# LendingPoint — Loan Management > Personal loan management and financial goal achievement tool. (iPhone/iPad app by LendingPoint LLC.) - Source: https://appshunter.io/ios/app/lendingpoint/id1488985079 (this page in markdown: same URL + `.md`) - Developer: [LendingPoint LLC](https://appshunter.io/developer/1488985078) - Category: Finance, Business - Price: Free - Rating: 4.80/5 from 3,213 App Store ratings · 189 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 36 MB - Languages: American English - Released: 2020-07-05 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/lendingpoint/id1488985079/reviews.md ## What is LendingPoint? Welcome to the LendingPoint app, a comprehensive mobile application created to empower individuals in effectively managing their finances. By utilizing the app's capabilities, users can pave the way toward financial well-being and confidently achieve their long-term financial goals. Whether you're interested in checking rates for a personal loan or already have a loan with LendingPoint, the app covers you. Experience a hassle-free way to manage your account, make payments, and update your personal information all in one place. The LendingPoint app is designed to be your comprehensive solution for all your financial needs. Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $50,000, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 by LendingPoint over a period of 48 months that has an APR of 24.99% with an origination fee of 10% may have a payment of $331.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. If the origination fee is added to the financed amount, interest is charged on the full principal amount. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled. ## Key features - Check personal loan rates - Manage existing loans - Make loan payments - Update personal information - Track financial goals - Hassle-free account management ## What do users think of LendingPoint? Overall sentiment: mixed **Pros** - 🚀 Fast service - 👍 Easy process - 🤝 Helpful customer service - 💰 Reasonable rates - 🙏 Compassionate in difficult times **Cons** - 🐛 App crashes and freezes - 🔒 Login and account access issues - 📆 Inflexible payment scheduling - 🤖 Unreliable app and website **Commonly reported bugs** - App freezes on contact information page - Unable to log in or access account - Inconsistent app and website functionality **Most requested features** - Allow extra payments without issues - Improve app stability and user experience - Provide more transparency on loan details ## Recent user reviews (10 of 189) All indexed reviews: https://appshunter.io/ios/app/lendingpoint/id1488985079/reviews.md ### 5/5 — Easy setup *2026-08-19, version 4.4.56* Very fast approval easy to set up auto pay. The app is very user friendly ### 5/5 — Seamless Experience *2026-07-08, version 4.4.54.1* Will apply for another loan in the very near future! ### 5/5 — Great Service! *2026-07-01* Lending Point were the only ones that would give me a loan when I needed a new A/C & furnace (living in AZ having an A/C is a must). The interest rate was a little higher at 14% but could have been much worse. I was able to reach someone at any time with questions and they were really nice, reliable, and quick to answer questions. I was able to pay off my loan half way through with no penalties. That was also very easy. I don’t think I ever had to wait in queue which is so refreshing these days!Thanks! Highly recommend! ### 5/5 — Awesome *2026-06-29, version 4.4.53.1* Fast and efficient ### 1/5 — Can’t login on app, version 4.4.53 did not fix *2026-06-19, version 4.4.53* Can’t login on app as of this month, version 4.4.53 did not fix. Error message reads: “Something didn’t go right but let’s try again.” ### 5/5 — Great experience *2026-06-10, version 4.4.52.1* LendingPoint got me 24.5k at a nice 13% which was not bad and had me funded in a day and worked with me every step of the way, payoff was simple no extra just what I owed will definetly use them if needed again in future top notch top service great rate can’t say enough ### 5/5 — Excellent Service *2026-05-21, version 4.4.52.1* Online service fast and efficient. ### 1/5 — It is not as described *2026-05-17, version 4.4.52.1* It is not as described. Don’t ruin your information by giving it to them. They are big time liars and do not help anyone as I’ve found out myself and by others who tried it. They deceive many people. Watch out for them. They along with other apps need to be shut down and not allowed back on the apps!!! ### 5/5 — Life Saver *2026-05-15, version 4.4.52.1* They are so cool for allowing me to pay off my debt. ### 1/5 — Useless POS *2026-05-10, version 4.4.52.1* As the title says ## Frequently asked questions about LendingPoint ### What is LendingPoint? LendingPoint is a mobile application designed for individuals