# LemFi: Send. Save. Grow. — Built for life across borders > Global money transfer and multi-currency management service with low fees. (iPhone/iPad app by Lemonade Finance.) - Source: https://appshunter.io/ios/app/lemfi-send-save-grow/id1533066809 (this page in markdown: same URL + `.md`) - Developer: [Lemonade Finance](https://appshunter.io/developer/1533066811) - Category: Finance, Business - Price: Free - Rating: 4.80/5 from 74,280 App Store ratings · 1,957 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 251 MB - Languages: American English, French (France), German (Germany), Italian, European Portuguese, Chinese (Simplified, China), European Spanish - Released: 2020-10-05 - Data updated: 2026-10-16 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/lemfi-send-save-grow/id1533066809/reviews.md ## What is LemFi? Ambition has no passport. You're building a life here and holding one together back home. LemFi puts both in one app: send money home, buy eSIM data, and in the UK, save and access credit (subject to eligibility). Send. Save. Grow. SEND MONEY ABROAD Send to 30+ countries across Africa, Asia, Europe, and Latin America, with zero transfer fees on supported corridors. Most transfers arrive in minutes, paid into a bank account, a mobile wallet, or a mobile money account, depending on where you're sending. No branch visit, no paperwork, no waiting days for a bank wire to clear. You see the exact rate and fee before you confirm. No hidden fees, nothing taken off on arrival. Then follow every transfer from the moment you send to the moment it lands, so you're not left wondering, and neither is your family. SAVINGS (UK) LemFi Instant Access Savings, Powered by ClearBank. Open an account from £1 and put money aside for emergencies, for goals, for the things that matter. Withdraw any time, with no penalty. Interest is calculated daily and paid monthly. The LemFi Instant Access Savings Account currently pays a boosted 5% AER for the first six months from account opening; it then reverts to 3.04% AER (tracker), tracking the Bank of England base rate. LemFi is not a bank. Savings accounts are provided by ClearBank Ltd (PRA-authorised, FCA and PRA regulated). Eligible deposits are FSCS protected up to £120,000 per person, shared across all deposits you hold with ClearBank. CREDIT (UK) LemFi Credit is a revolving credit line, subject to eligibility. We look at your full history, including your history with LemFi, so a thin UK credit file isn't the whole story. Choose how you repay each month: the full balance, the minimum, or a fixed amount that suits you. With Credit Monitor, eligible customers can see their Equifax credit score in the app, and what moves it. Credit is offered subject to status and affordability. Questions about credit? Our support team is in the app. The LemFi Credit account is provided by Pillar Labs Ltd, a company registered in England and Wales (Company No. 13637649). Registered Office: Jellicoe, 5 Beaconsfield St, London, England, N1C 4EW. Pillar Labs Ltd is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 996727. eSIM DATA Buy eSIM data for 150+ countries in the app, before you fly. Land connected when you go home or travel anywhere else, with no roaming bill and no queue for a local SIM. WHY OVER 2 MILLION PEOPLE STAY • Alerts the moment your money arrives • 24/7 customer support in multiple languages • Refer a friend and you both get the same amount of LemFi Cash to use on your transfers. LemFi Cash can't be withdrawn as cash. LICENSED AND REGULATED In the UK, LemFi is a trading name of RightCard Payment Services Limited, authorised by the Financial Conduct Authority to issue electronic money under the Electronic Money Regulations 2011 (FRN 900424). Your LemFi account is an e-money account, not a bank account, and is not FSCS protected. We also hold licenses, registrations, and approvals in Australia, Canada, Ireland, the US, and key corridors across Africa and Asia. Send money and more. Questions? Contact us in the app or at support@lemfi.com. Facebook: @uselemfi | X: @uselemfi | Instagram: @uselemfi ## Key features - Send money overseas - Low or zero transfer fees - Multi-currency account - Hold and exchange funds - Refer-a-friend rewards - Real-time notifications - 24/7 customer support ## What do users think of LemFi? Reviews of LemFi are mixed: the Finance app is rated 4.8/5 from 74K App Store ratings. What users like most: fast and reliable transfers, competitive exchange rates. Top complaints: delayed transactions, verification issues. Summarized from real user reviews. **Pros** - 🚀 Fast and reliable transfers - 💳 Competitive exchange rates - 👍 Easy to use app - 🕰️ Instant money delivery - 🤝 Excellent customer service **Cons** - 🕰️ Delayed transactions - 🔒 Verification issues - 💳 Debit card problems - 🤖 Poor customer support - 💰 High fees **Commonly reported bugs** - App crashes or freezes - Funds