# LincOne Federal Credit Union

> Mobile banking app for checking balances and paying bills securely. (iPhone/iPad app by LINCONE Federal Credit Union.)

- Source: https://appshunter.io/ios/app/lincone-federal-credit-union/id601395249 (this page in markdown: same URL + `.md`)
- Developer: [LINCONE Federal Credit Union](https://appshunter.io/developer/1386967794)
- Category: Finance
- Price: Free
- Rating: 3.20/5 from 30 App Store ratings · 15 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 61 MB
- Languages: American English
- Released: 2013-02-27
- Data updated: 2026-08-27
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/lincone-federal-credit-union/id601395249/reviews.md

## What is LincOne Federal Credit Union?

Take control of your finances with the LincOne Federal Credit Union Mobile Banking App. Our app is designed to make banking easier, faster, and more intuitive than ever before. You can check your balances, pay bills without visiting a branch, all from the convenience of your phone. Your financial well-being is our top priority, and we've made managing your money convenient and secure available 24-7.

## Key features

- Check account balances
- Pay bills conveniently
- Secure 24/7 access
- Intuitive user interface
- Manage finances on the go

## Recent user reviews (10 of 15)

All indexed reviews: https://appshunter.io/ios/app/lincone-federal-credit-union/id601395249/reviews.md

### 2/5 — Discombobulated

*2026-05-26*

I’ve never had a banking app that doesn’t default to opening your accounts.  The default “home” view is full of upsell offers.

The desktop version isn’t much better.  Far too busy with various non essential items making it hard to use.  If an app is hard to use, I’m likely going to put more of my money into a CU that doesn’t have these obstacles.

### 1/5 — Clunky,requires extra for work on the users end.

*2025-06-16*

LincOne cannot afford to have a program written that allows multiple accounts to be serviced through one app login.

### 5/5 — Love the new Update!

*2025-02-07*

I love the new look to the app and how I can deposit a check right from the app!

### 4/5 — Try it!

*2022-07-08*

Downloaded it today, 7/8/22. The app seems to work really well actually. I’m gonna assume they did maintenance and a rework on it to help it with past issues. I can’t seem to find any of the problems mentioned in other reviews. You can use quite a bit of features from it too like locking your card if stolen, all types of transfers, even a mobile deposit function (I personally don’t use this but you may want to give it a try). Definitely worth the download in my opinion

### 5/5 — Love the new features!

*2022-06-23, version 2.0.2*

From being able to shut off my debit card if I lose it, to making payments from another institution, the new features are awesome!

### 1/5 — Terrible

*2020-12-13*

Deleting after having it for one day.

### 1/5 — Worst App

*2020-12-04*

This app is terrible, it never actually opens when you click on it and it closes out on its own. Biometrics don’t work. Extremely outdated. Can’t even take a picture of your check to deposit like other banking apps can. This app needs to be rebuilt.

### 1/5 — Does not open

*2020-07-28*

Be nice if it would work and open.  If your going to have a app make sure it loads

### 1/5 — Doesn’t work

*2019-02-22*

Doesn’t work at all. Exact information provided on the website login was used on the app, but the app said the login information was incorrect. Biometrics didn’t work either.

### 4/5 — Getting there...

*2019-02-19*

It works, and the newest iteration is much easier to use than the last. Small company means slow dev cycle. 

Glad they are using biometrics now.

## Frequently asked questions about LincOne Federal Credit Union

### What can I do with the LincOne Federal Credit Union app?

The LincOne Federal Credit Union app allows you to check your account balances, pay bills without visiting a branch, and manage your finances securely from your phone 24/7.

### Is the LincOne Federal Credit Union app free to use?

Yes, the LincOne Federal Credit Union app is free to download and use. It is available on iPhone and iPad devices.

### How secure is the LincOne Federal Credit Union app?

The app is designed with your financial well-being as a top priority, emphasizing convenience and security for managing your money.

### What devices support the LincOne Federal Credit Union app?

The LincOne Federal Credit Union app is supported on iPhone and iPad devices.

### How often is the LincOne Federal Credit Union app updated?

The latest version of the LincOne Federal Credit Union app is 7.1.15, with the last update on January 15, 2026, indicating regular maintenance and updates.

### Does LincOne Federal Credit Union have ads?

Yes, the LincOne Federal Credit Union app contains advertisements.

### What is the user rating for the LincOne Federal Credit Union app?

The LincOne Federal Credit Union app has a rating of 3.1 stars based on 28 ratings.

### What is the age rating for the LincOne Federal Credit Union app?

The LincOne Federal Credit Union app has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 7.1.22 — 2026-08-21

This update introduces new quick sign-in options. Use Face ID, Touch ID, or set up a PIN for fast, secure access. Once enrolled, the app signs you in automatically...no password needed.

### 7.1.16 — 2026-05-20

Performance and stability improvements.

### 7.1.15 — 2026-01-15

Performance and stability improvements.

### 7.1.14 — 2025-12-16

Performance and stability improvements.

### 7.1.13 — 2025-10-16

Performance and stability improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
