTION, SHARED WITH YOUR FAMILY): Target payment shows the selling price that produces the payment you have in mind, at the worksheet's own rate and residual. What-if changes cash down, selling price, money factor or dealer add-ons and shows the difference beside the original. The Lease-end plan in My Lease lays out the inspection, decision and turn-in dates, with the lease's buyout and early-exit figures. Try Target payment and What-if on the sample worksheet, and the plan on the sample lease.

LeaseWorth has no servers. If you buy LeaseWorth Forever, Apple handles the purchase.

Methodology: https://leaseworth.app/methodology/
Privacy Policy: https://leaseworth.app/privacy/
Terms of Use: https://leaseworth.app/terms/

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| LeaseWorth Forever | $29.99 | one-time |


## Is LeaseWorth safe?

Not enough ratings yet to assess LeaseWorth.

## Is LeaseWorth legit?

LeaseWorth: Lease Calculator appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for LeaseWorth is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.1.1 — 2026-10-16

LeaseWorth 1.1.1

- More careful worksheet reading. A figure is now confirmed automatically only when the worksheet's own arithmetic proves it exactly; anything LeaseWorth can't prove is left for you to check before the diagnosis.
- Fewer taps on photographed worksheets that show the payment in whole dollars, and the APR is confirmed from the money factor when both are printed.
- Clearer wording on the confirm screen.

Still no ads, no account, and nothing you scan leaves your device.

### 1.1.0 — 2026-10-15

LeaseWorth 1.1

- No money factor on the worksheet? LeaseWorth now works out the rate the dealer's payment implies and marks it as derived. A missing residual is worked out the same way. If both are missing, it tells you either one is enough to work out the other.
- My Lease, free: mark a saved deal as signed, log your odometer, and see payments left, whether you are on pace for your miles, and what any overage would cost. Export your readings as a spreadsheet.
- New with LeaseWorth Forever, one optional purchase with no subscription: Target payment shows the selling price that produces the payment you have in mind. What-if lets you change cash down, price, money factor or add-ons and see the difference. The Lease-end plan lays out inspection, decision and turn-in dates with the buyout and early-exit figures. Try Target payment and What-if on the sample worksheet first, and the Lease-end plan on the sample lease in My Lease.
- The lease calculator and the advertised-offer check now remember your state.
- Lease-tax rules for all 50 states and D.C. re-checked against official sources (as of October 3, 2026).
- Settings now has Restore purchases, Redeem a code, Rate LeaseWorth and Tell someone who is leasing.

Everything that was free stays free. Still no ads, no account, and nothing you scan leaves your phone.

### 1.0.1 — 2026-10-06

The full lease calculator is now one tap from the home screen.

If a worksheet leaves off the money factor or the residual, LeaseWorth now tells you exactly which number to ask the dealer for.

Shared reports include a link to the app, so whoever you send one to can check their own lease.

Clearer wording throughout, so every description matches exactly what LeaseWorth does.

### 1.0 — 2026-08-20

No release notes.

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## More apps by Michael Dube

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All apps by Michael Dube: https://appshunter.io/developer/1858655640

## Related topics

[lease calculator](https://appshunter.io/ios/topics/lease-calculator) · [auto lease calculator lite](https://appshunter.io/ios/topics/auto-lease-calculator-lite) · [lease calculator car](https://appshunter.io/ios/topics/lease-calculator-car)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-05.*