# Lenme: Borrowing and Lending — user reviews > 1,686 indexed App Store user reviews of Lenme by Lenme Inc., rated 4.50/5 from 84,471 ratings. - Source: https://appshunter.io/ios/app/lenme-borrowing-and-lending/id1409169287/reviews - App overview in markdown: https://appshunter.io/ios/app/lenme-borrowing-and-lending/id1409169287.md - Rating breakdown: 5★ 68,204 · 4★ 4,214 · 3★ 2,592 · 2★ 1,392 · 1★ 8,069 ## What do users think of Lenme? Overall sentiment: negative **Pros** - 🚀 Smooth app experience - 👍 User-friendly interface - 💡 Innovative peer-to-peer lending model - 🤝 Helpful when in financial need **Cons** - 🐛 Frequent app crashes - 🕰️ Slow customer support response times - 💳 Issues with bank account linking - 🤷‍♀️ Unclear loan approval process - 🚫 Inability to modify or cancel loan requests **Commonly reported bugs** - App freezes when trying to add bank account - Loan requests not being processed or visible to lenders - Incorrect account information not easily fixable **Most requested features** - Allow users to modify or cancel loan requests - Provide more transparency on loan status and transaction history - Improve customer support response times and effectiveness ## Newest reviews (12 of 1,686) ### 4/5 — Good app *2026-08-23, version 26.6.1* Seems like a good app to use. ### 1/5 — Liars *2026-08-22, version 26.6.1* Put in multiple times to get certain amount. And not once did I get someone to help out. Only thing they do is just charge you and support only tells you that someone will get to it or it would be up for 30 days.. horrible app and horrible service ### 1/5 — Illusion *2026-08-22, version 26.6.1* This app claims to be a simple borrowing and lending app, but once you’re in it, it will tell you’re approved up to a certain amount and once you try to accept it it asks you to pay 1.99 a month to get it. Once you pay the 1.99 it sends your information to external lenders who may or may not approve you. Don’t waste your time or money, I reached out to customer service they did not respond to any of my issues instead sent me and automated message and no it was not ai 😂 if you’re using external lenders as your primary source of lending then you’re not actually a lender your a middle man making profit claiming to be something your not. Respectfully. 1.99 isn’t a significant amount until you trick thousands of people then it gets ridiculous. ### 2/5 — App *2026-08-22, version 26.6.1* I had trouble clicking on offer to advance and nothing. Terrible app ### 1/5 — Pointless and a waste of time *2026-08-21, version 26.6.1* Seems fake and all AI generated. I requested a loan and it’s just sitting there, while they collect a fee. Needed money in a pinch and I have yet to recieve anything. Don’t waste your time or money here. ### 1/5 — STOLE *2026-08-21, version 26.6.1* STOLE MY MONEY!! ### 1/5 — Not able to update phone numbers in 2026?!?! *2026-08-21, version 26.6.1* Signed up a long time ago. Got a new phone number. They can’t update it so I’m stuck out of the account. Terrible experience before I even got to really experience it ### 1/5 — Shameful *2026-08-21, version 26.6.1* They are charging me for a subscription, when I canceled it before the due date. ### 1/5 — Mislead *2026-08-21, version 26.6.1* This app is very misleading. This isn’t an immediate cash advance like they advertise. Fraud ### 1/5 — Data Mining *2026-08-21, version 26.6.1* My opinion is this app is used for data mining basically to get all of your information to sell to other companies puts people at risk for fraud and other things to happen to their credit report I will be reporting to true point to Better Business Bureau ### 1/5 — Subscription fee before ever getting money *2026-08-21, version 26.6.1* I went through the whole process of linking my bank account giving my SSN and I try to barrow money and I had to pay a subscription fee. I wasn’t even sure if they’d lend me the money. Not the best way to do business. ### 1/5 — Ugh *2026-08-20, version 26.6.0* This app is a scam ## Most critical reviews (10 lowest-rated) ### 1/5 — Horrible!! *2026-08-23, version 26.6.1* I have tried on multiple occasions to get past the ID verification part of this process and I keep getting “oh-No” screens telling me my face doesn’t match my ID. I have changed lighting taken my glasses off and all and still nothing. I even reached out to customer support just to be told ID verification is through a Third party and there’s nothing LENME CAN DO!!! I am furious at this point and I’m not even going to continue trying to get this to work!!! If I could rate this a negative star I would. ### 1/5 — Sucks *2026-08-23, version 26.6.1* They aren’t giving you a cash advance. It’s a loan app. They want you to pay for a subscription and then wait for lenders to accept you. They take all of your banking info and connect just to not give you an advance. Waste of time ### 1/5 — Cannot change or update information *2026-08-23, version 26.6.1* I accidentally put in the wrong phone number and they say they can’t update it or change information and it was verified. How was it verified and I couldn’t verify it. Idk if I want to even use this app now. ### 1/5 — No advance. *2026-08-23, version 26.6.1* They just take your money and make you wait for nothing ### 1/5 — BEWARE OF SUBSCRIPTION CHARGES *2026-08-23, version 26.6.1* App will charge you even when you cancel the subscription. Beware of this. They make it seem like they WONT charge and then do even when your account is deleted. ### 1/5 — Do Not Lend *2026-08-23, version 26.6.1* Highest default rates I have ever seen on a peer to peer platform as an investor. Thankfully I kept my initial investment low at $800 split amongst 6 borrowers. Default rates of +60% with all borrowers I funded rated at 80/100 or above by lenme. I understand narrow sample variance but this was brutal. Take your money to more stringent peer to peer lending platforms for borrowers if you intend to keep any investment. ### 1/5 — Not legit *2026-08-22, version 26.6.1* I had a bad experience with this app ### 1/5 — SAVE YOUR TIME STAY AWAY *2026-08-22, version 26.6.1* HORRIBLE app- this app was horrible and of NO USE. Zero benefit at all on this app besides sharing my data. Do not waste your time or sanity. Took WEEKS to delete account and charged me for yearly subscription without consent ($30) ### 1/5 — Subscription *2026-08-22, version 26.6.1* Why would yall make people pay when it’s not even instant. Crazy work bro ### 1/5 — Not resourceful *2026-08-22, version 26.6.1* So far there hasn’t been any significance as to why to keep this app. no approval for anything ## Most praised reviews (10 highest-rated) ### 5/5 — Great *2026-08-23, version 26.6.1* Great app ### 5/5 — Great service *2026-08-23, version 26.6.1* I got my advance and it’s a great service ### 5/5 — Review *2026-08-23, version 26.6.1* Best app ever , used it when i had financial issues and it helped me out with an easy pay back plan ### 5/5 — Lenme is family! *2026-08-22, version 26.6.1* Lenme is my new family! They were there for me when my family didn’t have the money to loan me. ### 5/5 — Great choice *2026-08-22, version 26.6.1* Not too shabby honestly, easy to operate too ### 5/5 — Lenme *2026-08-21, version 26.6.1* It’s amazing ### 5/5 — Grateful for apps like Lenme! *2026-08-21, version 26.6.1* Lenme is a great app to use in between paychecks! Thanks Lenmen! ### 5/5 — Love it *2026-08-21, version 26.6.1* Great place ### 5/5 — great app *2026-08-18, version 26.6.0* great app to use ### 5/5 — Dish *2026-08-18, version 26.6.0* This app definitely came through for me when I needed it most! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*