# Liminal Finance — Pay with Pix & Move Money > International finance app for Pix payments, currency exchange, and money management. (iPhone/iPad app by LIMINAL FINANCE LTD.) - Source: https://appshunter.io/ios/app/liminal-finance/id6755439373 (this page in markdown: same URL + `.md`) - Developer: [LIMINAL FINANCE LTD](https://appshunter.io/developer/1853910791) - Category: Utilities, Education - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 15.1 · 91 MB - Languages: American English - Released: 2026-03-09 - Data updated: 2026-10-30 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/liminal-finance/id6755439373/reviews.md ## What is Liminal Finance? PAY WITH PIX. FEEL AT HOME IN BRAZIL. Moving to Brazil? Visiting as a digital nomad? Already living here? Pay with Pix from your USD balance in Liminal. No CPF or Brazilian bank account needed. From your first coffee to your monthly rent, use Pix for everyday life while keeping your international money together in one app. NO PIX? NO PROBLEM. Pix is how Brazil pays. With Liminal, you can join in. Verify your identity, complete your Pix setup and add funds. Scan a QR code or enter a Pix key, check the payment details and confirm. Pay for lunch. Settle up with a friend. Pay someone locally. No more feeling left out when someone says “just Pix me.” PIX FOR FOREIGNERS. BUILT FOR EVERYDAY LIFE. Looking for Pix for gringos, Pix for nomads or a way to pay on your next trip to Brazil? Whether you’re visiting, working remotely or settling in as an expat, Liminal makes Pix part of your everyday life. Use your USD balance to make Pix payments in reais, without first transferring money to a Brazilian bank account. Review the conversion, applicable fees and recipient before you pay. Keep your balance and payment history together in Liminal. MONEY IN ONE COUNTRY. LIFE IN ANOTHER. Getting paid in one currency and spending in another is part of life across borders. Hold multiple supported currencies, exchange money between balances and make international money transfers from the same app. Whether you’re working remotely from Brazil, sending money home or splitting your time between countries, your money should keep up. TALK TO YOUR MONEY Meet Nim, your personal AI money assistant inside Liminal. Manage your money just by speaking. Send money, split bills and prepare currency conversions through conversation. “Send Alex $50.” “Split $90 equally between the three of us.” “Convert $100 to euros.” Say what you want to do. Nim gets it ready. You check the details and confirm. Speak or type naturally, without searching through menus. Ask for information about your balances and transactions, and get clear answers in the same conversation. Your money, finally worth talking to. SPLIT BILLS. SETTLE UP. Dinner with friends. A weekend away. Rent with your housemates. Send and request money, split expenses and manage shared tabs. Set up recurring transfers for payments you make regularly. Less time sorting out payments. More time enjoying the plans. EARN INTEREST ON YOUR SAVINGS Earn 5% annual interest through Liminal’s savings feature. Keep money for later alongside the money you use today. Check your savings balance and current rate in the app. The rate is variable. Eligibility and product terms apply. ONE APP FOR LIFE ACROSS BORDERS • Pay with Pix in Brazil from your USD balance • Get Pix access without a CPF or Brazilian bank account • Hold and exchange supported currencies • Make international money transfers • Send and request money • Split bills and manage shared expenses • Set up recurring transfers • Manage money by voice or text with Nim • Earn interest through the savings feature YOU’RE IN CONTROL. Review and approve each transaction before it goes ahead. Global money, no borders. More freedom to live where you want. Become Liminal. Be limitless. Questions? team@liminal.cash ## Key features - Pay with Pix from USD balance - No CPF or Brazilian bank account needed for Pix - Hold and exchange multiple currencies - International money transfers - AI money assistant (Nim) - Split bills and manage expenses - Earn interest on savings ## Is Liminal Finance safe? Not enough ratings yet to assess Liminal Finance. ## Is Liminal Finance legit? Liminal Finance has limited verification signals. The AppsHunter Legitimacy Score for Liminal Finance is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/liminal-finance/id6755439373/reviews.md ### 5/5 — Great personal finance agent *2026-10-27* Liminal is a great agent for payments and other personal finance needs. The team is always updating it and very responsive to feedback. ## Frequently asked questions about Liminal