# LiveSpend: Card Spend Tracker — Real-time credit card tracking > Automatically tracks credit card spending via email alerts for budgeting and insights. (iPhone/iPad app by Karim El-Husseini.) - Source: https://appshunter.io/ios/app/livespend-card-spend-tracker/id6768413245 (this page in markdown: same URL + `.md`) - Developer: [Karim El-Husseini](https://appshunter.io/developer/1896570113) - Category: Finance - Price: Free - Age rating: 4+ - Requires: iOS 17.0 · 17 MB - Languages: American English - Released: 2026-05-24 - Data updated: 2026-09-20 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/livespend-card-spend-tracker/id6768413245/reviews.md ## What is LiveSpend? Your credit card balance is not your real spending. Charges sit in Pending for days. Some disappear from both lists before they post. Meanwhile you keep spending, the number falls further behind, and the end of the month becomes a surprise. LiveSpend closes that gap. Instead of manually logging every purchase or waiting for your bank app to update, it reads the transaction alert emails your bank sends for each charge, so every purchase appears the moment you make it. You always know what you have actually spent and what is actually left. HOW IT WORKS 1. Turn on transaction alert emails in your bank app (one-time setup, we show you how). 2. Connect the Gmail or Microsoft inbox that receives your alerts with read-only access. No bank login, ever. 3. Spend like you always do. Every charge lands in LiveSpend the second your bank sends the alert. WHAT YOU GET - Your real total, live. Pending charges already counted. - A spending pace view that shows if the cycle is moving too fast, before it is gone. - A projected finish line for where your spending is heading. - Automatic categories. Every charge arrives already sorted. - Category targets and alerts, tuned to how much you want to hear. - All your cards in one view. Totals and categories across every card, or one at a time. - Recurring expenses found automatically. LiveSpend spots your subscriptions and bills, shows what is coming, and flags when a price changes. - Weekly insights that surface your patterns and how your habits shift. PRIVATE BY DESIGN - Read-only email access. LiveSpend uses your connected inbox to identify supported transaction alerts. It cannot send, edit, or delete email. - No bank login. You never enter banking credentials. - Disconnect anytime, in one tap. - Your data is never sold. WHAT YOU NEED LiveSpend works with credit cards from RBC, Scotiabank, BMO, CIBC, and National Bank, with more on the way. It reads alerts from supported Gmail and Microsoft inboxes. Microsoft support includes Outlook.com, Hotmail, Live, and eligible Microsoft 365 work or school accounts. Microsoft 365 access may be restricted by your organization’s administrator. Debit and Interac e-Transfer tracking are on the way. Free to start. Upgrade to Pro for weekly insights, full analysis, recurring expense tracking, and multiple cards. Stop guessing what is left. Download LiveSpend and see your real spending today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ LiveSpend Terms of Service: https://livespend.app/terms Privacy Policy: https://livespend.app/privacy ## Key features - Track spending from bank transaction alerts - View total spend, budget progress, and forecast - Organize transactions by category and merchant - Set budgets and monitor progress - Identify weekly habits and trends - View insights and category breakdowns ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/livespend-card-spend-tracker/id6768413245/reviews.md ### 5/5 — Better than you think *2026-07-08* I started using LiveSpend a couple of weeks ago and it is by far much better than the other apps I’ve tried . It is so easy to track your spending and categorize them into whatever you want. Everything is clear and the app can also help you forecast your spending and gives you insights on what spending patterns you might have that you don’t know about. ## Frequently asked questions about LiveSpend ### How does LiveSpend track my credit card spending? LiveSpend analyzes the transaction alert emails your bank sends. By connecting the email address that receives these alerts, the app automatically logs and categorizes your credit card activity. ### What kind of insights does LiveSpend provide? LiveSpend offers a clear spending dashboard, budget progress monitoring, and spending forecasts. It helps you spot weekly habits, trends, and spending patterns with insights, calendar heatmaps, and category breakdowns. ### Can LiveSpend manage multiple credit cards? Yes, LiveSpend is designed to manage multiple cards and spending sources, providing a consolidated view of your credit card activity. ### Is LiveSpend available on Android devices? Currently, LiveSpend is only supported on iPhone devices. Future platform expansions may be considered based on user demand and development resources. ### How often is LiveSpend updated? The latest version, 1.1.5, was released on July 1, 2026, indicating regular updates to improve functionality and user experience. The app was initially released on May 24, 2026. ### What is the age rating for LiveSpend? LiveSpend has an age rating of 4+, making it suitable for a wide range of users interested in personal finance management. ### Does LiveSpend have ads? No, LiveSpend does not contain advertisements, ensuring an uninterrupted user experience focused on your financial tracking. ### What are the in-app purchase options for LiveSpend? While specific details on in-app purchases are not provided, the app's model suggests that core functionality is free, with optional purchases available for enhanced features or services. ## Version history (last 5 releases) ### 1.2.1 — 2026-09-11 Don’t see your inbox provider? Tap “Other” to tell us which provider you use and enter your email address. This helps us prioritize new integrations and lets us notify you when support becomes available. ### 1.2 — 2026-09-01 Outlook is here! In addition to Gmail, you can now connect your Microsoft Outlook account, and even use both mailboxes at the same time for more complete transaction tracking. We’ve also redesigned onboarding to make getting started faster, smoother, and easier than ever. ### 1.1.11 — 2026-08-06 Setting up LiveSpend is now smoother with an improved Gmail connection flow, personalized bank-alert instructions, and polished dashboard empty states. ### 1.1.10 — 2026-08-04 Connecting Gmail now happens in a secure in-app window, for a smoother experience. And when you're setting up transaction alerts, you can now jump straight to your bank's app or site, so you start tracking faster. ### 1.1.9 — 2026-07-27 Meet recurring expense tracking for LiveSpend Pro. See upcoming bills, overdue charges, billing history, monthly recurring totals, and detected price changes, all in one place. Expected expenses now appear alongside actual spending in your calendar heatmap. Manual transactions are also now categorized automatically. This update also includes improved Rules visuals, reliability, and overall polish. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-20.*