# Lincoln Financial Mobile

> Mobile app for managing retirement plans, employee benefits, and financial wellness tools. (iPhone/iPad app by Lincoln Financial Group.)

- Source: https://appshunter.io/ios/app/lincoln-financial-mobile/id929733141 (this page in markdown: same URL + `.md`)
- Developer: [Lincoln Financial Group](https://appshunter.io/developer/929733140)
- Category: Finance
- Price: Free
- Rating: 2.90/5 from 316 App Store ratings · 163 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 42 MB
- Languages: American English
- Released: 2014-12-03
- Data updated: 2026-09-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/lincoln-financial-mobile/id929733141/reviews.md

## What is Lincoln Financial Mobile?

Accessing your Lincoln account information from your favorite device is easier than ever on the Lincoln Financial Mobile app! 

Our all-inclusive mobile app allows you manage your retirement plan, employee benefits, and wellness tools, all in one secure place. Safely access and adjust your retirement account, submit and manage claims, view dental ID cards, provide essential information to keep your claim on track, find a dentist, take advantage of financial wellness tools, and more! 

Here are some key features:

Retirement plan

My TargetSM:
The My Target retirement estimator lets you see how your account balance may translate into monthly income after retirement. With Click2ContributeSM integration, it’s simple to increase contributions to help meet your savings goals.

Click2Contribute:
Click2Contribute makes it simple to increase your contribution rate by selecting one of three preset percentages. Even before you make a change, the contribution planner also shows how an increase may affect your paycheck.

Contributions:
The Contributions tab lets you update deferral amounts and see a detailed breakdown of your year-to-date contributions. If you make Roth contributions, you’ll also see a lifetime cost basis versus earning breakdown.

Investments:
The Investments tab provides an interactive graph of your account balance over time.

My next steps:
This prioritizes actions on the road to retirement, like consolidating your assets or increasing your knowledge. (This feature may not be available for all plans.)


Employee benefits:
Everything you need to manage your benefits is in one place, letting you submit and manage a claim, download forms, upload documents and view payments. It’s also a convenient way to stay on top of administrative details like accessing your digital dental ID card and our network of dental providers. 


Financial wellness:
Our proprietary financial wellness solution provides tools and personalized steps to manage your financial life. From creating a budget, to building an emergency fund, to paying down debt, our easy-to-use online tool helps you turn information into action so you can focus on both short- and long-term goals, such as saving for retirement or providing protection for your loved ones.

## Key features

- Retirement plan management
- Employee benefits access
- Financial wellness tools
- Claim submission and tracking
- Dental ID card access
- Contribution adjustments

## What do users think of Lincoln Financial Mobile?

Overall sentiment: negative

**Pros**

- 🚀 Easy to use
- 👍 User-friendly interface
- 💡 Helpful tools and resources
- 🚀 Quick access to account information

**Cons**

- 🐛 Frequent login issues
- 🐛 Crashes and freezes
- 🐛 Unresponsive features
- 🐛 Lack of functionality
- 🐛 Slow performance
- 🐛 Unreliable app

**Commonly reported bugs**

- Blank screens and loading issues
- Inability to access account details
- Inconsistent app behavior
- Compatibility problems with newer iOS versions

**Most requested features**

- Improved login and biometric authentication
- Enhanced account management features
- More detailed investment and performance tracking
- Better integration with website and other platforms

## Recent user reviews (10 of 163)

All indexed reviews: https://appshunter.io/ios/app/lincoln-financial-mobile/id929733141/reviews.md

### 1/5 — Literally does not work

*2026-08-29, version 1.0.53*

It says it’s logging me in and then…

Get it? Nothing. Nothing happens. A screen with no information, no menu, and no way to log out or refresh to try again. It’s been like this for months. Not like it was great when it did work - all you could do was check the balance. Just why?

