# Ledgr-Journal — Smart Expense Tracker

> Smart Expense Tracker (iPhone/iPad app by KUN YAO.)

- Source: https://appshunter.io/ios/app/ledgr-journal/id6759777329 (this page in markdown: same URL + `.md`)
- Developer: [KUN YAO](https://appshunter.io/developer/1880588118)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 26.2 · 12 MB
- Languages: American English
- Released: 2026-03-12
- Data updated: 2026-10-05
- User reviews in markdown: https://appshunter.io/ios/app/ledgr-journal/id6759777329/reviews.md

## What is Ledgr?

Ledgr is a smart finance journal powered by on-device AI. Scan receipts with your camera,  
  analyze bank statements with AI, speak transactions out loud, or type in plain English —   
  Ledgr understands it all, entirely on your device with zero cloud dependency.              
                                                                                             
  WHAT MAKES LEDGR DIFFERENT                                                                 

  ◆ AI BANK STATEMENT ANALYZER
  Import a PDF bank statement, snap a photo, or pick from your library. Ledgr's on-device AI
  reads every transaction, categorizes your spending with visual breakdowns, flags unusual
  charges, and generates personalized saving tips. No upload, no subscription — everything
  runs locally using Apple Intelligence.

  ◆ 4-WAY SMART INPUT
  Add transactions your way:
    - Point your camera at a receipt — AI extracts amount, merchant, and category instantly
    - Pick a receipt photo from your library
    - Hold the mic and speak: "Spent twelve dollars on lunch at Subway"
    - Or just type naturally: "$5 coffee starbucks"

  ◆ AI SPENDING INSIGHTS
  Your Statistics tab comes alive with AI-generated analysis — spending patterns,
  locale-aware saving tips, and trend commentary based on your real data.

  ◆ LIVE GOOGLE SHEETS SYNC
  Connect your Google account via OAuth and sync transactions directly to a spreadsheet
  you own. Not a CSV export — a live sync with conflict resolution, deduplication,
  sync history, and traffic stats.

  ◆ TRUE MULTI-CURRENCY
  Log transactions in 20+ currencies. Ledgr converts amounts using real-time exchange
  rates so your totals, statistics, and trends are always accurate — even across countries.

  ◆ CROSS-PLATFORM WITH iCLOUD
  Works seamlessly on iPhone, iPad, and Mac. All data syncs automatically via iCloud
  CloudKit.

  ◆ PRIVACY-FIRST
  No account required. No third-party servers. No tracking. Built with 100% Apple-native
  frameworks — SwiftUI, SwiftData, CloudKit, Vision, and Foundation Models. Zero external
  dependencies. Your data stays yours.

  Also includes: GPS location tagging, transaction shortcuts, customizable categories
  with emoji, account management, advanced search with filters, and spending trend charts.

  Key changes from your old description:
  - Opens with AI capabilities, not "track income and expenses"
  - Statement Analyzer is front and center (your strongest differentiator)
  - "4-Way Smart Input" positions the multi-modal entry as a feature, not just buttons
  - "AI Spending Insights" highlighted as its own feature
  - Google Sheets described as "live sync" not just "export"
  - Basic features (categories, search, charts) pushed to a single line at the bottom
  - Every bullet answers "why is this not just another expense tracker?"


## Version history (last 5 releases)

### 1.4 — 2026-08-18

• Fixed editing a subscription — tapping a subscription now opens it for editing instead of a blank "Add Subscription" form.
• Fixed edits to subscription-generated transactions (including notes) being reverted by Google Sheets sync.
• Fixed income subscriptions losing their category when reopened.
• Added a Done key to the amount keypad so it no longer covers the fields below it.

### 1.3 — 2026-04-07

Ledgr 1.3 brings Ledgr to Apple Watch with fast, on-wrist expense logging and glanceable recent activity.

This update also adds subscription management with manual bill generation for recurring plans, plus interface polish across iPhone and Apple Watch.

### 1.2 — 2026-03-31

• New Subscriptions enhancements: income subscriptions and quarterly billing
• Enhanced Siri shortcuts with category and notes
• Search results now show total, average, and date range
• Statistics improvements and performance optimizations

### 1.1 — 2026-03-18

• New Subscriptions module — track recurring bills with one-tap generation
• Smarter subscription editor with popular service suggestions
• Catch-up billing — generate all overdue months at once
• Search results now support swipe-to-delete
• Improved security with Keychain token storage
• Performance optimizations for Statistics

### 1.0 — 2026-03-12

No release notes.

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| --- | --- | --- | --- |
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| [Expense Tracker Genius](https://appshunter.io/ios/app/expense-tracker-genius/id6760190294) | 5.0 (1) | Free | Finance |
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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-05.*