Finance ### How does Liminal Finance help me pay with Pix in Brazil? Liminal Finance allows you to make Pix payments in Brazilian Reais directly from your USD balance. This means you can pay for everyday expenses in Brazil without needing a local CPF or a Brazilian bank account. ### Can I use Liminal Finance if I'm not a resident of Brazil? Yes, Liminal Finance is designed for foreigners, digital nomads, and expats. You can use your USD balance to make Pix payments in Brazil, making it convenient for visitors and those working remotely. ### What currencies can I hold and exchange with Liminal Finance? The app supports holding and exchanging multiple currencies. You can manage your international finances by holding different currencies and exchanging them within the app as needed. ### Does Liminal Finance have an AI assistant for managing money? Yes, Liminal Finance features an AI money assistant named Nim. You can manage your money, send payments, split bills, and prepare currency conversions by speaking or typing naturally to Nim. ### How can I earn interest on my savings with Liminal Finance? Liminal Finance offers a savings feature where you can earn 5% annual interest on your money. You can keep your savings separate from your spending money and check your balance and current rate within the app. ### What are the age restrictions for Liminal Finance? Liminal Finance has an age rating of 17+, meaning users must be at least 17 years old to download and use the application. ### How often is Liminal Finance updated? The latest version of Liminal Finance is 2.5.3, and it was last updated on October 29, 2026. This indicates a relatively frequent update schedule for the application. ### Is Liminal Finance available on Android devices? Currently, Liminal Finance is supported on iPhone and iPod devices. Information regarding Android compatibility is not provided in the current data. ## Version history (last 5 releases) ### 2.5.3 — 2026-10-29 • Share your invite as a card: your invite, your code on its own, or a QR code, each with your name on it. Send it to WhatsApp, Messages, Messenger, Facebook, X or Instagram, or copy it. • Bigger rewards. Invite a friend and you earn 10,000 LIL Bits when they add $10 in total, and they get 5,000. New accounts get a 5,000 LIL welcome bonus with their first top-up, plus 2,500 for that first deposit. • Verified? Claim your LIL Bits straight away. You no longer need to add money first. • Split a bill on one receipt-style card, with everyone's share in one place. • Pay from Savings on Pix or when sending to a friend, and watch both steps: the money leaving Savings, then the payment going out. • A Savings deposit or withdrawal says it is on its way until it settles. If it does not go through, we say so and your money stays where it was. • Pay the rest of a send or a Pix payment from Savings when your balance does not cover it. • The Pix screen has an info button that shows your limits. Type an amount over your limit and the same sheet opens. • Pay a business by Pix QR code and your transaction shows who you paid, with the shop's logo or an icon for the kind of place. • The Pix pay screen keeps going on poor signal and shows how long the code has left. • Find rewards partners by name, and see them as pins on the map by category. A partner's page has a Getting there map, and their payment screen shows their main photo. • Rewards experiences sit in a sideways row per category. • Adding money by bank transfer is clearer, and any reference works. • Open Nim from a Pix receipt and ask about that payment. Nim knows which one you mean. • Calm house pictures on first-time empty screens and the identity step. ### 2.5.1 — 2026-10-23 Liminal v2.5.1 — Release Notes Nim has a new look and can do more right in the chat: talk instead of typing, send it files, save skills and move money step by step. Pix is faster and tracks every payment from the moment you slide, and this update fixes a round of bugs. What's New - Nim's chat has a new look: a clean white page, larger replies and a floating message box. - Talk to Nim instead of typing. Tap the mic and your words appear as text. - Send Nim a PDF, text or CSV file from the new + menu, as well as photos. - Ask Nim to save a skill, then run it by typing /, from the + menu or from Nim's side menu. - Ask Nim to do things on a schedule, and see, pause or delete them from Nim's side menu. - When you ask Nim to move money, it walks you through it step by step and skips what you already told it. - Open your recent chats from Nim's side menu, and rename, share or delete a chat from the ⋮ menu. - Copy any Nim answer, or share it as a