# Lit - FI Progress Tracker — FIRE & Net Worth Tracker

> Financial Independence, Retire Early (FIRE) progress and net worth tracker. (iPhone/iPad app by Michael Sy.)

- Source: https://appshunter.io/ios/app/lit-fi-progress-tracker/id6758900492 (this page in markdown: same URL + `.md`)
- Developer: [Michael Sy](https://appshunter.io/developer/1875615005)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 56 MB
- Languages: English
- Released: 2026-03-14
- Data updated: 2026-06-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/lit-fi-progress-tracker/id6758900492/reviews.md

## What is Lit?

Track your path to Financial Independence with Lit — the beautifully designed FIRE progress tracker that makes your money goals clear.

See exactly when you'll be financially free. Lit calculates your projected FI date, shows your progress in a stunning visual dashboard, and gives you the insights you need to stay on track.

FIRE PROGRESS DASHBOARD
- Visual FIRE Meter showing your exact progress percentage
- Projected financial independence date and retirement age
- Investable net worth, FIRE number, and remaining-to-FIRE tracking
- 4% Rule withdrawal calculator — see what you can safely withdraw today vs. at FIRE
- Coast FIRE tracking to know when you can stop saving and still retire on time
- Investment health indicator and emergency fund calculator
- Milestone celebrations as you hit 25%, 50%, 75%, and 100%

ACCOUNT MANAGEMENT
- Track investment accounts, cash, real estate, and liabilities in one place
- Asset allocation breakdown with health status indicators
- Emergency fund progress tracking
- Net worth summary across all account types

PLAYGROUND MODE
- Test "what if" scenarios without affecting your real data
- Adjust savings rate, expenses, or returns and see the impact instantly
- Save and compare multiple scenarios side by side

SMART FIRE CALCULATOR
- Auto-calculate your FIRE number from your target monthly expenses
- Adjust expected returns, inflation rate, and investment frequency
- Year-by-year override support for planned life changes

LEARN FIRE FUNDAMENTALS
- 20+ built-in lessons covering everything from the 4% rule to Coast FIRE
- Topics include compound interest, index funds, tax-advantaged accounts, withdrawal strategies, and more
- Learn at your own pace, right inside the app

EXPORT YOUR DATA
- Generate beautiful PDF reports of your FIRE progress
- Export raw data as CSV for your own analysis
- Share or save scenario reports

ADDITIONAL FEATURES
- Dark mode for comfortable use day or night
- Home screen widget to see your FIRE progress at a glance
- Privacy-first — all your financial data is stored locally on your device
- Onboarding tour to get you started in minutes

Whether you're just discovering FIRE or years into your journey, Lit gives you clarity, motivation, and the tools to reach financial independence faster.

Download Lit and take control of your financial future.

Terms of Use (EULA): https://litfitracker.com/terms-of-service.html
Privacy Policy: https://litfitracker.com/privacy-policy.html

## Key features

- Visual FIRE progress meter
- Projected financial independence date
- Net worth tracking across asset types
- What-if scenario planning
- FIRE fundamentals educational lessons
- Data export to PDF and CSV
- Home screen widget

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Lit Premium Monthly | $1.99 | per month |
| Lit Premium Annual | $12.99 | per year |



## Frequently asked questions about Lit

### What is Lit's primary purpose?

Lit is designed to help users track their progress towards Financial Independence (FI) and visualize their journey. It calculates projected FI dates, monitors net worth, and provides tools for scenario planning and learning FIRE fundamentals.

### How does Lit calculate my FI date?

Lit calculates your projected FI date based on your current investable net worth, your FIRE number (derived from target monthly expenses), and your expected investment returns. You can also adjust inflation rates and investment frequency for more precise calculations.

### Can I test different financial strategies with Lit?

Yes, Lit features a 'Playground Mode' that allows you to test 'what if' scenarios without affecting your real financial data. You can adjust savings rates, expenses, or returns to see their instant impact.

### Does Lit offer educational content?

Yes, Lit includes over 20 built-in lessons covering FIRE fundamentals, such as the 4% rule, compound interest, and tax-advantaged accounts. This learning content is accessible directly within the app.

### What kind of financial accounts can I track in Lit?

You can track various financial accounts including investment accounts, cash, real estate, and liabilities all in one place. The app also provides an asset allocation breakdown and emergency fund progress tracking.

### Is my financial data secure with Lit?

Lit is privacy-first, meaning all your financial data is stored locally on your device. This ensures that your sensitive information remains private and is not shared externally.

### Can I export my FIRE progress data from Lit?

Yes, Lit allows you to export your FIRE progress data. You can generate PDF reports for a visual overview or export raw data as CSV files for your own detailed analysis.

### Does Lit have ads?

No, Lit does not contain advertisements. As a free application, it provides an ad-free experience for users focused on tracking their financial progress.

## Version history (last 3 releases)

### 1.0.3 — 2026-04-03

- Bug fixes
- UI improvement

### 1.0.1 — 2026-03-17

- Improved guest experience: use the app without an account and seamlessly upgrade to a full account later — your data is preserved
- Added Terms of Service and Privacy Policy links to login and sign-up screens
- Refined login and sign-up screen layout
- Bug fixes and performance improvements

### 1.0 — 2026-03-14

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*
