# Left to Spend: Budget Planner — Simple 50/30/20 Money Tracker

> Simple 50/30/20 Money Tracker (iPhone/iPad app by Nicolai Sinan Pi Olesen.)

- Source: https://appshunter.io/ios/app/left-to-spend-budget-planner/id6824265933 (this page in markdown: same URL + `.md`)
- Developer: [Nicolai Sinan Pi Olesen](https://appshunter.io/developer/6774600226)
- Category: Finance, Productivity
- Price: $4.99
- Age rating: 4+
- Requires: iOS 26.0 · 7 MB
- Languages: Canadian French, German (Germany), American English, Arabic, Bangla, Catalan, Chinese (Simplified, China), Chinese (Traditional, Taiwan), Korean, Croatian and 34 more
- Released: 2026-10-23
- Data updated: 2026-11-10

## What is Left to Spend?

One number that matters: how much you have left to spend this month.

Left to Spend is a calm, manual budget built on the 50/30/20 rule — half your take-home pay for needs, 30% for wants, 20% for savings. Enter your pay once, add your regular bills if you like, and the split sets itself. Then just log what you spend. It takes seconds a day.

HOW IT WORKS

• Tell it your monthly take-home pay.
• Add rent, utilities and other regular bills, or skip and use a plain 50/30/20 split.
• Tap +, type the amount, Save. It remembers the bucket you used last.
• After every save you see what's left: "$380 left in Wants".

NEVER STRESSFUL

• No red alerts and no warnings. Go over and it simply says "$12 over". It comes out of savings, and the savings bar shows how much.
• Every bucket shows what's left, not just what's gone.
• A gentle reminder to log now and then, which you can switch off.

EVERYTHING ELSE STAYS OUT OF THE WAY

• Each new month copies last month's setup.
• Recurring bills log themselves on the day they're due.
• Edit or delete any purchase in a tap.
• Turn on categories and sub-categories, notes and dates, or rolling over unspent money only if you want them.

SHOPPING LISTS ON BUDGET

Plan a shop as a list in Needs or Wants, with a price and quantity for each item, and see what you'll have left this month after every one. Tick items off as you buy them, in the app or on your Apple Watch, and the list logs itself as one purchase.

IMPORT WITHOUT RETYPING

Bring in purchases from a photo of a receipt, a PDF or CSV bank statement, an Excel file or pasted text. Everything is read on your device. Duplicates are spotted for you, and nothing is added until you review the list and tap Accept.

ON EVERY APPLE DEVICE

• iPhone and iPad, with Home Screen and Lock Screen widgets.
• A Control Center button to log a purchase from anywhere.
• Apple Watch: see what's left and log a purchase from your wrist.
• Syncs through your own iCloud.

PRIVATE BY DESIGN

No bank connection, no account, no ads and no tracking. Your budget stays on your devices and in your private iCloud. One purchase, no subscription.

## Is Left to Spend safe?

Not enough ratings yet to assess Left to Spend.

## Is Left to Spend legit?

Left to Spend: Budget Planner appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Left to Spend is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-10-23

No release notes.

## More apps by Nicolai Sinan Pi Olesen

- [Liftsmith: Weight Lifting Log](https://appshunter.io/ios/app/liftsmith-weight-lifting-log/id6774600224)
- [Greeter Board: Name Signs](https://appshunter.io/ios/app/greeter-board-name-signs/id6774768787)
- [Pixel Scraper](https://appshunter.io/ios/app/pixel-scraper/id6827656726)

All apps by Nicolai Sinan Pi Olesen: https://appshunter.io/developer/6774600226

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-10.*