# Legacy Visa® — user reviews > 574 indexed App Store user reviews of Legacy Visa® by First National Bank SD-MN, rated 4.78/5 from 11,002 ratings. - Source: https://appshunter.io/ios/app/legacy-visa/id1472532639/reviews - App overview in markdown: https://appshunter.io/ios/app/legacy-visa/id1472532639.md - Rating breakdown: 5★ 9,773 · 4★ 702 · 3★ 174 · 2★ 91 · 1★ 262 ## Is Legacy Visa® safe? Legacy Visa® appears safe based on user ratings. The AppsHunter Safety Score for Legacy Visa® is 96 out of 100. This assessment is based on 11,002 user ratings, with an App Store average of 4.8 out of 5. Of 11,002 App Store ratings, 95.2% point to a safe experience, 1.6% suggest some concerns, and 3.2% point to a risky experience. ## Is Legacy Visa® legit? Legacy Visa® appears to be a legitimate app. The AppsHunter Legitimacy Score for Legacy Visa® is 100 out of 100 points across 7 verification signals from App Store and developer data. ## What do users think of Legacy Visa®? Reviews of Legacy Visa® are mostly positive: the Finance app is rated 4.8/5 from 11K App Store ratings. What users like most: easy to use, convenient app. Top complaints: app crashes/freezes, inaccurate account information. Summarized from real user reviews. **Pros** - 🚀 Easy to use - 🚀 Convenient app - 🚀 Smooth app - 🚀 Efficient - 🚀 User friendly - 🔒 Secure app - 👍 Great app - 👍 Awesome app - 👍 Decent app - 👍 Helpful in building credit **Cons** - 🐛 App crashes/freezes - 🐛 Inaccurate account information - 🐛 Login issues - 🔒 Lack of security features (e.g. no card locking) - 💰 High fees and charges - 💰 Limits on payments **Commonly reported bugs** - App crashes when trying to make a payment - Unable to access account information - Verification code not received - Inconsistent account balance display **Most requested features** - Allow more payment options - Add scheduled payment feature - Improve payment date flexibility - Provide payment confirmation numbers - Add card locking/unlocking feature - Modernize app design and functionality ## Newest reviews (14 of 574) ### 4/5 — Great App! *2026-10-30, version 3.1.0* Easy to use, always find what I need, it’s actually made for the user! ### 3/5 — Keep Having to Sign Back In *2026-10-30, version 3.1.0* The app itself is easy to use but if I’m not going on it every day (which I don’t need to do) I have to sign back in. And each time I have to reset my password because it keeps saying it’s wrong. Fix that and I’ll give it 5 stars ### 5/5 — Easy *2026-10-27, version 3.1.0* Very convenient and easy to use ### 5/5 — Scott *2026-10-27, version 3.1.0* N/A ### 5/5 — pay options *2026-10-25, version 3.1.0* would be nice to be able to take direct payment instead bank drafing which takes 3 days ### 5/5 — Great Card *2026-10-25, version 3.1.0* I like having this card as a backup if I need it in an emergency situation. ### 5/5 — App *2026-10-24, version 3.1.0* Great..!!! ### 5/5 — Payment *2026-10-23, version 3.1.0* Thus is very easy ### 5/5 — Convenient App *2026-10-23, version 3.1.0* Easy to use and very convenient ### 4/5 — Like the App *2026-10-22, version 3.1.0* It is much easier to use now. ### 5/5 — Easy to use *2026-10-19, version 3.1.0* App is great ### 5/5 — Easier *2026-10-16, version 3.1.0* Awesome ### 5/5 — Very useful *2026-10-12, version 3.1.0* Works great, easy to navigate. They did a great job with this app! ### 3/5 — Not the best *2026-10-12, version 3.1.0* App is not great. Other card companies apps are much better. Would like to see improved features ## Most critical reviews (10 lowest-rated) ### 1/5 — Notifications *2026-11-05, version 3.1.0* No notification for payment due ### 1/5 — The fee caused my credit score to go way down, so thank you so much. I will get this card paid off a *2026-10-31, version 3.1.0* Very disappointing ### 1/5 — Constant Login Struggle *2026-10-29, version 3.1.0* Once you set up Face ID it should just continue to work. When updating your password it is so restrictive it makes it difficult to recall the last password you set. ### 1/5 — Terrible card *2026-10-23, version 3.1.0* I should be able to pay more than what is due if I choose ### 1/5 — App 1star *2026-10-15, version 3.1.0* The app is annoying to use and extremely outdated. I only keep this car because it’s an older account. There is no benefit and cost 6.25 a month. Constant login issues ### 1/5 — Too many glitches *2026-10-11, version 3.1.0* Half the time I can’t log in and then miss a payment. When I go back a day or two later it works just fine. ### 1/5 — Payment time *2026-10-04, version 3.1.0* Payment cut off time needs to be later - like 11 pm. Some people don’t have opportunity to pay to make a payment before say 7 or 8 pm. ### 1/5 — I wish I could give 0 stars *2026-10-01, version 3.1.0* The app is constantly being updated. Save information is constantly being wiped. ### 1/5 — Late payment before statement *2026-09-21, version 3.1.0* Never got a notification or statement until after late fee assessed. Terrible. ### 1/5 — Doesn’t save logon *2026-09-08, version 3.1.0* Doesn’t save Login info even when i select remember me. Face ID doesn’t work apparently as it’s a hit or miss. ## Most praised reviews (10 highest-rated) ### 5/5 — Love it *2026-11-07, version 3.1.0* Love this app. Very easy to use. Very easy setup ### 5/5 — Zahid *2026-11-06, version 3.1.0* Easy navigation on the app ### 5/5 — Great *2026-11-04, version 3.1.0* Easy to navigate ### 5/5 — Diva69 *2026-11-03, version 3.1.0* Excellent ### 5/5 — App Layout *2026-11-03, version 3.1.0* Very simple layout but easy to navigate. ### 5/5 — Legacy *2026-10-31, version 3.1.0* Very easy to use ### 5/5 — Mr *2026-10-29, version 3.1.0* MIGOFU ### 5/5 — Excellent *2026-10-28, version 3.1.0* Loving the experience ### 5/5 — Fácil y rápido *2026-10-28, version 3.1.0* Muy eficiente ### 5/5 — Love it *2026-10-28, version 3.1.0* Dawn --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-11.*