# Lemonade Insurance — Home, car, pet, and life > Digital insurance for home, car, pet, and life with fast claims and social good. (iPhone/iPad app by Lemonade Inc..) - Source: https://appshunter.io/ios/app/lemonade-insurance/id1055653645 (this page in markdown: same URL + `.md`) - Developer: [Lemonade Inc.](https://appshunter.io/developer/1055653644) - Category: Finance, Lifestyle - Price: Free - Rating: 4.80/5 from 85,992 App Store ratings · 649 written reviews indexed - Age rating: 17+ - Requires: iOS 16.0 · 290 MB - Languages: American English, Dutch, French (France), German (Germany) - Released: 2016-09-21 - Data updated: 2026-08-30 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/lemonade-insurance/id1055653645/reviews.md ## What is Lemonade Insurance? “@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!!” SOME QUICK LEMONADE STATS • Starts as low as $30/mo for car insurance, $5/mo for renters, $25/mo for homeowners, $12/mo for pet, and $9/mo for term life. • Financial rating of “A” exceptional • 90 secs to get a policy through our app • Super fast and easy to use • Reinsured by the most trusted names on the planet WHY LEMONADE FOR INSURANCE • No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are • Bundle and save! We’ll automatically apply your bundle discount to any combination of our products • Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers’ mileage to help clean up carbon emissions. • Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most. HOW LEMONADE IS DIFFERENT • Live Policy: Want to personalize your coverage? Add your sig other? Cancel your policy and get a new one at a different address? Do it all with a couple of taps on your phone. • Instant Claims: Seamlessly file claims from your phone - anytime, anywhere. Our AI runs 18 anti-fraud algorithms, and if your claim is instantly approved, you’ll get paid in 3 secs. • Adjustable coverage: For your home, car, pets, personal property, liability, and more. Get your stuff covered whether it's at your home, or on the go. LET’S MAKE LEMONADE! Renters insurance is available almost everywhere in the US. Coming soon to AL, AK, HI, ID, KS, KY, ME, MN, and NE. Homeowners insurance is available in most of the US. Not yet in AL, AK, AR, DE, HI, LA, ME, MS, MT, NH, RI, SC, VT,  and WV, but we’re on our way. Car insurance is available in AZ, CA, CO, IL, IN, OH, OR, TN, TX, and WA. Pet insurance is available in most of the US. Still working on AK, ID, KS, KY, SD, VT, WV, and WY. Term life insurance is available nationwide, except NY. WANNA BE FRIENDS? • facebook.com/lemonade • twitter/lemonade_inc • instagram.com/lemonade_inc • instagram.com/lemonade_pet • youtube.com/lemonade_Inc YOU'RE INSURED BY LEMONADE: • Get questions answered by our team online or over the phone • Download and share proof of property and home insurance on your mobile phone • Adjust and update your policy for your home insurance coverage whenever and wherever • Protect your favorite items, at home and away THE LEGAL STUFF Terms of Service: lemonade.com/terms-of-service Privacy Policy: lemonade.com/privacy-policy Legal Stuff on Lemonade: lemonade.com/legal-stuff Cheers for reading all 3,402 characters! Give yourself a pat on the back ;) If you want more Lemonade, visit us at lemonade.com/blog ## Key features - Instant policy quotes - Mobile claims filing - AI-powered fraud detection - Adjustable coverage options - Bundle and save discounts - Socially responsible business model ## Chart rankings - #109 in Top Free · Finance (US App Store) ## What do users think of Lemonade Insurance? Overall sentiment: mixed **Pros** - 🚀 Quick, seamless, and affordable - 👍 Fully digital experience - 💡 Charity donation option - 👍 Easy setup and user-friendly app - 👍 Lovely customer service - 🚀 Convenient and efficient claims process **Cons** - 🐛 Buggy app with crashes and login issues - 👎 Poor customer service and communication - 👎 Difficult claims process and lack of human support - 👎 Inconsistent coverage and denials - 👎 Slow response times and lack of urgency **Commonly reported bugs** - Keyboard collapsing during login - App not working as expected (blank screens, old conversations, etc.) - Issues with updating family members on shared policies **Most requested features** - Option to not set a charity - Option to add different payment methods - Ability to transfer funds without