# LightStream > Mobile app for managing loans, viewing details, and applying for new credit. (iPhone/iPad app by Truist Financial Corporation.) - Source: https://appshunter.io/ios/app/lightstream/id1531200255 (this page in markdown: same URL + `.md`) - Developer: [Truist Financial Corporation](https://appshunter.io/developer/1529615982) - Category: Finance - Price: Free - Rating: 2.99/5 from 141 App Store ratings · 54 written reviews indexed - Age rating: 17+ - Requires: iOS 12.0 · 143 MB - Languages: English - Released: 2020-10-28 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/lightstream/id1531200255/reviews.md ## What is LightStream? The LightStream app helps you manage all your accounts in one place and makes it easy to apply for a new loan on the go. You can also: • View all your LightStream accounts in one place • Use biometrics to sign in so you don’t have to remember passwords • Make fast, secure payments anytime, anywhere • View your loan dashboard and your loan details • Review loan payments and balances • Track your loan amortization • Check your loan payoff amount and date. Download the LightStream app today and manage your accounts no matter where you are. About LightStream: LightStream is a leader in consumer lending with a variety of loan options including home improvement, auto, debt consolidation, and more. LightStream offers the best loan ever, guaranteed. You can apply for a loan at www.LightStream.com. Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Lowest rates require excellent credit. At least 11% of approved applicants applying for the lowest rate qualified for the lowest rate available based on data from 10/01/2022 to 12/31/2022. Rate is quoted with AutoPay discount. Rates without AutoPay are 0.50% points higher. AutoPay discount is only available prior to loan funding. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Maximum APR for a LightStream loan is 26.49% APR. Loan terms range from 24 - 144 months depending on the loan type. Payment example: Monthly payments for a $10,000 loan at 5.99% APR with a term of 3 years would result in 36 monthly payments of $304.17. You can receive your loan funds the same day if that day is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process. See our Privacy Policy at lightstream.com/privacy-security for how we handle your information. Banking and lending products and services are provided by LightStream, a division of Truist Bank. Member FDIC and Equal Housing Lender . ©2023 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. ## Key features - View all accounts in one place - Biometric sign-in - Fast, secure payments - Loan dashboard and details - Track loan amortization - Check payoff amount and date ## Recent user reviews (10 of 54) All indexed reviews: https://appshunter.io/ios/app/lightstream/id1531200255/reviews.md ### 1/5 — Cancelled? *2024-01-18* I was just starting to enjoy LightStream and using their services, but after the latest forced app update they decided to axe the app in 30 days. Pretty pitiful overall, I’d be ashamed of myself if I was on this project team or in this firm and we didn’t have an application on iOS. Embarrassing… no wonder I pay my loan off in record time, they clearly don’t deserve the interest income if they can’t even make it convenient for customers to access data and payments. Pretty shameful for FinTech like truist to have such a public defeat. Will be moving to another service as soon as possible; I’d even take another single loan to combine my two small auto ones just to use my app to pay. ### 5/5 — Love the design *2023-12-14* This app is so easy to use and the design of it is great. Shows remaining balance of loans and upcoming payments of what will be coming out of your account. Very straight forward. **Developer response:** We are glad to hear you like the app and appreciate you taking the time to review! ### 4/5 — Was fantastic *2023-07-18* Update: changing from 3 to 4 stars- after two reinstalls the app is now working. Minus a star because a banking app should be rock solid in my opinion. The app has been convenient and easy to use and I hope truist continues to improve on a great tool for customers! The app worked great until the update and I had two payments left on my loan. Now app locked me out and multiple attempts to login have failed. Interesting as I was about to pay it off a bit early and save on some interest. I’ll be calling them tomorrow. **Developer response:** We are glad to hear you like the app and appreciate you taking the time to review! ### 2/5 — Ok app for general usage - but doesn’t integrate with 3rd parties *2023-06-29* The app is ok for general usage, a little outdated on the UI front and some touch/scroll points are not aligned well (thus inhibiting the UX) - But most of my information is presented with few omissions. What I absolutely can’t stand though is that our accounts no longer sync well with account aggregation services. If you use Mint or another service provider that’s integrated with Yodlee prepare for utter frustration. Found that I needed to re-authenticate with LightStream almost every two hours. Their service team advised, and I quote, “… the LightStream website did recently undergo an update where an extra security measure was put in place. Unfortunately, we are unable to revert this security update.” So, if you are responsible with your finances, and use these types of services, these people will use their inability to balance security with the UX to justify screwing with your experience in other apps. My company did