# Liquid Budget — Digital Envelope Budget > Digital envelope budgeting app for transaction management and financial overview. (iPhone/iPad app by Anthony DePalma.) - Source: https://appshunter.io/ios/app/liquid-budget/id6745098482 (this page in markdown: same URL + `.md`) - Developer: [Anthony DePalma](https://appshunter.io/developer/1810709869) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 28 App Store ratings · 12 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 38 MB - Languages: American English - Released: 2025-05-09 - Data updated: 2026-08-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/liquid-budget/id6745098482/reviews.md ## What is Liquid Budget? Key Features: - Transaction Management - Add, edit, and categorize transactions as they happen - Envelope Assignment - Allocate funds across your budget categories right from your phone - Account Reconciliation - Keep your accounts accurate with on-the-go reconciliation - Budget Overview - View your available balances and spending progress at a glance - Credit Card Tracking - Monitor payment allocations and manage credit card debt clearly - Transaction Search - Quickly find past transactions when you need them - Multi-Currency Support - Use any of our supported currencies and locale settings - Privacy First: No ads, no trackers — just your budget, your data. Liquid Budget Mobile syncs seamlessly with your main account, ensuring your budget is always up to date whether you're accessing it from your phone or computer. The intuitive interface makes it easy to stay on top of your finances while shopping, traveling, or simply away from your desk. ## Key features - Transaction management - Envelope assignment - Account reconciliation - Budget overview - Credit card tracking - Multi-currency support ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/liquid-budget/id6745098482/reviews.md ### 5/5 — YNAB without the costly subscription *2026-08-15* Very similar to YNAB but actually budget friendly . I like it alot . User interface is simple and easy to navigate ### 5/5 — First review on an app *2026-08-05* I never write reviews, but I had to write one for this one. I have used YNAB for years and the more they keep updating the app the more I dislike it, I had got to a point where I was going to try to build my own until I came across this. I love the simplicity. This is exactly what I was looking for. ### 5/5 — Another YNAB refugee *2026-06-25* After all the silly changes in YNAB the past few years, liquid budget is a breath of fresh air. An envelope budget at a reasonable price, developed and supported by someone who truly gets the beauty of envelope budgeting. The app and web interface are simple and intuitive, and the import and setup from YNAB was fairly straightforward. Nice work! ### 5/5 — If you’re thinking about moving from YNAB, just do it *2026-06-14* I have been considering quitting YNAB for years, and I started back in YNAB4. The price keeps going up, the stuff they seem to care about doesn’t make any difference to me. This app completely replaces it for me and has additional things like projections and a calendar and the reports actually look good. Downloading transactions has been simple and the mobile app is minimalist and clean. And it’s all cheap! I’ve been using it for about three days and I doubt I will go back. Well done solo developer! ### 5/5 — Came over from YNAB-- LOVE IT!! *2026-05-08* Longtime YNAB user here. Got tired of all of the "bells and whistles" that I never used being added to it, and couldn't stand the AI direction the company is gearing up for. Switched to LB a few months ago and I'm very impressed and love it. It's simple and clean, very stable and functional, and the developer is very responsive on Reddit. Please never go anywhere, ADP!! ### 5/5 — Love it *2026-04-20* So far I am really liking it. Love the fact that it is being actively developed. I liked the idea of YNAB but wanted to try this out first to see if it would do the trick. So far I think the simplicity is gonna make it a winner! ### 5/5 — Decade+ YNAB user has found a home *2026-02-18* I’ve used YNAB since before it was cloud based and with the last couple of years polarizing the community I have kept looking for a replacement only to be forced back to YNAB. However THIS app is the one! I’ve used it for several months and it’s awesome and my full time app. The developer is very active and responsive, and he also GETS what makes YNAB and envelope budgeting