# ledgera

> AI-powered personal finance tracker with automatic SMS transaction logging and expense splitting. (iPhone/iPad app by Islam Aboelnour.)

- Source: https://appshunter.io/ios/app/ledgera/id6769561075 (this page in markdown: same URL + `.md`)
- Developer: [Islam Aboelnour](https://appshunter.io/developer/1887025244)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 67 MB
- Languages: American English
- Released: 2026-06-08
- Data updated: 2026-10-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ledgera/id6769561075/reviews.md

## What is ledgera?

Ledgera - your complete personal finance companion, built Arabic-first for how you actually manage money.

THE APP THAT FILLS ITSELF
Enable auto-capture once, and every bank SMS becomes a logged transaction - automatically, without opening the app. A ready-made shortcut, a quick one-time setup, and your money tracks itself. Works with Egyptian banks and wallets, fully private on your device.

SPLIT EXPENSES WITH FRIENDS
Create a group for your trip, shared home, or any occasion. Invite friends with a QR code or link - even add people who don't have the app yet. Log shared expenses, split them equally or your way, and let smart settlement calculate who pays whom with the fewest transfers. Settle up fully or partially, then share a beautiful PDF summary.

AN AI ASSISTANT THAT SPEAKS YOUR ARABIC
Type, speak, or snap a photo of a receipt - Ledgera's AI understands Egyptian Arabic naturally. Say "spent 150 on fuel, cash" and watch it become a proper transaction. Ask questions about your money in any language and get real answers from your actual data.

YOUR ENTIRE WEALTH, ONE GLANCE
Track everything you own in one place: bank accounts, cash, gold by the gram, crypto, stocks with buy/sell and dividends, real estate, cars, and valuables. Live prices, net worth at a glance, and full selling support - sell gold or crypto fully or partially with proceeds landing straight in your account.

ZAKAT, CALCULATED FOR YOU
Ledgera tracks the nisab and hawl automatically across your gold, cash, and crypto, and tells you exactly what you owe - a first-class feature, not an afterthought.

EVERYTHING ELSE YOU NEED
- Budgets per category with overspend warnings
- Goals with progress tracking
- Debts: who owes you, whom you owe, with payment history
- Installments and recurring transactions that log themselves
- Banking products: certificates, deposits, and loans with payout tracking
- Price alerts for gold and crypto - know the moment your target hits
- Smart reports with clear charts, monthly summaries, and PDF export
- Voice reports: listen to your monthly summary
- A notification center for everything that matters
- Face ID lock, dark mode, and full Arabic and English support

Built for Egypt and the Arab world: Egyptian banks, local wallets, gold in grams, Arabic-first design with proper RTL - not a translated app, a native one.

Download Ledgera and let your money manage itself.

## Key features

- Automatic SMS transaction logging
- Expense splitting with groups
- AI assistant understanding Egyptian Arabic
- Comprehensive asset tracking
- Automated Zakat calculation
- Budgeting and goal setting


## Frequently asked questions about ledgera

### Does Ledgera have ads?

No, Ledgera does not contain advertisements. It is a completely ad-free application.

### What banks and wallets does Ledgera support?

Ledgera currently works with Egyptian banks and wallets. The app is built with a focus on the Egyptian market and its financial services.

### How does Ledgera's auto-capture feature work?

Once enabled, Ledgera automatically logs transactions from your bank SMS messages without requiring you to open the app. This provides a seamless way to keep your finances updated.

### Can I split expenses with people who don't have Ledgera?

Yes, you can invite friends to expense-splitting groups via QR code or link, even if they do not have the app installed. The app facilitates easy settlement and provides PDF summaries.

### What types of assets can I track in Ledgera?

Ledgera allows you to track a wide range of assets including bank accounts, cash, gold, crypto, stocks, real estate, cars, and valuables. It provides live prices and net worth at a glance.

### How is Zakat calculated in Ledgera?

Ledgera automatically tracks the nisab and hawl for your gold, cash, and crypto, providing an exact calculation of your Zakat obligations. This feature is integrated to simplify religious observance.

### What devices is Ledgera available on?

Ledgera is available on iPhone, iPad, and iPod. It is designed to be accessible across Apple's mobile device ecosystem.

### How often is Ledgera updated?

The latest version of Ledgera is 1.1.0, which was last updated on July 11, 2026. Updates are released to improve functionality and add new features.

## Version history (last 3 releases)

### 1.1.0 — 2026-07-11

What's New

Two huge features in one update!

Ledgera Groups - split expenses with friends:
- Create a group for your trip or shared home
- Invite with a QR code, smart link, or code - even people without the app
- Log shared expenses with equal, percentage, or custom splits
- See who owes whom with smart settlement that minimizes transfers
- Settle up fully or partially, and share a beautiful PDF summary

Automatic expense capture - never forget a transaction:
- Bank SMS arrives, transaction gets logged - without opening the app
- One-tap ready-made shortcut, quick one-time setup
- Works with Egyptian banks and wallets, fully private on your device

Also in this update:
- A fresh new app icon with iOS 18 dark and tinted variants
- Slide your finger across the tab bar to switch tabs live
- Feature tips to help you discover what Ledgera can do
- An expanded in-app guide covering every feature
- Performance and stability improvements

Thank you for using Ledgera

### 1.0.1 — 2026-06-14

What's New in 1.0.1

A major redesign and our biggest update yet:

- Brand-new look: a sleek glass design throughout the app, with a refreshed home screen and a new Cairo Arabic typeface.

- Sell your assets: sell gold and crypto (fully or partially), real estate, and cars, with proceeds landing straight in your account.

- Notification center is now live: price alerts, installments, debts, budgets, and reports, all in one place.

- Redesigned Reports: a cleaner spending chart and clearer insights into where your money goes.

- Smarter AI Quick Add: new users can now create their first account right from the entry screen.

- Beautiful PDF reports: share your financial reports in one tap.

Fixes and improvements:
- Fixed language preference not saving on restart
- Corrected Arabic (RTL) layout across many screens
- Fixed 3-6 month report accuracy
- Fixed stock transactions not linking to accounts
- Added crash reporting for faster, more stable updates
- Numerous stability and performance improvements

Thank you for using Ledgera

### 1.0 — 2026-06-08

No release notes.

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## More apps by Islam Aboelnour

- [Hekta: Net Worth](https://appshunter.io/ios/app/hekta-net-worth/id6778138657)

All apps by Islam Aboelnour: https://appshunter.io/developer/1887025244

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-09.*