# Ledger: AI Money Tracker — Know what's safe to spend

> Know what's safe to spend (iPhone/iPad app by The Valhalla Studio Ltd.)

- Source: https://appshunter.io/ios/app/ledger-ai-money-tracker/id6777918610 (this page in markdown: same URL + `.md`)
- Developer: [The Valhalla Studio Ltd](https://appshunter.io/developer/6777918612)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 81 MB
- Languages: American English
- Released: 2026-07-19
- Data updated: 2026-08-31
- User reviews in markdown: https://appshunter.io/ios/app/ledger-ai-money-tracker/id6777918610/reviews.md

## What is Ledger?

Ledger is the AI money tracker that tells you what you can actually spend today.

Forward your bank's transaction-alert emails and Ledger reads them automatically — no bank login, no open-banking connection, ever. Every transaction is categorized the moment it lands, so your spending stays up to date without spreadsheets.

WHAT YOU GET
• Safe-to-spend, done for you. Ledger takes your budget, subtracts what you've already spent and the bills you've reserved, and shows a single daily number you can trust.
• Recurring bills. Ledger spots your repeating payments, reserves money for them, and reminds you before they're due.
• Ask your money anything. "How much did I spend on food this month?" Get clear answers powered by AI.
• Voice and manual entry. Log a purchase in seconds.
• Cycles that match your life. Weekly, monthly, or your own pay cycle.
• Savings and investments stay separate, so they never inflate your spending.

PRIVATE BY DESIGN
Ledger only reads the transaction emails you choose to forward. We never ask for or store your bank login. Export your data to CSV or delete your account any time, right from the app.

LEDGER PRO
Upgrade for unlimited AI questions and more. $3.99/month or $39.99/year.

Ledger Pro is an auto-renewing subscription. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings.

Terms of Use (EULA): https://ledger.domoney.app/terms
Privacy Policy: https://ledger.domoney.app/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Ledger Pro | $3.99 | per month |
| Ledger Pro | $39.99 | per year |



## Version history (last 3 releases)

### 1.1.1 — 2026-08-26

Fix Google login on iPhone.
Receipts: share one from any app — your bank, Photos, an email — and Ledger turns it into a transaction. Or capture it in the app with the camera, an image, or a PDF.
Payments can now hold their line items. Add them by hand, paste a list, or scan them off the receipt — and Ask Ledger sees the detail, not just the total.
Also: transactions grouped by days, declining a permission no longer disables the feature, sign-out fixed.

### 1.1.0 — 2026-08-10

Receipts: share one from any app — your bank, Photos, an email — and
  Ledger turns it into a transaction. Or capture it in the app with the
  camera, an image, or a PDF.

  Payments can now hold their line items. Add them by hand, paste a list,
  or scan them off the receipt — and Ask Ledger sees the detail, not just
  the total.

  Also: transactions grouped by day; one AI permission instead of three;
  declining a permission no longer disables the feature; sign-out fixed.

### 1.0 — 2026-07-19

No release notes.

## Related topics

[debtor ledger](https://appshunter.io/ios/topics/debtor-ledger)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*