to manage their personal loans and work towards financial well-being. It allows users to check loan rates, make payments, and update personal information. ### What are the loan amounts and APRs offered by LendingPoint? Loans are offered from $1,000 to $50,000, with rates ranging from 7.99% to 35.99% APR. Terms are from 24 to 72 months. Specific minimum loan amounts apply in certain states like Georgia, Colorado, and Hawaii. ### Does LendingPoint have ads? No, LendingPoint does not contain advertisements. The app is free to download and use without any ad interruptions. ### What is the user sentiment for LendingPoint? User reviews for LendingPoint are mixed. Pros include fast service, an easy process, helpful customer service, reasonable rates, and compassion in difficult times. Cons mention app crashes, login issues, inflexible payment scheduling, and unreliable app performance. ### How often is LendingPoint updated? The latest version of LendingPoint is 4.4.53.1, and it was last updated on June 20, 2026. This indicates regular updates to improve functionality and address issues. ### What devices is LendingPoint available on? LendingPoint is available on iPhone and iPod devices. It is designed for iOS users looking to manage their finances on the go. ### What are the security features of LendingPoint? While specific security features are not detailed, the app is part of the finance category, implying standard security protocols for handling sensitive financial data. Users can manage their accounts and update personal information securely. ### Can I apply for a loan directly through the LendingPoint app? Yes, the app allows you to check rates for a personal loan and manage your account if you already have one with LendingPoint. Applications submitted may be funded by various lenders, including FinWise Bank, Coastal Community Bank, and LendingPoint itself. ## Version history (last 5 releases) ### 4.4.57 — 2026-08-20 We've made security and reliability improvements to provide a safer, more consistent app experience. ### 4.4.56 — 2026-07-23 Enhanced estimated first payment date messaging for improved accuracy and clarity ### 4.4.55 — 2026-07-16 We've implemented additional security enhancements to help protect your account and improve the overall security of the app ### 4.4.54.1 — 2026-07-03 We're always improving your experience with performance, reliability, and security enhancements. ### 4.4.54 — 2026-07-01 We're always improving your experience with performance, reliability, and security enhancements. ## Apps similar to LendingPoint | App | Rating | Price | Category | | --- | --- | --- | --- | | [Possible: Fast Cash & Credit](https://appshunter.io/ios/app/possible-fast-cash-and-credit/id1380384597) | 4.8 (134,258) | Free | Finance | | [FloatMe: Fast Cash Advance App](https://appshunter.io/ios/app/floatme-fast-cash-advance-app/id1395667279) | 4.8 (151,690) | Free | Finance | | [SoLo Funds: Lend & Borrow](https://appshunter.io/ios/app/solo-funds-lend-and-borrow/id1270164837) | 4.4 (39,806) | Free | Finance | | [Tilt: Cash Advance & Credit](https://appshunter.io/ios/app/tilt-cash-advance-and-credit/id1136397354) | 4.8 (454,759) | Free | Finance | | [Lenme: Borrowing and Lending](https://appshunter.io/ios/app/lenme-borrowing-and-lending/id1409169287) | 4.5 (84,471) | Free | Finance | | [Klover - Instant Cash Advance](https://appshunter.io/ios/app/klover-instant-cash-advance/id1471211372) | 4.8 (372,419) | Free | Finance | ## Related topics [lending point](https://appshunter.io/ios/topics/lending-point) · [loan instantly](https://appshunter.io/ios/topics/loan-instantly) · [lending management](https://appshunter.io/ios/topics/lending-management) · [business loans](https://appshunter.io/ios/topics/business-loans) · [small loan](https://appshunter.io/ios/topics/small-loan) · [finfit loan](https://appshunter.io/ios/topics/finfit-loan) · [lendsafe instant loan](https://appshunter.io/ios/topics/lendsafe-instant-loan) · [small loans](https://appshunter.io/ios/topics/small-loans) · [lending loan](https://appshunter.io/ios/topics/lending-loan) · [lending pad](https://appshunter.io/ios/topics/lending-pad) · [sbux](https://appshunter.io/ios/topics/sbux) · [supreme lending](https://appshunter.io/ios/topics/supreme-lending) · [loan bad credit](https://appshunter.io/ios/topics/loan-bad-credit) · [moniepoint loan](https://appshunter.io/ios/topics/moniepoint-loan) · [lendsafe](https://appshunter.io/ios/topics/lendsafe) · [loan management](https://appshunter.io/ios/topics/loan-management) · [lend me](https://appshunter.io/ios/topics/lend-me) · [lendsafe loan](https://appshunter.io/ios/topics/lendsafe-loan) · [nfm lending](https://appshunter.io/ios/topics/nfm-lending) · [lending buddies](https://appshunter.io/ios/topics/lending-buddies) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*