### 2/5 — Worst app

*2026-08-25, version 1.0.53*

I can log in about 10% of the time

### 5/5 — Links to information don’t work

*2026-08-21, version 1.0.53*

The links to understand what things are eligible for certain claims, etc. don’t work. Which is very frustrating when they deny something and don’t say why.

### 1/5 — Broken

*2026-08-15, version 1.0.53*

Application never works, use online or move your money. Unless you’re locked in, well then good luck.

### 1/5 — App doesn’t work!

*2026-08-07, version 1.0.52*

I want to know what my financials are doing, but for the last two or three months, I have not been able to even get on this app. I’ll call customer service and they’ll be glad to give me the information but it’s just sad that I should have to! What’s going on guys?

### 1/5 — One of the worst apps/websites I’ve ever seen

*2026-08-06, version 1.0.52*

Horrible set up and not easy to navigate or find anything. I’ve never seen such a poor app and the website is just as bad. I was transferring and account and glad I am done with this organization. The app is truly reflective of the poor customer service offered at every level.

### 1/5 — Not user friendly

*2026-08-06, version 1.0.52*

This app is by far the least helpful app ever and their website isn’t much better.

### 1/5 — Broken

*2026-08-02, version 1.0.52*

Haven’t been able to login for months now, maybe over a year. This is a sad state of affairs for any business in 2026. No excuses.

### 1/5 — App needs work

*2026-07-23, version 1.0.52*

This app and website needs modernization. This is 2026 come on almost every single financial institution has modern technology with their website websites and apps.

### 1/5 — Locks Up constantly

*2026-07-17, version 1.0.52*

After logging in, the app just “freezes.” It’s been terribly slow in the past but now it’s essentially useless. 
Their web portal is better, but only marginally so - still slow, clunky. 
If my employer didn’t use this financial group for my 403(b) I would avoid this company.

## Frequently asked questions about Lincoln Financial Mobile

### What can I do with the Lincoln Financial Mobile app?

The app allows you to manage your retirement plan, employee benefits, and financial wellness tools. You can access and adjust your retirement account, submit and manage claims, view dental ID cards, and utilize financial wellness tools like budgeting and debt management.

### How do I manage my retirement plan on the app?

You can access your retirement plan through features like My TargetSM for retirement income estimation and Click2ContributeSM to easily increase your contributions. The Contributions tab lets you update deferral amounts and view a detailed breakdown of your year-to-date contributions.

### Is the Lincoln Financial Mobile app free to use?

Yes, the Lincoln Financial Mobile app is free to download and use. There are no in-app purchases or advertisements mentioned in the application data.

### What employee benefits can I manage through the app?

The app provides a central place to manage your benefits, including submitting and managing claims, downloading forms, uploading documents, and viewing payments. You can also access your digital dental ID card and find network dental providers.

### What are the financial wellness tools available?

The app offers a proprietary financial wellness solution with tools and personalized steps to manage your financial life. This includes features for creating a budget, building an emergency fund, and paying down debt to help you focus on short- and long-term financial goals.

## Version history (last 5 releases)

### 1.0.53 — 2026-08-10

Bug fixes and Performances improvements.

### 1.0.52 — 2026-07-13

* Print capability enabled for Alliances accounts.
* Performance improvements and bug fixes.

### 1.0.51 — 2026-05-08

* This release provides enhanced UI experience to the users.
* Performance improvements and minor bug fixes.

### 1.0.50 — 2026-01-12

* This release provides enhanced UI experience to the users.
* Performance improvements and minor bug fixes.

### 1.0.49 — 2025-10-11

This release includes improved login experience and performance improvements.

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## More apps by Lincoln Financial Group

- [Lincoln One2Go](https://appshunter.io/ios/app/lincoln-one2go/id1392420464)
- [Lincoln Dental](https://appshunter.io/ios/app/lincoln-dental/id1435918685)
- [Lincoln Health Savings](https://appshunter.io/ios/app/lincoln-health-savings/id6472641378)

All apps by Lincoln Financial Group: https://appshunter.io/developer/929733140

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*