# LifeCalc: Financial Calculator — Mortgage, Tax & Retirement

> Mortgage, Tax & Retirement (iPhone/iPad app by Africapps LLC.)

- Source: https://appshunter.io/ios/app/lifecalc-financial-calculator/id6807822223 (this page in markdown: same URL + `.md`)
- Developer: [Africapps LLC](https://appshunter.io/developer/989628166)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 6 MB
- Languages: American English
- Released: 2026-09-16
- Data updated: 2026-10-24

## What is LifeCalc?

LifeCalc puts 33 financial calculators in your pocket, and every one of them works completely offline.

No account. No signup. Nothing leaves your phone. The income, debt, and savings numbers you enter stay on your device, always.

WHAT'S INSIDE

Retirement & Investing
• 401(k) Calculator: employer match, IRS limits, compound growth
• Retirement Calculator: the 4% rule, savings targets, income projections
• Roth IRA Calculator: 2026 contribution limits and income phase-outs
• Compound Interest, Savings, CD, and Net Worth calculators

Real Estate & Housing
• Mortgage Calculator with a full amortization schedule
• Home Affordability, Refinance, Rent vs. Buy, and Rental Property calculators

Debt
• Debt Payoff Calculator comparing snowball vs. avalanche strategies
• Student Loan, Auto Loan, Personal Loan, and Credit Card Payoff calculators

Salary & Income
• Paycheck Calculator: federal tax, state tax, FICA, 401(k), and health insurance
• Salary-to-Hourly Converter, Salary Lookup by Job Title, and Job Offer Comparison

Taxes
• Income Tax Calculator covering federal and all 50 states
• Capital Gains Tax and Self-Employment Tax calculators

Cost of Living & Relocation
• Compare cost of living across 100+ US metros
• Relocation Calculator with 10-year wealth projections

Budgeting
• Budget Calculator (50/30/20 rule), Emergency Fund Calculator, Inflation Calculator

Life Events
• Baby Cost Calculator, Paid Family Leave Calculator, Divorce Financial Calculator

Compare Scenarios
• Line up to 4 life decisions side by side, like a new job vs. a move vs. buying a home, using real tax brackets and 10-year projections

BUILT ON REAL 2026 DATA
Federal and all-50-state tax brackets. Standard deductions of $16,100 single, $32,200 married filing jointly, and $24,150 head of household. 401(k) limit of $24,500, IRA limit of $7,500, and a Social Security wage cap of $184,500. Cost-of-living data for 100+ US metros.

PRIVATE BY DESIGN
Every calculation runs on your device. LifeCalc has no analytics SDK, no account or login, and no network calls except an optional check for current interest rates. Your favorites, recent calculators, and saved calculation snapshots are all stored locally on your phone.

FREE, NO ADS
LifeCalc is free with no ads and no in-app purchases. It's a companion app to lifecalc.co.

LifeCalc provides estimates for planning purposes only. It is not financial, tax, or legal advice. Talk to a qualified professional before making decisions based on these numbers.

## Is LifeCalc safe?

Not enough ratings yet to assess LifeCalc.

## Is LifeCalc legit?

LifeCalc: Financial Calculator appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for LifeCalc is 75 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0.0 — 2026-09-16

No release notes.

## Apps similar to LifeCalc

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [CoolBiz Mortgage Calculator](https://appshunter.io/ios/app/coolbiz-mortgage-calculator/id6757282664) | — | Free | Finance |
| [Real Estate Rental Calculator](https://appshunter.io/ios/app/real-estate-rental-calculator/id6772702694) | — | Free | Finance |
| [CedisPay Financial Budget App](https://appshunter.io/ios/app/cedispay-financial-budget-app/id6807468315) | — | Free | Finance |
| [Retirement Cashflow Calculator](https://appshunter.io/ios/app/retirement-cashflow-calculator/id1622995574) | — | Free | Finance |
| [RetireWhen](https://appshunter.io/ios/app/retirewhen/id6743419791) | 5.0 (8) | Free | Finance |
| [Mo626 Digital+](https://appshunter.io/ios/app/mo626-digital-plus/id1463955828) | 2.4 (7) | Free | Finance |

## More apps by Africapps LLC

- [FHA Approved](https://appshunter.io/ios/app/fha-approved/id989628167)
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- [Minimalist Mama: Baby Prep](https://appshunter.io/ios/app/minimalist-mama-baby-prep/id6795824041)
- [Minimalist Mama: Baby Days](https://appshunter.io/ios/app/minimalist-mama-baby-days/id6796002453)
- [Minimalist Mama: Baby Journey](https://appshunter.io/ios/app/minimalist-mama-baby-journey/id6796034335)

All apps by Africapps LLC: https://appshunter.io/developer/989628166

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*