this years ago and after immense backlash we whitelisted Yodlee’s IP addresses - something that LightStream could very easily do but apparently won’t. For that they get 2/5 stars. ### 2/5 — Great look, slow performance *2023-06-08* The UI looks nice, but the amount of loading screens as you navigate through this app creates a really bad UX and poor performance. Breaking up my direct deposit into different savings goals is really frustrating. Arch teams should look into ways to cache things instead of constantly fetching data and leaving the user hanging. Another minor annoyance is the inconsistent cropping of .00 throughout the app. Sometimes things show as $3.00, sometimes it’s $3. Seems like a banking app would show the full amount. ### 5/5 — The latest version 3.0 is great! *2023-04-17* The lifestream app has been pretty straightforward and easy to use, but I really like the updates in the latest version 3.0. Much cleaner interface and presents much more useful and relevant information on the homepage. Nice work. Thanks! **Developer response:** We are glad to hear you like the app and appreciate you taking the time to review! ### 1/5 — App and website have major UX problems *2023-04-01* Downloaded the app because I was unable to view my history and update my account information on the website only to find it doesn’t work on the app either. It also asks me to download the app while I’m IN the app. Why? Needs a major upgrade stat. **Developer response:** We are sorry to hear you are having challenges using the application. If you are still having problems, please contact us at customerservice@lightstream.com to help us better understand your issues. Thank you. ### 1/5 — Needs a lot of work *2022-09-27, version 2.0.2* Won’t allow me to make a payment. Had to do it from my laptop. What’s the purpose of the app? ### 2/5 — iPad App *2022-08-09, version 1.4.0* Where’s the iPad app? ### 1/5 — Can’t login *2022-07-08, version 1.3.1* I, like most of the others reviewers, am unable to access my account. UN/PW are allegedly incorrect (they aren’t). A security question won’t even populate when I try to reset my PW… ## Frequently asked questions about LightStream ### What does the LightStream app do? The LightStream app allows users to manage all their existing loan accounts in one convenient location. It also facilitates the application process for new loans directly from a mobile device. Users can view account details, track payments, and monitor loan amortization. ### What are the key features of the LightStream app? Key features include the ability to view all LightStream accounts in one place, secure biometric sign-in, making fast and secure payments, viewing a loan dashboard with detailed loan information, reviewing payments and balances, tracking loan amortization, and checking loan payoff amounts and dates. ### Is the LightStream app free to use? Yes, the LightStream app is free to download and use. The app itself does not have any associated costs for managing your accounts or applying for loans. Any costs related to loans, such as interest rates and fees, are detailed during the loan application process. ### Who is the target audience for the LightStream app? The app is designed for individuals who are existing LightStream customers looking to manage their loans on the go, or for those who are interested in applying for new loans for purposes like home improvement, auto purchases, or debt consolidation. It's for users who value convenient mobile access to financial management and loan services. ### How can I apply for a loan using the app? While the description highlights managing existing accounts and applying for new loans on the go, the primary application process for new loans is detailed as being available at www.LightStream.com. The app likely streamlines access to this process or allows for application management after initiation on the website. ## Version history (last 5 releases) ### 3.0.6 — 2024-01-05 Minor app improvements and bug fixes. ### 3.0.5 — 2023-11-01 Minor app improvements and bug fixes. ### 3.0.4 — 2023-10-01 Minor app improvements and bug fixes. ### 3.0.3 — 2023-09-07 Minor app improvements and bug fixes. ### 3.0.2 — 2023-07-10 Minor app improvements and bug fixes. ## Apps similar to LightStream | App | Rating | Price | Category | | --- | --- | --- | --- | | [LendingTree Spring](https://appshunter.io/ios/app/lendingtree-spring/id957868548) | 4.8 (37,849) | Free | Finance | | [Freedom Mortgage](https://appshunter.io/ios/app/freedom-mortgage/id1562200496) | 4.9 (111,238) | Free | Finance | | [Upgrade - Mobile Banking](https://appshunter.io/ios/app/upgrade-mobile-banking/id1389859093) | 4.9 (80,135) | Free | Finance | | [PENNYMAC MOBILE](https://appshunter.io/ios/app/pennymac-mobile/id1349950272) | 4.9 (153,892) | Free | Finance | | [Rocket Mortgage](https://appshunter.io/ios/app/rocket-mortgage/id431156417) | 4.9 (168,949) | Free | Finance | | [READYSAVE 529](https://appshunter.io/ios/app/readysave-529/id1538849481) | 4.7 (26,716) | Free | Finance | ## More apps by Truist Financial Corporation - [Enterprise Spend Platform](https://appshunter.io/ios/app/enterprise-spend-platform/id1261238135) - [Truist Commercial](https://appshunter.io/ios/app/truist-commercial/id1548575467) - [Truist One View](https://appshunter.io/ios/app/truist-one-view/id1579947474) - [Truist Long Game](https://appshunter.io/ios/app/truist-long-game/id6443493402) All apps by Truist Financial Corporation: https://appshunter.io/developer/1529615982 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*