# LendWise: Money Tracker — Lend, Borrow & Split Bills

> App for tracking lent, borrowed, and shared money with bill splitting. (iPhone/iPad app by Mahesh kumar Nallakuttythevar.)

- Source: https://appshunter.io/ios/app/lendwise-money-tracker/id6764729120 (this page in markdown: same URL + `.md`)
- Developer: [Mahesh kumar Nallakuttythevar](https://appshunter.io/developer/1895894763)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 75 MB
- Languages: American English
- Released: 2026-05-07
- Data updated: 2026-11-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/lendwise-money-tracker/id6764729120/reviews.md

## What is LendWise?

LendWise keeps track of the money you lend, borrow and share, all in one app. It's simple, private and free of ads.

LEND & BORROW
• Record money you lent or borrowed, with names, notes and attached receipts
• Add interest: daily, monthly or yearly
• Track partial payments and see the balance reduce
• Set due dates and get payment reminders
• Remind people by WhatsApp, SMS or call
• Archive, restore or permanently delete records
• Import from CSV, and export reports as PDF or CSV

SPLITBILL
• Create groups and add friends from your contacts
• Split equally, by items, exact amounts, percentages or shares
• Scan a bill with your camera. Text is read on your device, so no internet is needed
• See who owes whom, in groups and one to one
• Simplify debts automatically
• Record settlements and send payment reminders

BUILT FOR EVERYONE
• Available in English, Hindi, Bengali, Gujarati, Kannada, Malayalam, Marathi, Punjabi, Tamil and Telugu
• Works with multiple currencies, including ₹, $, €, £, AED, S$, A$, C$ and ¥
• Optional PIN or Face ID / fingerprint lock

PRIVATE BY DESIGN
• Your data stays on your device. We don't collect it, upload it or share it
• No ads, no subscriptions and no sign-up
• Encrypted backup and restore to a file you control

Questions or feedback? Write to contactus.samrudhiventures@gmail.com

## Key features

- Track lent and borrowed money
- Calculate interest and partial payments
- Set due dates and send reminders
- Split bills equally or by custom amounts
- Scan bills with camera
- Multi-currency support
- Local data storage and encrypted backup

## Is LendWise safe?

Not enough ratings yet to assess LendWise.

## Is LendWise legit?

LendWise: Money Tracker has limited verification signals. The AppsHunter Legitimacy Score for LendWise is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/lendwise-money-tracker/id6764729120/reviews.md

### 5/5 — User Friendly app

*2026-05-11*

Easy-to-use and user-friendly app that helps manage both lending and borrowing transactions in one place, including ROI tracking, export data

### 5/5 — Easy to use the App

*2026-05-11*

App is easy to use, self explanatory, love the WhatsApp, SMS features. Partial payment tracking is wonderful

## Frequently asked questions about LendWise

### What is LendWise used for?

LendWise is used to track money lent, borrowed, and shared among friends. It helps manage transactions, calculate interest, set due dates, and split bills efficiently.

### Is LendWise free to use?

Yes, LendWise is completely free to use. It does not have any subscriptions or sign-up requirements, and it is also free of advertisements.

### Does LendWise have ads?

No, LendWise is designed to be private and free of ads. The app explicitly states it is free of ads and does not require subscriptions or sign-up.

### How secure is LendWise?

LendWise is private by design, with your data staying on your device. It offers an optional PIN or Face ID/fingerprint lock for added security and provides encrypted backup and restore to a file you control.

### What currencies does LendWise support?

LendWise supports multiple currencies, including common ones like USD, EUR, GBP, and INR (₹), as well as AED, S$, A$, C$, and ¥.

### Can LendWise help with group expenses?

Yes, LendWise features a SplitBill function that allows you to create groups, add friends, and split bills equally, by items, exact amounts, percentages, or shares.

### How often is LendWise updated?

The latest version of LendWise is 2.4.2, which was last updated on 2026-11-07. Updates are released to improve functionality and reliability.

### What devices can I use LendWise on?

LendWise is available for iPhone and iPad devices, making it accessible for Apple users on the go.

## Version history (last 5 releases)

### 2.4.2 — 2026-11-07

• 10 languages: LendWise now speaks English, Hindi, Bengali, Gujarati, Kannada, Malayalam, Marathi, Punjabi, Tamil and Telugu. Change it any time in Profile.
• Lend & Borrow: the dashboard and screens now use one clear name, so it's obvious the app covers both lending and borrowing.
• Remove people and groups: press and hold a person or group to delete it, or use the delete button on their page. You get a warning first if money is still unsettled.
• Better contact picker: choose a friend from your contacts with a clear Close button.
• Balances: totals in different currencies are no longer mixed together.
• Currency names and shared expense summaries now follow your app language.
• Refreshed intro slides, including People, Profile and SplitBill.
• Fixes for iOS 27, plus general stability and layout improvements.

Your data still stays on your device. Thanks for using LendWise!

### 2.4.0 — 2026-11-06

- Redesign BillScanModal with purple hero header, card-grouped sections,
  styled capture/processing/error states, and sticky confirm bar
- Replace Anthropic/Gemini API with @react-native-ml-kit/text-recognition
  for fully on-device OCR — no API key required
- Add receipt text parser (shop name, date, items, taxes, totals via regex)
- Remove ApiKeyScreen dependency and all API key prompts from scan flow
- Update translations and privacy notice to reflect on-device processing

### 2.0 — 2026-10-13

- Due date countdowns on every loan and reminder, color-coded by urgency
- Overdue items now pulse so they stand out
- Live accruing-interest badge and progress bars for partial payments
- "Remind All" sends WhatsApp reminders for all overdue items
- Split Bill: quick Settle button, "My share" on expenses, net balance summary, per-person split hint, and payment method (UPI/Cash/Bank/Other)
- Group summaries with total and average per person
- Fixed a crash on the Balances screen

### 1.6 — 2026-08-22

All filter controls (status, type, category, date range) are moved into a slide-up bottom sheet opened via a single Filter button next to the search bar. 
Active filter count shows as a badge on the button. Group by Name is now always on by default and removed as a user toggle.

### 1.5 — 2026-07-04

Fix import model step 2 buttons cut off on iOS and Android

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## Related topics

[lending tracker](https://appshunter.io/ios/topics/lending-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-09.*