special. ### 5/5 — Huge potential *2025-12-04, version 4.7* I am not leaving ynab yet, but i can see myself switching to this app if the dev keep improving it. Its already better than lot of competitors ### 5/5 — Love this app *2025-07-24, version 2.1* I think my favourite thing about this app apart from how easy it is to use is the developer. You can tell Anthony is passionate about this and he’s very responsive and helpful to issues, features requests and general how-to’s. ### 5/5 — Amazing budget tool! *2025-06-01* This app is great and the developer is awesome! He is so quick to answer questions on Reddit! If you are familiar with YNAB, this website and app are very similar. The developer has come a long way in the last couple of months and I am so excited to see what he does next!!! ## Frequently asked questions about Liquid Budget ### What is Liquid Budget? Liquid Budget is a digital envelope budgeting app designed to help users manage their finances by tracking transactions, assigning funds to categories, and monitoring spending progress. It aims to provide a clear overview of available balances and debt. ### Is Liquid Budget free to use? Yes, Liquid Budget is available for free. The app does not have any associated costs for downloading or using its core features. ### Does Liquid Budget have ads? No, Liquid Budget is ad-free. The developer emphasizes a 'Privacy First' approach, ensuring no advertisements or trackers are present within the application. ### What devices does Liquid Budget support? Liquid Budget is available on iPhone, iPad, and iPod devices. It syncs seamlessly between your phone and computer for a consistent budgeting experience. ### How often is Liquid Budget updated? The latest version of Liquid Budget is 211.1, and it was last updated on March 22, 2026. This indicates a commitment to ongoing development and maintenance. ### What are the main features of Liquid Budget? Key features include transaction management, envelope assignment for budget categories, account reconciliation, a budget overview, credit card tracking, transaction search, and multi-currency support. ### How secure is Liquid Budget? Liquid Budget prioritizes user privacy with no ads or trackers. While specific security measures are not detailed, the focus on user data control suggests a secure environment for financial information. ### What is the user sentiment for Liquid Budget? Liquid Budget has received a perfect rating of 5.0 stars from 14 ratings, indicating a very positive user sentiment and satisfaction with the app's functionality and design. ## Version history (last 5 releases) ### 294.0 — 2026-08-21 Mobile reports including Overview, Net Worth, Cash Flow, Spending, Assignments, Debt, Income vs Expense. All UI elements cleaned up and dark mode tweaks for visibility. Filters for all reports as well as budget views. Tightened up the Add Transaction screen. ### 292.0 — 2026-08-06 Brand new Budget Overview page with swipe navigation. Improved calendar page and new drilldown per day. View category transactions. Archived account bug fixes. ### 291.0 — 2026-08-01 Brand new Budget Overview page with swipe navigation. Improved calendar page and new drilldown per day. ### 290.0 — 2026-07-24 Optional Progress bars added to buckets. Redesigned Bucket & Category summary pages with underfunded explanations and focused Quick-Assign editing. Swipe right/left to clear and unclear transactions. Pending/Cleared/Reconciled balances on account pages. 'Edit Mode' replaced with modals for budget and accounts editing. ### 280.0 — 2026-07-17 Quick-Assignments can now be snoozed. Fixed a bug with bulk updating tags. ## Apps similar to Liquid Budget | App | Rating | Price | Category | | --- | --- | --- | --- | | [Stats for YNAB](https://appshunter.io/ios/app/stats-for-ynab/id6444380128) | 4.1 (7) | Free | Finance | | [Envelope Budget - Kualia](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367) | 4.6 (46) | Free | Finance | | [Lunch Money](https://appshunter.io/ios/app/lunch-money/id6739028463) | 4.7 (42) | Free | Finance | | [Lumy for YNAB](https://appshunter.io/ios/app/lumy-for-ynab/id6454931849) | 4.7 (43) | Free | Finance | | [Actual Budget Spendıng Tracker](https://appshunter.io/ios/app/actual-budget-spendng-tracker/id6747974396) | 4.5 (84) | Free | Finance | | [Centsible: Budget & Finance](https://appshunter.io/ios/app/centsible-budget-and-finance/id1609692064) | 4.4 (14) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*