# Ledgeo: Loan & IOU Tracker — Lend, Borrow & Log Payments

> Lend, Borrow & Log Payments (iPhone/iPad app by SRINIVASAN PARAMASIVAM.)

- Source: https://appshunter.io/ios/app/ledgeo-loan-and-iou-tracker/id6762177221 (this page in markdown: same URL + `.md`)
- Developer: [SRINIVASAN PARAMASIVAM](https://appshunter.io/developer/1451646436)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.5 · 41 MB
- Languages: American English
- Released: 2026-04-27
- Data updated: 2026-10-28

## What is Ledgeo?

Lending money to someone you care about shouldn't cost you the relationship. Ledgeo keeps every personal loan clear, shared and on the record — so nobody has to keep score in their head.

ONE LOAN, ONE SHARED RECORD
Create a loan and share it with the other person. You both see the same balance and the same payment schedule, updated in real time. No more "how much do I still owe?"

BOTH SIDES CONFIRM EVERY PAYMENT
The borrower taps "I paid" and can attach a receipt. The lender confirms it. Once confirmed, the payment is settled for both of you — a clean history you can trust.

KNOW WHO TO FOLLOW UP WITH
Ledgeo ranks what needs your attention: late payments, promises to pay, payments waiting for your confirmation and loans nobody can see yet. Due-date reminders help you stay ahead without awkward messages.

SIGN A SIMPLE LOAN NOTE
Turn any loan into a promissory note. Both of you read each part in plain English, initial it and sign at the end — right in the app. Every signature is time-stamped and saved with the loan.

BUILT FOR EVERY KIND OF LOAN
- Friends and family — with or without interest
- Bank or card payment plans you're paying off
- Property sold or bought on owner financing, including balloon payments
- Business and other personal loans

CLEAR REPORTS
- Total lent, paid back and still owed
- Loans that are late or in default
- Interest received or paid for the tax year, ready to share with your tax preparer
- Payoff dates and how much paying extra could save you

PRIVATE BY DESIGN
Your loans are visible only to you and the people you choose to share them with. Ledgeo records payments — it never holds or moves your money.

LEDGEO PRO
The free plan includes 1 active loan. Ledgeo Pro adds more active shared loans and payoff quotes. Ledgeo Pro is available as an auto-renewing monthly or yearly subscription. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your Apple Account settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.finmaksoftwares.in/ledgeo/privacy-policy

Ledgeo provides records and general information, not legal or tax advice.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Monthly | $4.99 | per month |
| Pro Yearly | $29.99 | per year |
| Pro + Lender Bundle Yearly | $39.99 | per year |
| Lender Add-on Yearly | $12.99 | per year |
| Lender Add-on Monthly | $1.99 | per month |


## Is Ledgeo safe?

Not enough ratings yet to assess Ledgeo.

## Is Ledgeo legit?

Ledgeo: Loan & IOU Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Ledgeo is 75 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 2.1.2 — 2026-10-27

A big update to make shared loans clearer for both sides:
- New home screen that shows what's due and what needs you
- Simpler Add Loan with grouped loan types and optional collateral
- Lender and borrower views of the same schedule
- Borrowers can mark payments as paid; lenders confirm them
- Sign promissory notes section by section, inside the app
- Redesigned reports: who's late, failed loans and tax-year interest
Thanks for using Ledgeo — send feedback anytime from Profile.

### 1.2.1 — 2026-05-12

Version: 1.2.1

• Bug fixes and performance improvements
• Enhanced Google Sign-In experience
• Improved loan management interface
• Stability improvements

### 1.2 — 2026-05-04

- Refreshed UI for cleaner navigation
- Fixed login issue affecting some users
- Performance and stability improvements

Loving Ledgeo? A quick rating on the App Store helps us a lot. Thank you!

### 1.0 — 2026-04-28

No release notes.

## Apps similar to Ledgeo

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| [LenderApp: Loan Tracker](https://appshunter.io/ios/app/lenderapp-loan-tracker/id6809188787) | — | Free | Finance |

## More apps by SRINIVASAN PARAMASIVAM

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All apps by SRINIVASAN PARAMASIVAM: https://appshunter.io/developer/1451646436

## Related topics

[loan payment tracker](https://appshunter.io/ios/topics/loan-payment-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*