# Liv. KSA - Digital Banking

> Digital-only lifestyle banking app for instant account opening and financial management. (iPhone/iPad app by EMIRATES NBD Bank (P.J.S.C).)

- Source: https://appshunter.io/ios/app/liv-ksa-digital-banking/id1494691974 (this page in markdown: same URL + `.md`)
- Developer: [EMIRATES NBD Bank (P.J.S.C)](https://appshunter.io/developer/498214446)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 3.70/5 from 87 App Store ratings · 25 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 106 MB
- Languages: Arabic, English
- Released: 2020-03-02
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/liv-ksa-digital-banking/id1494691974/reviews.md

## What is Liv. KSA?

Licensed and Regulated by Saudi Arabian Monetary Authority (SAMA)


Liv. is the first digital-only lifestyle banking app in the GCC launched by Emirates NBD, designed to fit your lifestyle and finance in one app.

It’s quick, simple and fun! Open a Liv. Account as easily as having qahwa #NoPaperwork
And guess what? You do everything on your mobile app.


Download the Liv. App > Enter an active KSA mobile number > Enter your Absher credentials > You’re ready to go!


Check out some of our cool features:
· Open an instant savings account just from your app – #NoQueues required.
· We let you know what’s happening in town based on your interest, you’ll never miss out on anything!
· Get offers to your favorite dining and lifestyle places based on your preferences.
· Having trouble tracking where you’re spending your money? Liv. App insights will show you everything.
· Add money to your Liv. Account by scanning any KSA debit card (that simple) or do a bank transfer.
· Social Pay – a simpler way to send money to your friends via mobile number
· Pay your bills instantly with SADAD
· Activate, lock and unlock your Liv. Debit card with just a tap in the app.

Here’s the exciting part – We’ve just launched the first beta version of our Liv. app. But we want to make it cooler over the coming few months with your help!


Tell us more about what you like about the app, what you’d like to see more of and help us spot those bugs! Together, we will build the best and coolest banking app that matches you and your lifestyle.

## Key features

- Instant savings account opening
- Personalized lifestyle and dining offers
- Spending insights and tracking
- Add funds via debit card scan or transfer
- Social Pay for easy money transfers
- Instant bill payments with SADAD
- Card activation, locking, and unlocking

## Recent user reviews (10 of 25)

All indexed reviews: https://appshunter.io/ios/app/liv-ksa-digital-banking/id1494691974/reviews.md

### 1/5 — Useless

*2022-12-11, version 3.9.0*

The most useless digital bank. They lure you in with a 2% deposit rate then if you want to transfer money out they make it almost impossible. Avoid at all costs

**Developer response:** Hi Khalid, we're sorry to hear about your issue. #NoWorries We will definitely help you, please reach us via Liv. in-app chat so we can look into the matter #LetsGetConnected 😊.

### 1/5 — بنك ربوي

*2022-09-04, version 3.8.0*

بنك ربوي و بلغي حسابي عندهم

**Developer response:** مرحباً، نأسف لسماع ذلك. حساب لف يتبع كل أحكام الشريعة الإسلامية، يمكنك التواصل معنا من خلال الشات فى التطبيق للحصول على نسخة من الفتوى حق هذا الأمر.

### 5/5 — Happy to have this app

*2022-06-23, version 3.5.0*

I really enjoyed having in account with Liv. Best App, and they have the best discount for a lot of things

**Developer response:** We're very happy to hear that. Thanks for the review and rating! Stay tuned for more great features and services coming your way with the Liv. app :).

### 1/5 — اسوء بنك ممكن تتعامل معه

*2022-06-01, version 3.5.0*

بنك ضعيف جدا وسي بدون شخصية أخطاءه كثيرة يسحب فلوس منك بدون سبب و تنتظر ١٦ يوم بسبب خطئهم ولا يراعون وقتك وفلوسك انصح اي شخص يبعد عنهم والله مو اول مره ياخذون فلوسي ولا يرجعونها ويقولون معليش خطا انتظر ١٦ يوم اذا فلوسك و وقتك ماتحتاجها افتح حساب عندهم

**Developer response:** هلا صالح نأسف لسماع ذلك. ياليت تتواصل معنا عبر "الشات" بتطبيق لف عشان نقدر نشوف بيانات و نتفهم سبب هذه الخصومات اللى تم ردها لك، بحيث نحاول اللا تتكرر مرة أخرى فى المستقبل 😊.

### 1/5 — مخبط

*2022-05-13, version 3.5.0*

اول كنت اشحن حسابي والان اختفت الايقونة!!!؟ ومعلومات بطاقتي كذلك غير موجودة بعد التحديث

**Developer response:** مرحباً، نشكرك على التواصل معنا. يرجى العلم أن خدمة تعبئة الرصيد مو متاحة بلف منذ منتصف شهر إبريل، و رسلنا لك إخطار بذلك خلال شهر مارس عبر بريدك الإلكترونى. بس لا تنسى أنه يمكنك زيادة رصيد حسابك من خلال إيداع فلوسك بأجهزة بنك الإمارات دبي الوطنى، أو التحويل البنكى من أى بنك آخر إلى حسابك بلف.

