# Lil Treat: Card Statement AI — Spending, Subscriptions & Fees

> AI-driven credit card statement analysis for spending, subscriptions, and fees. (iPhone/iPad app by Roberto Franciosi.)

- Source: https://appshunter.io/ios/app/lil-treat-card-statement-ai/id6760917181 (this page in markdown: same URL + `.md`)
- Developer: [Roberto Franciosi](https://appshunter.io/developer/1886143470)
- Category: Utilities, Finance
- Price: Free
- Age rating: +4
- Requires: iOS 15.1 · 56 MB
- Languages: Brazilian Portuguese, American English
- Released: 2026-04-01
- Data updated: 2026-11-11
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/lil-treat-card-statement-ai/id6760917181/reviews.md

## What is Lil Treat?

Meet Lil Treat, the AI that reads your credit card statement end to end.

Upload a photo, screenshot or PDF of your statement and AI sorts every charge in seconds: purchases, subscriptions, fees and interest, refunds and payments. No bank login needed.

HOW IT WORKS
1. Upload a photo, screenshot or PDF of your statement
2. AI reads every line and sorts each charge by category
3. See your balance, due date and spending at a glance

EVERY STATEMENT IN ONE PLACE
• Your latest statement balance and due date on the home screen
• Statements organized by card and by month
• Purchases, subscriptions, and fees & interest broken down for each statement
• Change any charge's category with a tap

INSIGHTS ACROSS ALL YOUR CARDS
See how much you spent each month across all your cards and how it compares with the month before. Find your top category, your biggest purchase, the places you go most, and your spending by category, merchant and card.

CATCH SUBSCRIPTIONS AND SNEAKY FEES
Lil Treat flags your subscriptions and shows what they cost you a month and a year. Interest charges and late fees don't go unnoticed.

THE BEST CARD FOR EVERY PURCHASE
Add your cards' closing and due dates to see which card gives you the most time to pay today, with a calendar to plan bigger purchases.

SAVINGS GOALS
Create goals with a target, log deposits and track your progress.

MONTHLY REMINDERS
Turn on a monthly reminder so you never forget to upload your statement.

PRIVACY FIRST
Your statements and transactions are stored on your device, not on our servers. No bank login and no account linking. The app asks for your consent before sending a statement for AI reading, and statements aren't kept after they're read.

SUBSCRIPTION
A Lil Treat subscription is required to use the app and unlocks every feature. Payment is charged to your Apple Account when you confirm your purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://parceladinho.github.io/parceladinho/privacy.html

## Key features

- AI-powered statement analysis
- Categorizes purchases, subscriptions, fees, refunds, and payments
- No bank login required
- Tracks spending across all cards
- Identifies subscriptions and fees
- Savings goal tracking
- Monthly statement upload reminders

## Is Lil Treat safe?

Not enough ratings yet to assess Lil Treat.

## Is Lil Treat legit?

Lil Treat: Card Statement AI appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Lil Treat is 65 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 16)

All indexed reviews: https://appshunter.io/ios/app/lil-treat-card-statement-ai/id6760917181/reviews.md

### 5/5 — Direto ao ponto

*2026-10-15*

Bem fácil de usar, mandei as faturas e já me retornou com as parcelas separadas e projeções. Recomendo

### 1/5 — To usando mas não presta

*2026-10-13*

O mensal é no valor de 30 reais. Vamos lá. Ele pede para vc anexar a fatura em PDF, print ou tirar foto em tempo real. Tentei anexar o PDF 2 vezes e deu erro. Depois tirei os prints e enviei. Ele leu TUDO errado faltando várias coisas. Ou seja a IA é ruim. Então eu vou ter agora 2 trabalhos ver o que ele identificou ir lá na fatura ver se está certo e colocar no dedo as várias outras parcelas que ele não colocou. Se eu queria poupar tempo e ter participada de escolhi o app errado. 🤡

**Developer response:** Olá, tudo bem? 

Pedimos desculpas pelo erro de leitura da fatura por PDF, isso não deveria acontecer e vamos corrigir. Se puder, mande um e-mail para roberto@labresfranciosi.com contando de qual banco é a fatura. Assim ajustamos a leitura para esse formato e te ajudamos diretamente.
Desculpe pelo transtorno.

