# LittlePesa MFI Loaning App

> Licensed mobile loan app offering personal, flexipay, and product financing. (iPhone/iPad app by Little Pesa Limited.)

- Source: https://appshunter.io/ios/app/littlepesa-mfi-loaning-app/id1451198878 (this page in markdown: same URL + `.md`)
- Developer: [Little Pesa Limited](https://appshunter.io/developer/1451198877)
- Category: Finance
- Price: Free
- Rating: 4.00/5 from 1 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 34 MB
- Languages: American English
- Released: 2020-01-23
- Data updated: 2026-08-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/littlepesa-mfi-loaning-app/id1451198878/reviews.md

## What is LittlePesa MFI Loaning App?

Little Pesa Mobile Loans---Your One Stop Solution for meeting your personal financial needs!
Little Pesa is duly Licensed and Regulated by the Central Bank of Kenya and is also approved Data Processor and Data Controller by the Data Protection Commissioner.  
Little Pesa is a unique App having 3 Products.
	•	Short-Term Loan Limits up to Ksh 200,000
	•	 Loan Tenures is 7 days, 15 days, 30 days and 62 Days, interest is charged according to the loan tenure chosen. 
	•	Most Competitive Interest Rates—for 7 days loan interest is just 4.75% flat.
	•	3 Top ups available within your loan limit 
	•	No Security/Guarantee required!
	•	No Processing Charges!
	•	No hidden charges—only Ksh 60 is charged as M-Pesa disbursal charges.
	•	100% Interest Refund on every 7th loan if you pay your 6 loans by the due date.
	•	Refer & Earn – Share Little Pesa App with your friends or colleagues and earn Ksh 1,000 per reference and your referee also earn Ksh 500 upon paying his/her first loan by the due date. 
	•	Flexipay Loan Limits up to Ksh 300,000
	•	Loan Repayment spread over 3- 12 months to make it affordable to you.
	•	Option to choose your desired date of payment.
	•	Most competitive Interest Rates—for 12 months loan interest is just 4.5% p.m
	•	Product Financing Loan Limits up to Ksh 300,000
	•	Loan Repayment spread over 3- 12 months to make it affordable to you.
	•	Option to choose your desired date of payment.
	•	Only 10% Down payment required.
	•	Most competitive Interest Rates—for 12 months loan interest is just 3.5% p.m
	•	Reputed suppliers tied up to meet your product requirements.
  Eligibility Requirements
	•	A salaried Kenyan citizen of 18 years and above having an active Safaricom number duly registered with M -Pesa.
	•	Copy of National ID
	•	Copy of latest Payslip
	•	For availing Flexipay and Product Financing Loan limits, 3 months Bank Statement/ M-Pesa Statement 
Privacy:
We take your privacy very seriously! No control over your M-Pesa PIN and/or Mobile contacts. Your personal data is never shared without your consent. We are approved Data Processor and Data Controller by the Data Protection Commissioner. For more information please refer to our privacy policy https://littlepesa.com/privacy-policy-2/ 
Contact Us
	•	Email: info@littlepesa.com
	•	Call/Chat: 0746 510 778 / 0746 510 781 / 0710 490 126
	•	Website: https://littlepesa.com

## Key features

- Short-term loans up to Ksh 200,000
- Flexipay loans up to Ksh 300,000
- Product financing up to Ksh 300,000
- No security or processing fees
- Interest refund on 7th loan
- Refer and earn program

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/littlepesa-mfi-loaning-app/id1451198878/reviews.md

### 1/5 — App doesn’t work

*2025-10-04, version 4.8*

Prefix does not allowed it says how much ever I tried

### 1/5 — Fake

*2025-01-03, version 4.8*

Not able to sign in saying prefix something fake

### 1/5 — Not operating

*2024-11-22, version 4.7*

This app has bugs when ever tried to register and enter mobile it comes as prefix not allowed always. Need to fix this in IOS.

### 5/5 — 👍

*2024-11-21, version 4.7*

Very user friendly app and very responsive.

### 5/5 — Best loaning app

*2024-11-12, version 4.7*

Best loaning app in kenya. Quick and reliable.

### 1/5 — Need more implant

*2024-08-29, version 4.7*

When I type phone no it shows prefix not allowed.

### 5/5 — Smooth Experience

*2022-09-28, version 1.3.10*

Very easy to use. Satisfies my requirements for short term . Also the flexi pay option is impressive.

Helpful and courteous team.

## Frequently asked questions about LittlePesa MFI Loaning App

### What types of loans does LittlePesa offer?

LittlePesa offers three main loan products: Short-Term Loans (up to Ksh 200,000), Flexipay Loans (up to Ksh 300,000) with repayment over 3-12 months, and Product Financing Loans (up to Ksh 300,000) also with 3-12 month repayment and a 10% down payment.

### What are the interest rates for LittlePesa loans?

For short-term loans, a 7-day loan has a flat interest rate of 4.75%. For Flexipay and Product Financing loans over 12 months, the interest rate is 4.5% p.m. and 3.5% p.m., respectively.

### Are there any hidden fees with LittlePesa loans?

LittlePesa states there are no processing charges or hidden fees. The only charge mentioned is Ksh 60 for M-Pesa disbursal. Interest is charged according to the loan tenure chosen.

### How can I earn rewards with LittlePesa?

You can earn Ksh 1,000 per successful referral when you share the LittlePesa App with friends or colleagues. Your referee also earns Ksh 500 upon repaying their first loan by the due date.

### What are the eligibility requirements for a LittlePesa loan?

To be eligible, you must be a salaried Kenyan citizen aged 18 or above with an active Safaricom number registered with M-Pesa. You will need to provide a copy of your National ID and latest payslip. For Flexipay and Product Financing, a 3-month bank or M-Pesa statement is also required.

### How secure is my personal data with LittlePesa?

LittlePesa takes privacy seriously and is an approved Data Processor and Data Controller by the Data Protection Commissioner. They do not control your M-Pesa PIN or mobile contacts, and your personal data is not shared without your consent.

### Does LittlePesa have ads?

No, LittlePesa does not contain advertisements.

### What devices is LittlePesa available on?

LittlePesa is available on iPhone and iPod devices.

## Version history (last 5 releases)

### 5.1.5 — 2026-08-10

Improved performance and fixed bugs to provide a smoother and more reliable experience.

### 5.1.4 — 2026-07-11

Improved performance and fixed bugs to provide a smoother and more reliable experience.

### 5.1.3 — 2026-06-11

- Enhanced Security: Improved app security and protection measures for a safer and more reliable experience.
- WhatsApp Support: Easily connect with our support team through our new WhatsApp chatbot for quick assistance.
Update now to enjoy the latest improvements and a smoother experience!

### 5.1.2 — 2026-06-01

- Enhanced Security: Improved app security and protection measures for a safer and more reliable experience.
- WhatsApp Support: Easily connect with our support team through our new WhatsApp chatbot for quick assistance.
Update now to enjoy the latest improvements and a smoother experience!

### 5.1.1 — 2026-03-18

Push notifications are now enabled
Stay updated with important alerts and updates in real time.

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## Related topics

[kenya loan](https://appshunter.io/ios/topics/kenya-loan)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*