not reflecting in wallet - Incorrect exchange rates displayed - Verification process not working **Most requested features** - Add more beneficiary bank options - Improve transaction history and reporting - Provide ability to cancel or reverse transactions - Increase transfer limits - Offer mobile wallet or digital account features ## Is LemFi safe? LemFi: Send. Save. Grow. appears safe based on user ratings. The AppsHunter Safety Score for LemFi is 96 out of 100. This assessment is based on 74,280 user ratings, with an App Store average of 4.8 out of 5. Of 74,280 App Store ratings, 96.0% point to a safe experience, 1.5% suggest some concerns, and 2.5% point to a risky experience. ## Is LemFi legit? LemFi: Send. Save. Grow. appears to be a legitimate app. The AppsHunter Legitimacy Score for LemFi is 93 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 1,957) All indexed reviews: https://appshunter.io/ios/app/lemfi-send-save-grow/id1533066809/reviews.md ### 4/5 — Great App *2026-10-13, version 26.36.1* Amazing for international transfers and keeping your money safe ### 5/5 — Nice *2026-10-13, version 26.36.1* Fast ### 1/5 — Voleur *2026-10-12* Si vous ne me retournez pas mes fonds, je vais vous signaler à l’office de la protection du consommateur. Il y a plein de gens qui ont perdu leur agent déjà dans votre application. Vous dites êtes dans les règles, mais vous faites de l’arnaque, j’ai appelé à plusieurs reprises une personne me dit que j’ai envoyé de l’argent et qu’il n’y a pas possibilité d’annuler la transaction. Quelle compagnie envoie de l’argent et n’est pas capable de l’annuler. C’est purement et simplement du vol, retournez-moi mon argent. Si non, vous aurez de sérieux problèmes avec moi. Je ne vous lâcherai pas jusqu’à ce que vous me retournez mon argent. ### 1/5 — Awful *2026-10-12, version 26.36.1* Awful. Got scammed ### 5/5 — Best App 👍😊 *2026-10-12* funktioniert einwandfrei und sehr schnell 👍😊 **Developer response:** Hi Hobpk, we appreciate your positive feedback regarding our service. Should you need any further assistance, please feel free to reach out to our support team at support@lemfi.com. Thank you for your feedback. Regards, F.M ### 1/5 — Block my bank account *2026-10-11* Tried to transfer money to India and got my account blocked. Hopeless app, disappointed **Developer response:** Hi Sayan M, we appreciate your feedback and apologise for the delay you experienced. We understand how frustrating it can be when you are unable to access your account. Your feedback is valuable to us, and we will continue working to improve the speed and efficiency of our service. Kindly email us at support@lemfi.com if you require any further assistance, and we will be happy to help. Regards, O.E ### 5/5 — Efficace *2026-10-11* Toujours rapide et sûre !!! **Developer response:** Salut Coach-EL, nous vous remercions pour votre retour positif concernant notre service. Si vous avez besoin d'une assistance supplémentaire, n'hésitez pas à contacter notre équipe de support à l'adresse support@lemfi.com. Merci pour votre avis. Cordialement, O.E. ### 5/5 — Simply the best Remitance App *2026-10-11, version 26.36.1* Lemfi is the best for sending and withdrawing money especially to Kenya. I also use it to send money to other parts of Africa and Asia. Quick, assessible, and easy to use. Money out money in at tap of the fingure. ### 1/5 — Scammers *2026-10-10* They will tell you. Its successful when the money didnt get through....that how i lost $300 **Developer response:** Hi Nifty Dosh, we are truly sorry to learn about your experience and any inconvenience it may have caused. Please note that we take reports of fraudulent activity very seriously and are happy to assist you with this concern. To help us investigate and take the necessary steps, we kindly ask that you send us an email at support@lemfi.com. Regards, O.E. ### 5/5 — Transfer issue *2026-10-10* I made a transfer for in excess of the amount I initially wanted to put in Lemfi App. I asked on directions on how to interact it back to my account. The Apps AI responded and I did the transfers back to my Canadian bank and the same minute , the money was redeposited back to my CIBC . What a relief **Developer response:** Hi UdiiBhav, we appreciate your positive feedback regarding our service. Should you need any further assistance, please feel free to reach out to our support team at support@lemfi.com. Thank you for your feedback. Regards, O.E. ## Frequently asked questions about LemFi ### What does LemFi do? LemFi is a global payment service that allows users to send money overseas to various destinations including Europe, Africa, Asia, and Latin America. It also enables users to hold and exchange money in different currencies with competitive rates and low or zero transfer fees. ### What are the key features of LemFi? Key features include sending money internationally, holding and