# Ledgium — Paycheck budget planner

> Paycheck budget planner (iPhone/iPad app by Tristar Dynamics LLC.)

- Source: https://appshunter.io/ios/app/ledgium/id6816579552 (this page in markdown: same URL + `.md`)
- Developer: [Tristar Dynamics LLC](https://appshunter.io/developer/1893807411)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 21 MB
- Languages: American English
- Released: 2026-10-07
- Data updated: 2026-10-09
- User reviews in markdown: https://appshunter.io/ios/app/ledgium/id6816579552/reviews.md

## What is Ledgium?

Ledgium is a paycheck planner, not a monthly budget. It answers one question at a glance: how much can I spend until my next paycheck?

Split every paycheck by percentage into buckets: Bills, Essentials, Guilt Free, and Invest / Save to start. Recurring bills are assigned to the paycheck that lands before they're due, so you always know which paycheck covers what. Whatever your bills don't need becomes surplus and rolls where you choose.

No account. No bank sync. Your data stays on your devices and iCloud.

Plan each paycheck
• Guilt free money left until payday, or for the whole month, and what that is per day
• Split each paycheck with sliders, or type a dollar amount and the percent follows
• Paid weekly, every two weeks, monthly, on two or more days a month, or daily on the days you work, with a split for each paycheck
• Bills assigned to the right paycheck automatically, or to the one you pick
• A bill can come out on payday instead of its due date
• Surplus rolls into guilt free, savings, a bucket you add, or the next paycheck
• Buckets in your own colors and order
• A savings goal: name it, like "Trip to Italy", set a target, and every payday adds its share. Pause it anytime.
• A payday alert the morning each paycheck lands

Track spending
• Log an expense, refund, or income in seconds
• Spending by day and by category, with search by month, dates, or bucket
• A calendar of bills, paydays, and income by week, two weeks, or month
• Mark a bill paid, or skip one
• Other income, like a side job, split like a paycheck or sent to one bucket

Private by design
• No sign-up and no bank connection
• Syncs through your own iCloud account
• Optional Face ID lock
• Any currency: dollars, euros, pounds, pesos, yen, and more
• Import your bills from a spreadsheet (CSV)

Ledgium Pro
• After bills: what stays in your account once a paycheck pays its bills and your credit cards
• Months ahead: each of the next six months' income, bills, and surplus, planned
• More than one savings goal
• Trends: three months to a year by bucket, and how fixed costs creep
• Bill reminders, and a warning when guilt free runs low
• Card bills: card purchases gather into a monthly bill that counts down as you pay it, with its due date on the calendar
• What you owe on every card, and what's due next
• Debts with your progress and an estimated payoff date
• Home Screen and Lock Screen widgets
• Unlimited buckets and more than one pay schedule
• Custom paydays: pick every payday of the year
• Card guide and shared expenses
• CSV export

Pro comes monthly or yearly, each starting with a 7-day free trial, or as a one-time lifetime purchase. Payment is charged to your Apple Account. Subscriptions renew automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel in Settings › Apple Account › Subscriptions.

Privacy Policy: https://ledgium.app/privacy/
Terms of Service: https://ledgium.app/terms/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Ledgium Pro Monthly | $1.99 | per month |
| Ledgium Pro Yearly | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Ledgium Pro Lifetime | $59.99 | one-time |



## Version history (last 2 releases)

### 1.1 — 2026-10-08

Your buckets
• New: the Budget tab shows your whole month. Tap the month beside your paychecks to see every bill this month, what's paid, and what's left in each bucket.
• New budgets start with four buckets: Bills, Essentials for needs like gas and groceries, Guilt Free, and Invest / Save, split 50/20/20/10. Budgets you already have keep their buckets and split. If you added a bucket called Essentials, Gas and Groceries move into it, and your buckets are put in the new order.
• Fixed cost is now called Bills. Buckets you renamed keep your names.
• Free users can now have four buckets.
• Savings goals: name a goal, like "Trip to Italy", set a target, and every payday adds its share. Your first goal is free.
• Type a dollar amount in Edit split, and the percent follows.
• Give any bucket its own color, and put your buckets in the order you like.
• Send surplus to any bucket you add.
• Every bucket on the Budget tab has a progress bar.
• Buckets and their categories are now one screen, in More › Buckets. Drag a category to move it to another bucket.

Getting paid
• Daily pay: if you're paid on the days you work, each of those days is a payday.
• See your guilt free money for this paycheck or for the whole month.
• Paid on payday: a bill can come out the day your paycheck lands instead of on its due date.
• When a paycheck comes twice in one month, pick which one pays a bill.
• With custom paydays, a paycheck that comes early covers bills from the day it lands.

Overview
• The top card switches between two buckets you choose.
• When Bills has money left over, the top card shows what's left with and without it.
• Buckets are listed in the same order as on the Budget tab.

Bills and spending
• The annual set-aside is gone. Yearly bills come out of the paycheck before they're due, like any other bill.
• Card bills count down as you pay them, and show what the next bill is so far.
• Something in a Bills category that you pay from checking comes out of that paycheck's Bills bucket.
• Search Activity by month, by dates, or by bucket.
• Paychecks and other income show up in Activity once they arrive.
• Add a new account right from the Pay from menu.
• Tap anywhere outside a field to put the keyboard away.
• Plainer explanations on bills and cards.

Ledgium Pro
• New: After bills shows what stays in your bank account from each paycheck after it pays its bills and your credit cards, line by line.
• New: Months ahead shows each of the next six months' income, bills, and surplus on the Overview.
• More than one savings goal.
• Trends covers 3 months, 6 months, or a year, starting from the month you began.
• The Card guide moved to Accounts and Cards, where each card shows what it's best for.

Getting started
• New users get a short tour and a Get started list, and starting Pro or its free trial shows how the trial works and what to try first. The tour is in More › Help and feedback anytime.

Experience
• Bug fixes and performance enhancements.

And a new app icon.

### 1.0 — 2026-10-07

No release notes.

## More apps by Tristar Dynamics LLC

- [TactiFunds](https://appshunter.io/ios/app/tactifunds/id6762319462)
- [Postalist](https://appshunter.io/ios/app/postalist/id6767924212)
- [GS Paid](https://appshunter.io/ios/app/gs-paid/id6804145973)

All apps by Tristar Dynamics LLC: https://appshunter.io/developer/1893807411

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-09.*