issues - Improved bot conversation interface - More intuitive and user-friendly app design ## Recent user reviews (10 of 649) All indexed reviews: https://appshunter.io/ios/app/lemonade-insurance/id1055653645/reviews.md ### 1/5 — Abandoned Claim *2026-08-19, version 9.51* I have been a multiple policy holder for nearly a decade. I was in an accident, the repairs were approved by Lemonade Metromile, yet proof of payment has yet to be issued. I have been without my car for 8 weeks. No one will call me or the garage back to close out the process. ### 5/5 — Just WOW. *2026-08-19, version 9.51* Hate talking to AI? Too bad! They get the job done over here!! Highly recommend for really anyone but especially younger people who prefer the convenience and consistency of a dedicated app! First time getting renters insurance, didn’t need it long, honestly a breeze. ### 1/5 — Tracking device awful *2026-08-19, version 9.51* They are the most expensive insurance company. Extremely greedy!!! They punish you for using car! Be careful! ### 1/5 — Do not use this for pet insurance *2026-08-18, version 9.51* 0/10 stars if I could rate it that. I’ve been paying for accident pet insurance and they have denied every single claim I’ve put in. Don’t waste your time or money on them. ### 1/5 — What’s the point of insurance if you can’t file claims *2026-08-18, version 9.51* I’ve been trying for several days to submit a claim of a recent vet visit. Every time I open the app to create a new claim and sign the “pledge of honor” with a signature, I hit submit and the screen loads forever and does not take you to next steps. What’s the point of insurance if you can’t file claims? I’ve reached out to support twice and have not heard anything back. Unfortunately, the only way to file a claim is through their mobile app and not anywhere else, so I’m in a holding pattern. Please help. ### 1/5 — Not impressed *2026-08-17, version 9.51* Not easy to file invoice. Everything I heard this was so easy. It wasn’t. Wound up bypassing the app and sending it via email. The Ai assistant tried helping. ### 1/5 — No cars ??! *2026-08-17, version 9.51* It said it found my car but wouldn’t show it to select, therefore I couldn’t continue ### 1/5 — Do not recommend *2026-08-14, version 9.51* My wife purchased an auto insurance policy for me and her covering both our cars. When I try to access the policy I am told I have to pay separate. ### 5/5 — Perfect!! *2026-08-13* Franchement c'est vraiment la meilleure assurance en tout point découvert grâce à Nickel et je dirais jamais assez merci!!Lemonade est accessible à tous un prix défiant toute concurrence et un service client présent,réactif et genialissime!!! Merci vous êtes top♥️🙏 **Developer response:** Merci pour ce beau commentaire ! ### 5/5 — $11K Surgery Claim Covered Without a Hassle *2026-08-12, version 9.51* I was hesitant to get pet insurance, especially a full-coverage plan, but I’m so glad we did. When we got our puppy, we decided to go with Lemonade’s full coverage, which was about $1,400 for the year. They covered her routine checkups and vaccines up to the annual limits, which was already great. Then, at just four months old, our puppy had an accident, broke her leg, and needed surgery. The entire ordeal ended up costing around $11,000. We were incredibly stressed and honestly expected that getting such a large claim covered would be a fight, or that we’d somehow end up paying most of it ourselves. Instead, the process could not have been easier. All I had to do was upload the invoice from the vet, and within two days, Lemonade approved the claim, covered the full 80% stated in our policy, and sent the payment directly to me. There was no back-and-forth, no requests for endless additional documentation, and no hassle at all. Having a puppy unexpectedly need major surgery was stressful enough, and I’m incredibly grateful that dealing with her insurance wasn’t another source of stress. The whole experience gave me so much confidence in our decision to get pet insurance, and I’m so relieved we chose Lemonade. ## Frequently asked questions about Lemonade Insurance ### What types of insurance does this app offer? This app provides a comprehensive suite of insurance options, including coverage for renters, homeowners, cars, pets, and term life insurance. You can easily get quotes and policies for