# Legacy First National Bank — user reviews > 482 indexed App Store user reviews of Legacy First National Bank by First National Bank SD-MN, rated 4.78/5 from 4,765 ratings. - Source: https://appshunter.io/ios/app/legacy-first-national-bank/id1472532639/reviews - App overview in markdown: https://appshunter.io/ios/app/legacy-first-national-bank/id1472532639.md - Rating breakdown: 5★ 4,179 · 4★ 340 · 3★ 69 · 2★ 40 · 1★ 112 ## What do users think of Legacy First National Bank? Overall sentiment: positive **Pros** - 🚀 Easy to use - 🚀 Convenient app - 🚀 Smooth app - 🚀 Efficient - 🚀 User friendly - 🔒 Secure app - 👍 Great app - 👍 Awesome app - 👍 Decent app - 👍 Helpful in building credit **Cons** - 🐛 App crashes/freezes - 🐛 Inaccurate account information - 🐛 Login issues - 🔒 Lack of security features (e.g. no card locking) - 💰 High fees and charges - 💰 Limits on payments **Commonly reported bugs** - App crashes when trying to make a payment - Unable to access account information - Verification code not received - Inconsistent account balance display **Most requested features** - Allow more payment options - Add scheduled payment feature - Improve payment date flexibility - Provide payment confirmation numbers - Add card locking/unlocking feature - Modernize app design and functionality ## Newest reviews (18 of 482) ### 3/5 — Good App *2026-08-13, version 3.1.0* Good App ### 3/5 — Super basic *2026-08-08, version 3.1.0* The app itself it very basic and displays nearly nothing helpful as far as “extras” No cash back ext ### 5/5 — Great Card *2026-07-31, version 3.1.0* Great card to build credit. ### 5/5 — Great App *2026-07-31, version 3.1.0* Easy to use and simple ### 5/5 — Retired truck driver on disability *2026-07-27, version 3.1.0* Best app I ever used love it ### 5/5 — Owner *2026-07-27, version 3.1.0* Great card to have ### 5/5 — Good *2026-07-26, version 3.1.0* Excellent card ### 5/5 — Efficient *2026-07-25, version 3.1.0* This app is very good. It’s actually much better than going online to the actual website. Easier to change bank information put a different amount using the app. ### 5/5 — Great Bank Card *2026-07-23, version 3.1.0* Super easy app. ### 5/5 — Super Simple! *2026-07-22, version 3.1.0* Great app! Easy to use and not overwhelming…just info needed ### 5/5 — Great card *2026-07-21, version 3.1.0* Never had an issue with Legacy. Great card. ### 5/5 — Great card to have *2026-07-21, version 3.1.0* Great app ### 5/5 — Good card *2026-07-21, version 3.1.0* 👍🏼 ### 5/5 — Survey *2026-07-17, version 3.1.0* Great and easy service ### 5/5 — Easy to Use *2026-07-17, version 3.1.0* Makes it very easy to see your balance due and allows several payment options and dates. ### 5/5 — Beneficial *2026-07-16, version 3.1.0* Easy to use and understand ### 5/5 — Fantastic *2026-07-15, version 3.1.0* Very easy app to use ### 5/5 — Big Papa *2026-07-15, version 3.1.0* Decent card ## Most critical reviews (10 lowest-rated) ### 1/5 — Not friendly *2026-08-04, version 3.1.0* Not a user friendly app ### 1/5 — Thank you *2026-08-03, version 3.1.0* I love this app and I thank you very much for Legacy First national Bank! ### 1/5 — Unreliable and not well thought out *2026-07-14, version 3.1.0* I set up auto pay as soon as I got the card and there was one incorrect number in my routing info and instead of flagging it, whenever it made my payments, it kept telling me it was being paid but I separately got a non payment message and it didn’t give me details. The app seemed weird so I attributed it to that. I just kept thinking it was getting paid because it showed paid in my app but I should have checked my bank withdrawals and I didn’t. It took me over a month to figure out that I miss typed one digit and they blocked my ability to make auto payments for six months which then led me to miss payments completely (I ALWAYS PAY ON TIME! after setting up auto pay) And I incurred missed payments on my credit report very terrible app and feedback/automated system. ### 1/5 — NOT USER FRIENDLY *2026-06-09, version 3.1.0* WHAT KINDA APP IN 2026 DOESN’T HAVE MOR PAYMENT METHOD OPTIONS!!!! ### 1/5 — Cheap made app *2026-06-07, version 3.1.0* Not laid out well. Has no Face ID, it takes you out of the app to an external website to login to the app? ### 1/5 — Terrible bank *2026-05-29, version 3.1.0* This bank and card is setup to screw the customer ### 1/5 — Only give 3 days to pay *2026-05-26, version 3.1.0* Billed on 25th and due by 28th ( only 3 days to pay bill before it’s late ). Will probably be cancelling card once it’s paid off due to this small payment window. ### 1/5 — Very slow to update your information and no human option *2026-05-25, version 3.1.0* Slow to update your transactions ### 1/5 — Dumpy Card *2026-04-27, version 3.1.0* Not even a good card for people applying for credit the first time. I Recommend Capital One at least they increase your credit limit. This card has never increased my credit limit. Not a card worth having. ### 1/5 — Too many fees *2026-04-23, version 3.1.0* The worst credit card I ever had! ## Most praised reviews (10 highest-rated) ### 5/5 — Legacy *2026-08-11, version 3.1.0* This credit card company is very easy to work with and the app is user friendly ### 5/5 — Kimmie b *2026-08-09, version 3.1.0* Easy to use. ### 5/5 — MrsPinky *2026-08-09, version 3.1.0* This app is very easy to use, all the information I need is super accessible. ### 5/5 — Great! *2026-08-06, version 3.1.0* Nice and cool to use! ### 5/5 — Awesome *2026-08-06, version 3.1.0* There so Awesome and easy to work with. Call them and they will fix the problem whatever it it!!!! I’m not joking ### 5/5 — Legacy app *2026-08-06, version 3.1.0* Easy to use ### 5/5 — Credit card apps *2026-08-05, version 3.1.0* 5 stars ### 5/5 — Great *2026-08-03, version 3.1.0* Easy paying ### 5/5 — Finally-autopay *2026-08-01, version 3.1.0* This is great for me because I can’t remember when my pymt is due. ### 5/5 — Payments *2026-08-01, version 3.1.0* Just easy and simple to use! Great company to work with !!! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*