ياليت تتواصل معنا عبر "الشات" إذا مو قادر تشوف بيانات بطاقتك بالتطبيق #أبشر.

### 1/5 — خدمة سيئه

*2021-11-15, version 3.0.1*

اكبر غلط الواحد يتعامل معكم .فتحت حساب في بنك الماني وما اخذو الوقت يالي تاخذوة الله واكبر كانكم البنك الدولي الفيدرالي بصراحة بنك فاششششششل

**Developer response:** شكراً لتعليقك و اسفين على تجربتك اذا ما كانت بالشكل المطلوب. ممكن تشاركنا تفاصيل مشكلتك اكثر و تتواصل معنا على الشات عبر التطبيق او ترسلنا ايميل على connect@liv.sa و الفريق رح يساعدك اكثر لا تشيل هم 🙏🏼

### 3/5 — Missing Apple Pay

*2021-06-14, version 2.8.0*

App is good and stable but missing an important feature which is Apple Pay

**Developer response:** Hello, thanks for you feedback and we will look into it internally. #StayTuned for updates. ✌️ -FM

### 1/5 — Need much improvement !!

*2021-04-26, version 2.6.0*

The app is very slow and not fitting the UI/UX experience, it needs more bug fixes and improves the SMS tokens, in Saudi Arabia takes more than 8 minutes to receives the code. 😃😃😃

### 5/5 — تطبيق بنك راااائع

*2020-12-27, version 2.1.0*

أجمل تعامل وتميز في هذا التطبيق. مرونة وأفكار جديدة. وكذلك يعطي أرباح للحساب الجاري 👍👍👍

**Developer response:** نشكرك على تقييمك! يسعدنا أنك أحببت التطبيق :).

### 5/5 — Arabic not included

*2020-12-23, version 2.1.0*

Good App but why didn’t have Arabic language

**Developer response:** Hey, we're are glad you liked the app. It supports Arabic language, you can easily change it through the "Settings" page :).

## Frequently asked questions about Liv. KSA

### What does the Liv. KSA app do?

Liv. KSA is a digital-only banking app that allows users to open accounts instantly, manage their finances, track spending, and receive personalized lifestyle and dining offers. It aims to integrate banking with your daily life through a mobile-first experience.

### What are the key features of Liv. KSA?

Key features include instant savings account opening without paperwork, personalized offers based on your interests, spending insights, easy ways to add money, Social Pay for sending money to friends, instant bill payments, and the ability to activate or lock your debit card directly from the app.

### Is Liv. KSA free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or paid features, and it does not appear to have in-app purchases or advertisements.

### Who is Liv. KSA for?

This app is designed for individuals in Saudi Arabia who prefer a digital-first approach to banking and want a seamless way to manage their finances while also receiving relevant lifestyle and dining offers tailored to their preferences.

### How do I open an account with Liv. KSA?

Opening an account is described as quick and simple, requiring only an active KSA mobile number and Absher credentials. You can complete the entire process directly through the mobile app, eliminating the need for physical paperwork or queues.

## Version history (last 5 releases)

### 4.7.0 — 2023-07-14

Liv KSA Application update to Merge Liv KSA Digital Offering under the newly upgraded Mobile Banking application of the Branch of Emirates NBD – KSA (“Emirates NBD KSA”)

### 4.6.0 — 2023-06-17

Hello there! We are back with another quick update for you : 
• This update will also fix a few minor bugs (enough of these already!) so that you can continue to enjoy an easy app experience. 
Let's Liv(e) better!

### 4.5.0 — 2023-05-12

Hello there! We are back with another quick update for you : 
• This update will also fix a few minor bugs (enough of these already!) so that you can continue to enjoy an easy app experience. 
Let's Liv(e) better!

### 4.4.0 — 2023-04-15

Hello there! We are back with another quick update for you : 
• This update will also fix a few minor bugs (enough of these already!) so that you can continue to enjoy an easy app experience. 
Let's Liv(e) better!

### 4.3.0 — 2023-03-25

Hello there! We are back with another quick update for you : 
• This update will also fix a few minor bugs (enough of these already!) so that you can continue to enjoy an easy app experience. 
Let's Liv(e) better!

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## More apps by EMIRATES NBD Bank (P.J.S.C)

- [Emirates NBD](https://appshunter.io/ios/app/emirates-nbd/id505092748)
- [eBroker Mobile](https://appshunter.io/ios/app/ebroker-mobile/id541436423)
- [Emirates NBD - smartBUSINESS](https://appshunter.io/ios/app/emirates-nbd-smartbusiness/id699419559)
- [Emirates NBD KSA](https://appshunter.io/ios/app/emirates-nbd-ksa/id868811134)
- [Emirates NBD Egypt](https://appshunter.io/ios/app/emirates-nbd-egypt/id1040507987)
- [ENBD Egypt Tokens](https://appshunter.io/ios/app/enbd-egypt-tokens/id1081433585)

All apps by EMIRATES NBD Bank (P.J.S.C): https://appshunter.io/developer/498214446

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*