Liminal image. - Tap one of our reminders and Nim opens with the next step ready to go. - See the AI apps connected to your account in Profile, what they have done, and disconnect any of them. - See our partner venues on the Rewards screen. When you pay at one, choose to pay with LIL Bits or earn LIL Bits. - Request Money is laid out like your transactions: what you owe and what you are owed, with totals per currency. - Pay a Pix key in US dollars. We work out the reais and show the cost in pounds or euros too. - Pix payments track their progress from the moment you slide to pay. - Paying a scanned Pix code is a few seconds faster. - Pay a boleto and we tell you when the bank will confirm it. - Split a Pix payment or open its receipt straight from Transactions. - Pay a Pix code that has no amount set by typing the amount yourself. - Copied a Pix key, code or bill number? Open Pix and we take you straight to the payment. - The tab bar at the bottom of the screen has a frosted glass look. - Pick from 152 more emojis for your invite code. Bug Fixes - Fixed the Pix screen crashing while a payment was still being recorded. Any screen that hits an error now has a way back. - Fixed going back from Pix. It now always lands on Payments. - Fixed a Pix key that is both a CPF and a phone number not being found. - Fixed a failed payment sometimes showing as complete, and one still processing showing as failed. - Fixed a Pix payment under review, and a bank deposit still settling, not showing in Transactions until they cleared. - Fixed splitting a bill so that one person covers all of it. - Fixed screen titles staying put while the page scrolled. - Fixed Nim's chat jumping to older messages when you tapped the message box, and scrolling away while a step-by-step card changed. - Fixed slow actions, like buying stocks, giving up too early. - Fixed a swipe on a payment slider taking you back a screen. - Fixed a rare freeze on iPhone. - Fixed the minimum UK top-up. It is £2. - Fixed a completed send notification showing in orange. It is green now. - Fixed Nim not saying when a photo failed to attach. Coming Soon - Call Nim and talk things through out loud, or ask Nim to call you back once it has looked into something. ### 2.5.0 — 2026-10-10 Liminal v2.5.0 — Release Notes Pix is here. Pay anyone in Brazil from your dollar balance by scanning a QR code, pasting a Pix code or typing a Pix key, and get paid with your own Pix QR code. This update also brings together everything from 2.4.1 and 2.4.2: a shorter identity check, Add funds for everyone, more for split tabs and a steadier app. What's New - Pix in Brazil: pay anyone by scanning a QR code, pasting a Pix code or typing a Pix key, straight from your US dollar balance. - See who holds a Pix key before you pay, then follow your payment until it arrives. - Receive Pix with your own QR code. The money lands in your US dollar balance. - Pay Brazilian bills too: scan a boleto's barcode or type its number. - Every Pix payment gets a receipt in English or Portuguese. - The home card has a Pix button that opens the scanner, where you can also type or paste a code. - On iPhone, a lock-screen widget opens the Pix scanner in one tap. - Pix sets itself up while you verify your identity, and we send you a notification the moment it is ready. - Check your Pix limits from the info button. If an amount is refused, we tell you which limit it hit. - If our partner cannot use your selfie, you can retake it in the app. - Invite friends from the new gift icon at the top of the screen. - Choose your own four-emoji invite code, once, for 200 LIL Bits. - The Earn sheet is redesigned: an invite card, a to-do list with your progress, and clear rates for spending and saving. - Before you open a deposit account, a short guide explains how it works. - Account statements now open from Profile, under Money, and Delete account has its own section at the bottom. - Getting verified is shorter. The identity check collects your phone number, date of birth and address itself, and we notify you when you are approved or need to act. - Add funds is open to everyone. Pick a currency and we run the check that account needs, with the minimum deposit next to the instructions. - Split tabs: archive a tab once everyone has settled, track amounts in British pounds, add notes to bills, and choose whether debts are simplified. - Colombia: pay a Bre-B key, with every Colombian ID type, account type and bank on offer. - Moving money in and out of savings is one simpler sheet: a big amount, your balance, MAX and a slider. - Every result screen has a new design, so you can tell at a glance whether something