### 5/5 — Genial

*2026-10-12*

Muito intuitivo, vale demais

### 5/5 — Compras a vista

*2026-10-02*

Pra ficar completo, podia mostrar as compras a vista também pra termos um controle geral do cartão/fatura

**Developer response:** Olá, obrigado pela avaliação! 
Estamos programando uma atualização para esse mês com muitas novidades e melhorias, fique de olho 😉

### 5/5 — Utilidade

*2026-08-13*

Muito bom, pratico e fácil de usar, administro todos minhas faturas por ele

### 5/5 — Extremamente Útil

*2026-08-13*

Me ajudou bastante! App muito fácil de usar. Faço todos os meus controles mensais por ele. Recomendo muito!

### 5/5 — Nota 10

*2026-08-13*

App muito bom , consegui me organizar 😁

### 5/5 — Me ajudou bastante

*2026-08-13*

Ótimo app!  Muito fácil de usar, a interface é intuitiva e facilita bastante o acompanhamento das parcelas e dos pagamentos. Recomendo!

**Developer response:** Olá, Paula.
Agradecemos a avaliação positiva e ficamos muito felizes que o app esteja te ajudando.
Att, 
Equipe Parceladinho

### 5/5 — App funcional

*2026-06-29*

Muito satisfeita com o app! Reúne todas as faturas de forma fácil, rápida e muito eficiente! Agora sei quando meus parcelamentos acabam

### 5/5 — Vale muito a pena

*2026-06-23*

Muito útil para quando você tem mais de um cartão e fica perdida nas faturas! Ele organiza tudo de um jeito fácil de analisar e dá para mudar o nome das compras também. Top

## Frequently asked questions about Lil Treat

### Does Lil Treat have ads?

No, Lil Treat does not contain advertisements. The app is ad-free, allowing for an uninterrupted user experience.

### How much does a Lil Treat subscription cost?

The app requires a Lil Treat subscription to unlock all features. Payment is charged to your Apple Account upon purchase confirmation. Specific pricing details can be found within the app's subscription section.

### Can I cancel my Lil Treat subscription?

Yes, you can manage or cancel your Lil Treat subscription at any time. Cancellations must be made at least 24 hours before the end of the current subscription period to avoid automatic renewal.

### What devices does Lil Treat support?

Lil Treat is available for iPhone and iPod. It is designed to work on these Apple devices.

### How often is Lil Treat updated?

The latest version of Lil Treat is 1.7.0, last updated on November 6, 2026. Updates are released periodically to improve functionality and add new features.

### Is Lil Treat safe to use with my financial data?

Yes, Lil Treat prioritizes privacy. Your statements and transactions are stored locally on your device, not on their servers. No bank login or account linking is required, and statements are not kept after being read.

### What age rating does Lil Treat have?

Lil Treat has an age rating of 4+. This indicates it is suitable for users of all ages.

### What happens if I forget to upload my statement to Lil Treat?

Lil Treat offers a monthly reminder feature that you can turn on. This helps ensure you don't forget to upload your statement each month to keep your financial tracking up-to-date.

## Version history (last 5 releases)

### 1.7.0 — 2026-11-06

Welcome to Lil Treat!
• Upload a photo, screenshot or PDF of your credit card statement and AI sorts every charge
• See your spending across all your cards, month by month
• Catch subscriptions, interest charges and late fees
• Find the best card to use today and track your savings goals

### 1.6.3 — 2026-10-17

• Leitura completa da fatura: compras à vista, assinaturas e categorias na nova aba Faturas, mês a mês.
• Análise mais rápida e estável, em segundo plano.

### 1.5.3 — 2026-10-09

• Agora da para excluir cartão. As parcelas ligadas a ele continuam em Parcelas, pelo nome do banco — nada é apagado.
• Editar uma parcela não desfaz mais o vínculo com o cartão nem altera a data de início.
• Correções de estabilidade na leitura de faturas.

### 1.5.2 — 2026-09-02

Correções de estabilidade na leitura de faturas. A análise agora lida melhor com instabilidades temporárias e falha com menos frequência.

### 1.4.0 — 2026-08-18

- Novo visual, do começo ao fim.
- Novidade: Melhor cartão para comprar hoje.
Sabia que comprar logo depois do fechamento da fatura pode te dar até 40 dias para pagar? O Parceladinho agora te mostra, na tela inicial, qual dos seus cartões dá o maior prazo para uma compra feita hoje.

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## More apps by Roberto Franciosi

- [Prayer and Fasting](https://appshunter.io/ios/app/prayer-and-fasting/id6760767418)
- [Halvo: High Performance App](https://appshunter.io/ios/app/halvo-high-performance-app/id6761962015)

All apps by Roberto Franciosi: https://appshunter.io/developer/1886143470

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-11.*