# LifeKit Finance — Private budgeting made simple > Private expense tracker and budgeting app with gamified financial companion. (iPhone/iPad app by Nicholas Bibelhausen.) - Source: https://appshunter.io/ios/app/lifekit-finance/id6758224496 (this page in markdown: same URL + `.md`) - Developer: [Nicholas Bibelhausen](https://appshunter.io/developer/1871307898) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 26.2 · 9 MB - Languages: American English - Released: 2026-02-10 - Data updated: 2026-06-07 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/lifekit-finance/id6758224496/reviews.md ## What is LifeKit Finance? Take control of your money—without connecting your bank. LifeKit Finance is a simple, private expense tracker designed to help you build better spending habits. Log transactions in seconds, set budgets that actually work, and clearly see where your money goes—without sharing your data. Simple & Private - Log expenses and income in just a few taps - No bank connections. No accounts. No data sharing—ever - All financial data stays on your device Budgets That Work - Create monthly budgets for any category - Track spending versus budget at a glance - See projected month-end spending based on your pace Meet Piggy - Your friendly budget companion whose mood reflects your financial health - Build daily streaks by staying on track - Earn coins through good habits — log transactions, hit your daily budget, set up your categories - Spend coins on self-control tools: pause a spending category as a mindfulness check, or restore your Forgiveness Token after a slip-up - Keep Piggy happy as your habits improve Money Journal - After logging a transaction, tag how it felt — planned, impulsive, a treat, a need, or something you regret - Weekly and monthly summaries reveal the emotional patterns behind your spending - Understand not just what you spend, but why Smart Tracking - Automatic detection of recurring transactions - Compare spending month-over-month and year-over-year - Fully customizable categories - Clear daily and monthly summaries Gentle Reminders - Daily reminders to log spending - Streak-saving alerts to protect your progress - Quiet hours so you're never disturbed at night Upgrade to Pro Unlock advanced tools to take your budgeting further: - Today Card — See today's spending at a glance - Spend Guardrails — Daily targets and pacing insights - Smart Insights — Visual trends and spending patterns - Personalized Suggestions — Budget optimization tips - Upcoming Charges — Predict recurring expenses before they hit - Savage Mode — Playful, opt-in roast-style notifications - CSV Export — Export your data anytime - Smart Defaults — Faster categorization based on your habits Not ready to commit? Spend your earned coins to unlock any Pro feature for 24 hours and try it before you subscribe. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in App Store settings. Why LifeKit Finance? Budgeting shouldn't feel like punishment. LifeKit Finance is built to feel like a supportive companion — no judgment, no restrictions, just clarity and gentle nudges to help you make smarter choices. Start building better money habits today. Terms of use: https://docs.google.com/document/d/1PIe8DHorWx-XSC42Bw68Ia_CvZt HOfdIzJFhDmQAiCI/edit?usp=sharing Privacy Policy: https://docs.google.com/document/d/1KUMbL2TVy9qUBkhVsQ0titbKj 8A521BrN68ueO7v6IQ/edit?usp=sharing ## Key features - Private expense and income logging - No bank connections or data sharing - Customizable monthly budgets - Emotional spending pattern analysis - Gamified companion for habit building - Pro features for advanced insights ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | LifeKit Finance Pro Monthly | $2.99 | per month | | LifeKit Finance Pro Yearly | $24.99 | per year | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/lifekit-finance/id6758224496/reviews.md ### 5/5 — A fun way to budget *2026-02-11* Great app! I love the insightful features ## Frequently asked questions about LifeKit Finance ### How does LifeKit Finance ensure privacy? LifeKit Finance prioritizes privacy by not requiring bank connections or sharing your data. All financial data is stored locally on your device, ensuring it remains private and secure. ### What are the benefits of the 'Piggy' companion? Piggy is a gamified companion that reflects your financial health and rewards good habits with coins. You can use these coins to unlock self-control tools, encouraging positive financial behavior and making budgeting more engaging. ### Can I try Pro features before subscribing? Yes, you can use earned in-app coins to unlock any Pro feature for 24 hours. This allows you to try advanced tools like Spend Guardrails and Smart Insights before committing to a subscription. ### How are budgets managed in LifeKit Finance? You can create monthly budgets for any category and track your spending against them at a glance. The app also provides projected month-end spending based on your current pace. ### What kind of insights does LifeKit Finance offer? Beyond tracking spending, LifeKit Finance helps you understand the emotional patterns behind your purchases by allowing you to tag transactions. Weekly and monthly summaries reveal these patterns, offering deeper financial awareness. ### How often is LifeKit Finance updated? The app was last updated on February 26, 2026, with version 1.1. This indicates a recent update, suggesting ongoing development and support. ### What devices is LifeKit Finance available on? LifeKit Finance is available for iPhone and iPad, making it accessible to a wide range of Apple users. ### What is the age rating for LifeKit Finance? LifeKit Finance has an age rating of 4+, making it suitable for users of all ages. ## Version history (last 2 releases) ### 1.1 — 2026-02-26 Coins & Self-Control Tools Coins are now a behavioral currency you earn through good money habits — log a transaction (+3), stay within your daily budget (+5), or set up 3+ budgets for a one-time bonus (+20). Spend them on real tools: set a Spending Pause on a category to create a mindful check-in before logging, or restore your Forgiveness Token to protect a hard-earned streak. 24-Hour Pro Previews Free users can now unlock Insights and CSV Export for 24 hours using coins — a risk-free way to try Pro features before subscribing. Spending Check-In & Money Journal After logging an expense, you'll get a quick prompt to tag how it felt — planned, impulsive, a treat, a need, or something you regret. Your Journal tab summarizes these patterns weekly and monthly so you can see the emotional side of your spending over time. Bug Fixes & Polish General stability improvements and UI refinements throughout. ### 1.0 — 2026-02-10 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-07.*