# LendingTree — Loans, credit score and more

> Free credit score, personalized finance tips, loan and credit card shopping, and fraud alerts. (iPhone/iPad app by LendingTree.)

- Source: https://appshunter.io/ios/app/lendingtree/id957868548 (this page in markdown: same URL + `.md`)
- Developer: [LendingTree](https://appshunter.io/developer/351438624)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 37,831 App Store ratings · 102 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.5 · 63 MB
- Languages: American English, European Spanish
- Released: 2015-02-10
- Data updated: 2026-09-21
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/lendingtree/id957868548/reviews.md

## What is LendingTree?

LendingTree's free personal finance app built to help you understand your credit, track rates, shop for loans, and make smarter financial decisions — all in one place.

YOUR FULL FINANCIAL PICTURE, AT A GLANCE  
See every account, every balance, and your total debt progress in a single view — no more jumping between apps. LendingTree tracks your debt over time so you can monitor your progress.  

KNOW YOUR CREDIT SCORE — AND WHAT'S BEHIND IT   
See your score, understand what's helping or hurting it, and get alerted the moment something changes. Credit health, demystified.  

TRACK RATES. MOVE AT THE RIGHT TIME.   
Set up rate tracking for the products you care about — mortgages, personal loans, home equity loans, and more — and get notified when the time is right to make a move.  

SHOP SMARTER FOR LOANS AND CARDS   
Save and compare personalized offers from the biggest lender network in the U.S. And when it's time to find a new card, CardIQ™ matches you to options you're likely to get approved for in about 30 seconds — no credit ding, no guesswork.  

STAY A STEP AHEAD OF FRAUD   
Instant credit monitoring alerts keep you in the loop whenever something changes on your credit file.  

LendingTree. When lenders compete, you win. 

Personal Loan Disclosure

Conditional personal loan offers through LendingTree’s marketplace are from third party providers of financial products and services from whom LendingTree may receive compensation. Conditional loan offers feature loan amounts of $1,000 to $50,000, rate quotes up to 35.99% APR, and repayment terms of 61 days to 180 months. Terms and conditions apply. All customers may not qualify. Rates and other loan terms are controlled by third parties, not LendingTree, and are subject to change without notice, including at the point of application. Depending on the lender, other fees may apply. You can view any particular offer’s terms and conditions for more information. All offers are conditional and subject to application with the lender and lender approval. 

Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 7.49% (which includes a 7.49% yearly interest rate and a $0 origination fee). They would receive $10,000 in their account and would have a required monthly payment of $311.02. Over the lifetime of their loan, their payments would total $11,196.59.

LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203. NMLS ID #1136. License information available at https://www.lendingtree.com/legal/licenses-and-disclosures and https://nmlsconsumeraccess.org.

## Key features

- Free credit score updates and alerts
- Personalized saving insights
- Loan and credit card shopping
- Credit monitoring and fraud protection
- Financial tips and expert advice

## What do users think of LendingTree?

Overall sentiment: mixed

**Pros**

- 💯 Excellent credit monitoring and reporting
- 💳 Helpful in getting approved for credit cards and loans
- 📈 Useful for improving and tracking credit score
- 💰 Provides valuable financial insights and savings opportunities

**Cons**

- 🐛 Login and account verification issues
- 🔄 Inaccurate or outdated account and credit information
- 📞 Excessive sales calls and spam after signing up
- 🔍 Limited integration with financial institutions

**Commonly reported bugs**

- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences

**Most requested features**

- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails

## Recent user reviews (10 of 102)

All indexed reviews: https://appshunter.io/ios/app/lendingtree/id957868548/reviews.md

### 5/5 — Ricky Green

*2026-08-26, version 7.02*

Personal Loan for $10,000

### 5/5 — Victoria Green

*2026-07-11, version 7.0*

Cash back credit card calculation

### 1/5 — Do Not Use

*2026-04-19, version 6.46*

They sell your information to everyone and anyone. They will bait you just to get your name and contact information because they make money selling your name.

### 4/5 — Thank you amazing app

*2026-03-28, version 6.45*

Thank you amazing app

### 1/5 — If you like tons of spam calls!

*2026-03-07, version 6.44*

If you like to feel like you are the center of attention by Achieve loans. Then use the see what loans are out their function in this app and get ready for a thousand phone calls. What a nightmare.

### 5/5 — Rick Green

*2025-12-05, version 6.41*

Cash back credit card calculation

### 5/5 — Good

*2025-10-19, version 6.38*

Good

### 3/5 — Won't login

*2025-09-05, version 6.36*

Spring worked well until the last update. Since the last update about two weeks ago, I’ve not been able to log into the account from my phone. Very inconvenient!

### 1/5 — Spam calls

*2025-07-08, version 6.33*

If you put your phone number in, expect to get junk calls for the next year or so. I know it’s lending tree because they’re the only ones I’ve put my information into recently and it’s all loaners calling and harassing 2-3 times every single day including the weekends.

### 2/5 — Not everyone can afford the latest apple to run the app

*2025-02-13, version 6.20*

Another app that now requires 17.5 or better for 
 My iPhone 8 which has the latest version offered by apple. I keep the phone updated with as much security as possible but not having the latest os us beyond my control. So anither app site I will stop using

## Frequently asked questions about LendingTree

### What does LendingTree Spring do?

LendingTree Spring helps you manage your money by providing free credit score updates and alerts, personalized saving insights, and a platform to shop for loans and credit cards. It also offers credit monitoring to help protect you from fraud and provides expert advice to improve your financial health.

### What are the key features of LendingTree Spring?

Key features include free credit score tracking and analysis, personalized financial tips and recommendations, the ability to compare personal loans, mortgages, and business loans, and instant credit monitoring alerts for changes to your credit file.

### Is LendingTree Spring free to use?

Yes, the app is free to download and use. While the app itself is free, it may offer in-app purchases for additional services or features. The description also mentions that LendingTree may receive compensation from lenders when users shop for financial products through the app.

### What kind of loans can I shop for on LendingTree Spring?

You can shop for a variety of loans, including personal loans, mortgages, and business loans. The app allows you to compare offers from multiple lenders and get personalized rates based on your financial profile.

### How does LendingTree Spring help with credit health?

The app provides insights into what factors are affecting your credit score, both positively and negatively. It offers helpful ideas and tracks your progress over time to help you grow your credit health. You also receive alerts when your credit score changes or when there are changes to your credit file.

## Version history (last 5 releases)

### 7.03 — 2026-09-03

We’ve expanded our debt tools with a helpful debt-to-income ratio snapshot. Visit the Monitor page to explore the new feature.

### 7.02 — 2026-08-19

This release focuses on small UI improvements and routine behind-the-scenes updates that help improve the overall experience and keep everything running smoothly.

### 7.01 — 2026-07-27

This release focuses on small UI improvements and routine behind-the-scenes updates that help improve the overall experience and keep everything running smoothly.

### 7.0.1 — 2026-07-22

Minor fix

### 7.0 — 2026-07-08

Homebase just got an upgrade! Get quick access to your loan offers, credit overview, debt snapshot, and personalized action items. Plus, check out our new Business Loans and Debt Relief products.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-21.*