# Ledger - Time is Money

> Ledger - Time is Money (iPhone/iPad app by Mathew Taylor.)

- Source: https://appshunter.io/ios/app/ledger-time-is-money/id6782377234 (this page in markdown: same URL + `.md`)
- Developer: [Mathew Taylor](https://appshunter.io/developer/6782377236)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.6 · 36 MB
- Languages: American English
- Released: 2026-06-29
- Data updated: 2026-08-05
- User reviews in markdown: https://appshunter.io/ios/app/ledger-time-is-money/id6782377234/reviews.md

## What is Ledger?

Most budgeting apps tell you what you spent. Ledger shows you what it cost.

That coffee? 22 minutes of work. That impulse buy? 3 hours. When you see spending in time instead of money, every purchase feels real — and the ones that aren't worth it become obvious.

Ledger is a clean, private spending tracker built for students and young professionals who want to be more intentional with money — without the spreadsheets, bank logins, or overwhelming dashboards.

What makes Ledger different:
— Every entry shows you the time cost based on your hourly rate
— Your data stays on your device. No accounts, no syncing, no sharing
— Log a spend in under 5 seconds
— Daily reminders to keep the habit going
— Dark mode that actually looks good

Free features:
— Unlimited spending entries
— 6 customisable categories
— Weekly spending overview with category breakdown
— Monthly budget goal
— Daily log reminder with custom time
— Currency selector

Premium features:
— Full monthly summary with written overview
— Spending by category and week-by-week breakdowns
— 4-month trends chart
— Savings goal tracker
— Unlimited history

No bank connections. No ads. No data collection. Just you and your spending.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $1.99 | per month |



## Version history (last 2 releases)

### 1.0.1 — 2026-07-06

Give your logs a custom name to make tracking spending even more personal. Plus some small bug fixes and improvements.

### 1.0.0 — 2026-06-29

No release notes.

## More apps by Mathew Taylor

- [Outpost: SSH Client](https://appshunter.io/ios/app/outpost-ssh-client/id6787435457)

All apps by Mathew Taylor: https://appshunter.io/developer/6782377236

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-05.*