# Ledgerly: Net Worth Tracker — Budget, Expense & Investment

> Privacy-first personal finance app for net worth, budget, and investment tracking. (iPhone/iPad app by Novarch LLC.)

- Source: https://appshunter.io/ios/app/ledgerly-net-worth-tracker/id6773573490 (this page in markdown: same URL + `.md`)
- Developer: [Novarch LLC](https://appshunter.io/developer/6773573492)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 9+
- Requires: iOS 17.6 · 20 MB
- Languages: American English
- Released: 2026-06-08
- Data updated: 2026-09-03
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/ledgerly-net-worth-tracker/id6773573490/reviews.md

## What is Ledgerly?

Ledgerly is a privacy-first personal finance app that helps you track your net worth, manage your money, and understand your financial health—all from your iPhone.

Whether you're tracking everyday expenses, managing multiple bank accounts, monitoring investments, or building long-term wealth, Ledgerly gives you a complete picture of your finances in one place.

Track income, expenses, transfers, budgets, savings goals, assets, liabilities, investments, and receivables. Organize your finances across cash, bank accounts, credit cards, mobile wallets, and cryptocurrency while keeping everything consolidated into your preferred base currency.

MULTI-CURRENCY FINANCE

Manage money in multiple currencies with automatic exchange rate conversion. Track local and foreign accounts side by side, use official exchange rates, or enter your own custom rates for complete control.

NET WORTH TRACKING

See how your finances evolve over time with a detailed net worth dashboard. Monitor assets, liabilities, investments, and cash balances while understanding how each contributes to your overall financial position.

FINANCIAL HEALTH INSIGHTS

Go beyond budgeting with powerful financial analytics. Track cash flow, liquidity, investment performance, spending trends, income progress, and foreign exchange exposure through a customizable dashboard designed to help you make smarter financial decisions.

EXPENSE TRACKER & BUDGET PLANNER

Stay on top of your spending with fast transaction entry, category tracking, recurring budgets, and budget alerts. Understand where your money goes with detailed spending reports and visual breakdowns.

INVESTMENT & PORTFOLIO TRACKER

Monitor stock and cryptocurrency holdings alongside the rest of your finances. Track cost basis, profit and loss, portfolio performance, and how investments affect your net worth.

SAVINGS GOALS

Create financial goals, track progress, contribute funds, and stay motivated with reminders and milestone tracking.

OFFLINE-FIRST & PRIVATE

Ledgerly works without an account, subscription login, or cloud dependency. Your financial data stays on your device and remains under your control. Biometric protection and Privacy Mode help keep sensitive information secure.

FEATURES

• Net worth tracker  
• Expense tracker and money manager  
• Budget planner with alerts  
• Multi-currency wallets and accounts  
• Investment and portfolio tracking  
• Stock and crypto monitoring  
• Savings goals and progress tracking  
• Financial health analytics  
• Cash flow and spending insights  
• Asset, liability, and receivable tracking  
• Offline-first local storage  
• JSON backup and restore  
• CSV exports  
• Face ID and Touch ID protection

Whether you're managing a personal budget, tracking investments, building an emergency fund, or working toward financial independence, Ledgerly helps you understand your money and grow your wealth with confidence.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy: https://novarch.lol/ledgerly-privacy

## Key features

- Net worth tracking
- Expense tracking
- Budget planning
- Multi-currency accounts
- Investment portfolio monitoring
- Financial health analytics
- Offline-first data storage

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Ledgerly Pro (Monthly) | $0.99 | per month |
| Ledgerly Pro (Annual) | $4.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/ledgerly-net-worth-tracker/id6773573490/reviews.md

### 5/5 — Best Budget App

*2026-06-24*

I really love the app. Clean and fast and my data isn’t going anywhere so that’s cool too. Hopefully this helps me pay rent in time.

**Developer response:** Thank you for the kind words! Please get the updated versions for much more cleaner and faster experience across the app.

## Frequently asked questions about Ledgerly

### What is Ledgerly?

Ledgerly is a privacy-first personal finance app designed to help users track their net worth, manage expenses, and monitor investments. It offers a consolidated view of financial health with features like multi-currency support and detailed analytics, all stored locally on the user's device.

### Is Ledgerly free to use?

Ledgerly offers a free version for basic tracking. For advanced features and unlimited access, users can subscribe to Ledgerly Pro, which has monthly and annual plans available.

### What are the subscription options for Ledgerly Pro?

Ledgerly Pro offers two subscription tiers: a monthly plan for $0.99 and an annual plan for $4.99. These plans unlock additional features and capabilities beyond the free version.

### How does Ledgerly protect user privacy?

Ledgerly is privacy-first and operates offline-first, meaning your financial data is stored locally on your device and does not require an account or cloud dependency. It also features biometric protection and a Privacy Mode for enhanced security.

### What types of financial accounts can I track with Ledgerly?

You can track a wide range of financial accounts, including cash, bank accounts, credit cards, mobile wallets, and cryptocurrency. It also supports tracking assets, liabilities, and receivables.

### Can I track investments and stocks with Ledgerly?

Yes, Ledgerly includes an investment and portfolio tracker that allows you to monitor stock and cryptocurrency holdings. You can track cost basis, profit and loss, and portfolio performance.

### Does Ledgerly support multiple currencies?

Yes, Ledgerly supports multi-currency finance with automatic exchange rate conversion. You can manage local and foreign accounts side by side, using official or custom exchange rates.

### How often is Ledgerly updated?

Ledgerly was last updated on June 27, 2026, with version 1.2.0. This indicates a recent update, suggesting ongoing development and support for the application.

## Version history (last 5 releases)

### 2.6 — 2026-08-25

Going big with Recurring Transactions. We also fixed bugs you reported.

### 2.5 — 2026-08-16

Recurring transactions are here. Schedule daily, weekly, monthly, or yearly income and expenses.

### 2.4 — 2026-08-11

Widgets, Watch Face Complications, and the introduction of Pro+

### 2.3 — 2026-07-23

Meet the all-new Ledgerly — a fresh look, a new friend, and smarter ways to see your money.

Fresh Ledger — A warm redesign from top to bottom, now with full dark mode.

Auto Ledger — Your Ethiopian bank SMS turn into transactions automatically. Less typing, more tracking. (Pro)

Meet Santim — Your money mascot, cheering you on across the app.

Streaks — Keep your logging streak alive and build the habit.

Money Rhythm — A colorful heatmap of your spending and saving days, so you can spot your patterns at a glance.

Faster & Smoother — Big speed boosts, especially with lots of data.

Bug Fixes — Reports now respect your chosen currency, privacy unlock is more reliable, and plenty of little polish.

Thanks for using Ledgerly. We'd love your feedback!

### 1.2.1 — 2026-07-05

Logging transactions has never been this easier in Ledgerly, because now Siri can do it for you. With the addition of 5 shortcuts and Siri's assistance, no money move can go undocumented.

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All apps by Novarch LLC: https://appshunter.io/developer/6773573492

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*