any of these needs directly through the application. ### How quickly can I get an insurance policy? The app is designed for speed and convenience, allowing users to obtain a policy in as little as 90 seconds. This streamlined process eliminates the need for lengthy phone calls or waiting for mail. ### What is the cost of insurance through this app? Pricing is competitive and starts at affordable rates, such as $5/mo for renters, $25/mo for homeowners, $30/mo for car insurance, $12/mo for pet insurance, and $9/mo for term life insurance. Bundle discounts are also available. ### How does the claims process work? Filing a claim is a seamless experience directly from your phone. The app utilizes AI with 18 anti-fraud algorithms, and if your claim is instantly approved, you can receive payment in as little as 3 seconds. ### Is this app available in my state? Availability varies by insurance type and state. The app provides specific state availability for renters, homeowners, car, pet, and term life insurance within its description, with more states being added for car insurance soon. ## Version history (last 5 releases) ### 9.53 — 2026-08-27 Dog days of summer. We've been heads down anyway. A round of fixes, some cleanup behind the scenes. The app is better for it. Go touch some grass. ### 9.52 — 2026-08-20 Dog days of summer. We've been heads down anyway. A round of fixes, some cleanup behind the scenes. The app is better for it. Go touch some grass. ### 9.51 — 2026-08-02 Quiet one this time. The kind of update that doesn't announce itself at parties. It just shows up, does the work, leaves early. ### 9.50 — 2026-07-20 We gave the app a quiet tune-up — it's tighter, faster, and smoother. The kind of update that doesn't ask for a trophy. It just works. ### 9.49 — 2026-06-28 Our AI assistant Maya updated the app, cleared her queue, and RSVP'd to something at Madison Square Garden — all before lunch. She's a pro. ## Apps similar to Lemonade Insurance | App | Rating | Price | Category | | --- | --- | --- | --- | | [Root: Better car insurance](https://appshunter.io/ios/app/root-better-car-insurance/id1021256908) | 4.7 (73,138) | Free | Finance | | [GEICO Mobile - Car Insurance](https://appshunter.io/ios/app/geico-mobile-car-insurance/id331763096) | 4.8 (4,762,849) | Free | Finance | | [Just: Affordable Car Insurance](https://appshunter.io/ios/app/just-affordable-car-insurance/id1471625834) | 4.4 (2,247) | Free | Finance | | [HiRoad® Car Insurance](https://appshunter.io/ios/app/hiroad-car-insurance/id1269731942) | 3.7 (279) | Free | Finance | | [The General Insurance App](https://appshunter.io/ios/app/the-general-insurance-app/id1397958651) | 4.7 (227,472) | Free | Finance | | [Metromile - Car Insurance](https://appshunter.io/ios/app/metromile-car-insurance/id734641795) | 4.6 (24,200) | Free | Finance | ## Related topics [pet insurance](https://appshunter.io/ios/topics/pet-insurance) · [insurance quotes homeowners](https://appshunter.io/ios/topics/insurance-quotes-homeowners) · [lemonade insurance](https://appshunter.io/ios/topics/lemonade-insurance) · [lemonade pet insurance](https://appshunter.io/ios/topics/lemonade-pet-insurance) · [lemonade](https://appshunter.io/ios/topics/lemonade) · [10life insurance decoder](https://appshunter.io/ios/topics/10life-insurance-decoder) · [policy genius](https://appshunter.io/ios/topics/policy-genius) · [lemonade renters insurance](https://appshunter.io/ios/topics/lemonade-renters-insurance) · [renter insurance](https://appshunter.io/ios/topics/renter-insurance) · [lemonaid](https://appshunter.io/ios/topics/lemonaid) · [limonada](https://appshunter.io/ios/topics/limonada) · [lemonade pet](https://appshunter.io/ios/topics/lemonade-pet) · [lemonade car insurance](https://appshunter.io/ios/topics/lemonade-car-insurance) · [home insurance](https://appshunter.io/ios/topics/home-insurance) · [homeowners insurance](https://appshunter.io/ios/topics/homeowners-insurance) · [life insurance app](https://appshunter.io/ios/topics/life-insurance-app) · [claimspace capture](https://appshunter.io/ios/topics/claimspace-capture) · [pet insurance pumpkin](https://appshunter.io/ios/topics/pet-insurance-pumpkin) · [zebra insurance](https://appshunter.io/ios/topics/zebra-insurance) · [hippo insurance](https://appshunter.io/ios/topics/hippo-insurance) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*