worked, is in review or needs you. - Linking a bank account offers every country we support, not just three. - Signing up suggests a handle for you, and a Brazil flag joins the home-screen icons. - The app is a smaller download. Bug Fixes - Fixed sign-up starting over when the app reloaded part of the way through. - Fixed being signed out with a Session expired message after the app had been in the background. - Fixed the home balance breaking apart at the largest text sizes. - Fixed inbox notifications showing different colours for the same kind of event. - Fixed the sell quote showing the fee taken off twice. - Fixed the national ID screen stopping you without saying why. - Fixed verifications approved after a manual review not showing as Verified. - Fixed sending to a Colombian bank account, and account number checks for Colombian banks. - Fixed the Nim chat ignoring taps after the keyboard closed. - Fixed pasting an amount into a money field. - Fixed being asked about the Face ID lock twice during sign-up. - Fixed error messages appearing behind the app lock. - Fixed the search bar hint disappearing on iOS 27. Coming Soon - Add funds in Brazilian reais and hold a BRL balance. - Spend your LIL Bits on experiences at partner venues. ### 2.4.2 — 2026-10-04 Liminal v2.4.2 — Release Notes Savings and every result screen have a cleaner design. Split tabs gain bill notes and a choice over how debts are settled. A round of fixes makes the app steadier, on Android most of all. What's New - Moving money in and out of savings is one simpler sheet: a big amount, your balance, MAX and a slider that stays above the keyboard. - Every result screen has a new design, so you can tell at a glance whether something worked, is in review or needs you. - Split tabs: add a note to a bill, and read the breakdown Nim writes when it records one for you. - Split tabs: switch off simplified debts in a tab's settings and everyone pays exactly the people they owe. - Linking a bank account offers every country we support, not just three. - Your portfolio value is shown in the same style as your home balance. - Signing up suggests a handle for you, ready to keep or change. - A Brazil flag joins the home-screen icons you can pick. - The app is a smaller download. Bug Fixes - Fixed being signed out with a Session expired message after the app had been in the background. - Fixed the Nim chat ignoring taps after the keyboard closed. - Fixed pasting an amount into a money field. - Fixed being asked about the Face ID lock twice during sign-up. - Fixed error messages appearing behind the app lock. - Fixed success showing in blue. It is green now. Coming Soon - Pix in Brazil: pay by key or QR code, see who holds a key before you pay, check your limits, and open the scanner from your lock screen. - Add funds in Brazilian reais, straight from your BRL balance. ### 2.4.1 — 2026-09-27 Liminal v2.4.1 — Release Notes Getting verified asks you for less and tells you the result. Add funds is open to everyone with clearer steps. Split tabs can be archived and can track pounds. In Colombia you can pay a Bre-B key. What's New - Getting verified is shorter. The identity check collects your phone number, date of birth and address itself, so there are no forms to fill in first. - You get a notification, with a link back into the app, when your verification is approved or needs your attention. - Add funds is open to everyone. Pick a currency and we run the check that account needs, right there. - On Add funds, your open accounts are highlighted, the page explains how to deposit, and the minimum deposit sits next to the instructions. - Archive a split tab once everyone has settled, from the tab's settings. Archived tabs are labelled everywhere, and settlement rows show who was paid. - Split tabs can now track amounts in British pounds. - Colombia: pay a Bre-B key. Bre-B leads the bank list, paying a key skips the address steps, and every Colombian ID type, account type and bank is offered. Bug Fixes - Fixed the sell quote showing the fee taken off twice. It now shows your net proceeds once. - Fixed the search bar hint disappearing on iOS 27. - Fixed the national ID screen stopping you without saying why. - Fixed verifications approved after a manual review not showing as Verified. - Fixed sending to a Colombian bank account, which was routed as if it were a Bre-B key. - Fixed account number checks for Colombian banks. Each bank's own format is accepted. Coming Soon - Pix in Brazil: pay by key, QR code or boleto, receive with your own QR code, and get a receipt in English or Portuguese. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-30.*