exchanging funds in multiple currencies like Euros, Pounds Sterling, and US Dollars, earning rewards through referrals, receiving real-time arrival notifications, and accessing 24/7 customer support. ### How much does LemFi cost? The app offers low or even zero transfer fees depending on the destination country, with no hidden charges. The service itself is free to use, with potential earnings from referring friends. ### Which countries can I send money to with LemFi? You can send money from countries like the UK, US, Canada, and several European nations to destinations such as Pakistan, India, Nigeria, Ghana, China, Uganda, Kenya, Brazil, and many more across Europe, Africa, Asia, and Latin America. ### Is LemFi safe and regulated? Yes, LemFi is fully registered with financial authorities such as the FCA in the UK, FINTRAC in Canada, and FinCEN in the United States, ensuring a secure and compliant service for international transactions. ## Version history (last 5 releases) ### 26.42.0 — 2026-10-15 Ambition has no passport. You're building a life here and holding one together back home. LemFi puts both in one app. • A new logo that carries what we began into what's next • A redesigned app, built to grow with you • Every product available to you, now easy to find on your home screen Your account, your balances, and any existing agreements with us stay exactly as they are. ### 26.36.1 — 2026-10-01 Send Money Instantly - No Top-Up Required! Experience the freedom of sending money without waiting to fund your wallet first. Loved by our users across Europe, this seamless feature is now available in the UK, US, and Canada! ### 26.36.0 — 2026-09-04 Send Money Instantly - No Top-Up Required! Experience the freedom of sending money without waiting to fund your wallet first. Loved by our users across Europe, this seamless feature is now available in the UK, US, and Canada! ### 26.33.0 — 2026-08-13 Send Money Instantly - No Top-Up Required! Experience the freedom of sending money without waiting to fund your wallet first. Loved by our users across Europe, this seamless feature is now available in the UK, US, and Canada! ### 26.32.0 — 2026-08-07 Send Money Instantly - No Top-Up Required! Experience the freedom of sending money without waiting to fund your wallet first. Loved by our users across Europe, this seamless feature is now available in the UK, US, and Canada! ## Apps similar to LemFi | App | Rating | Price | Category | | --- | --- | --- | --- | | [NALA Send Money Globally](https://appshunter.io/ios/app/nala-send-money-globally/id1549983218) | 4.8 (5,551) | Free | Finance | | [WorldRemit: Money Transfer App](https://appshunter.io/ios/app/worldremit-money-transfer-app/id875855935) | 4.8 (215,523) | Free | Finance | | [Taptap Send: Money Transfer](https://appshunter.io/ios/app/taptap-send-money-transfer/id1413346006) | 4.7 (97,380) | Free | Finance | | [Sendwave Send & Transfer Money](https://appshunter.io/ios/app/sendwave-send-and-transfer-money/id846717081) | 4.7 (86,095) | Free | Finance | | [Paysend: Send Money Worldwide](https://appshunter.io/ios/app/paysend-send-money-worldwide/id1140130413) | 4.8 (30,369) | Free | Finance | | [Zengo: Crypto & Bitcoin Wallet](https://appshunter.io/ios/app/zengo-crypto-and-bitcoin-wallet/id1440147115) | 4.7 (4,397) | Free | Finance | ## More apps by Lemonade Finance - [EarnBack with LemFi](https://appshunter.io/ios/app/earnback-with-lemfi/id6766602353) All apps by Lemonade Finance: https://appshunter.io/developer/1533066811 ## Related topics [lemfi money transfer](https://appshunter.io/ios/topics/lemfi-money-transfer) · [lemfi](https://appshunter.io/ios/topics/lemfi) · [send money to nigeria](https://appshunter.io/ios/topics/send-money-to-nigeria) · [lemifi](https://appshunter.io/ios/topics/lemifi) · [lemi](https://appshunter.io/ios/topics/lemi) · [afriex money transfer](https://appshunter.io/ios/topics/afriex-money-transfer) · [send money to africa](https://appshunter.io/ios/topics/send-money-to-africa) · [afriex](https://appshunter.io/ios/topics/afriex) · [africhange](https://appshunter.io/ios/topics/africhange) · [kopar express](https://appshunter.io/ios/topics/kopar-express) · [ohentpay](https://appshunter.io/ios/topics/ohentpay) · [yolat](https://appshunter.io/ios/topics/yolat) · [zobo money](https://appshunter.io/ios/topics/zobo-money) · [send money abroad](https://appshunter.io/ios/topics/send-money-abroad) · [send money to ghana](https://appshunter.io/ios/topics/send-money-to-ghana) · [nala money](https://appshunter.io/ios/topics/nala-money) · [global transfers](https://appshunter.io/ios/topics/global-transfers) · [international finance](https://appshunter.io/ios/topics/international-finance) · [nala send money to africa](https://appshunter.io/ios/topics/nala-send-money-to-africa) · [jme remittance](https://appshunter.io/ios/topics/jme-remittance) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-16.*