# livi Bank — Start banking your way

> Digital business banking with loans, savings, transfers, and QR payments. (iPhone/iPad app by Livi Bank Limited.)

- Source: https://appshunter.io/ios/app/livi-bank/id1481532757 (this page in markdown: same URL + `.md`)
- Developer: [Livi Bank Limited](https://appshunter.io/developer/1481532756)
- Category: Finance
- Price: Free
- Rating: 4.30/5 from 60 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 291 MB
- Languages: American English, Chinese (Simplified, China), Chinese (Traditional, Hong Kong SAR China)
- Released: 2020-09-29
- Data updated: 2026-07-24
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/livi-bank/id1481532757/reviews.md

## What is livi Bank?

livi Business  
Whether you are starting a new business or setting up an additional business account, livi Business is here to help. livi is the first bank to offer 100% digital account opening service - there's no branch visit and no documents required^. Our speedy account approval in as fast as 1-day* will get your business ready in no time! Grab the chance and stay ahead of others!

Earn daily interest at your comfort
Get competitive savings interest rate with no minimum deposit requirements.

Instant transfer with just a few taps
Transferring money is fast, easy and safe with FPS. Track your transactions anytime in app!

Scan to Pay Easily 
Use QR Payment at 50,000+ Hong Kong merchants and offline stores in 40+ countries and regions that accept UnionPay QR code payments#. Your transactions will be settled in HKD and you don’t have to exchange foreign currencies beforehand!  

Terms and conditions apply.

^Depending on the actual circumstances of individual applications, we may require you to provide additional documents for approval.

*Actual account opening time may vary depending on the circumstances of each individual application.

#A[WL4.1][KF4.2][WL4.3] 1% Foreign Currency Transaction Fee will be applied per foreign currency transaction.

“The App, any related materials and other products and services provided through the App are not intended for download, use or access by any person in any jurisdiction where such download or use would be contrary to any applicable law or regulation of that jurisdiction or where we're not licensed or authorized to provide the App or any related materials, or in any jurisdiction that is subject to any sanction regime."

## Key features

- 100% digital account opening
- Daily interest on savings
- Instant FPS transfers
- QR code payments
- Flexible personal loans
- Balance transfer options

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/livi-bank/id1481532757/reviews.md

### 1/5 — 扑街银行

*2025-07-14*

广告上说全程线上开户，一申请就要定位在香港还要赴香港的入境手续，早点倒闭吧

**Developer response:** sclihao, 你好, 
你只要符合以下条件可申请开户：
- 已年满18岁
- 持有有效内地居民身份证（证件有效期需剩余至少6个月）
- 持有有效往来港澳通行证（证件有效期需剩余至少6个月）
- 持有有效内地手机号码（可接收香港短讯及接听电话）及内地地址
- 开户时身处香港
- 持有由国家移民局签发的有效出入境纪录（如需要）
- 持有邀请码（有关邀请码只適用予申请商业账户的新客户）。如你有意申请，但未持有邀请码，请到本行网页页面（"商业银行服务"＞"商业账户"）留下你的联络方式，我们将尽快与你联络。
- 持有前后镜头及运行iOS 12 / Android 7.0 或更高版本的智能电话
 有关申请将按livi理慧银行既定的开户申请政策作出审批决定。

如有查询，请致电 liviCare 客服热线 +852 2929 2998 与我们联系

### 1/5 — Cannot scan ID card

*2025-05-20*

Tried a hour. Support was useless. Can’t scan my ID card. Verification process obviously wasn’t tested.

**Developer response:** Hi Mike13243591 , You may contact liviCare at (852) 2929 2998. We will follow up with you upon receiving further details. Thank you.

### 3/5 — promotion support

*2023-10-02*

still didn’t support 120hz promotion, please fix this issue.

### 1/5 — Liars

*2022-04-22, version 2.1.5*

Not a reason and closed my account.

### 1/5 — Extremely un professional

*2022-02-14*

I don’t know how the bank keep hiring such unprofessional innovation and core technology team. The app is a very bad one. Not just the worst bank app but also the worst IOS app I have ever seen.

### 1/5 — ekyc sucked

*2021-05-27*

Try more than 5 times to capture hold successful 
For facial, tried 10 min then giveup 

To UI / solution owner, have u tried b4 put it to market?

### 5/5 — Great offer

*2021-04-13*

Intuitive design with great offer, love it!

**Developer response:** Hi morning kid, thanks for support to livi!

### 4/5 — Plz rename the app

*2020-10-23, version 1.2.8*

Love this vb app, but can you please make this app renamed as Livi?

## Frequently asked questions about livi Bank

### How secure is livi Bank?

livi Bank prioritizes security for its users. While specific security measures are not detailed in the provided description, banking applications typically employ encryption and multi-factor authentication to protect user data and transactions.

### What types of transactions can I make with livi Bank?

You can make instant money transfers using FPS, scan to pay easily with QR codes at over 50,000 merchants, and manage your savings and loan repayments directly within the app.

### Does livi Bank offer personal loans?

Yes, livi Bank offers the livi Flexi Loan "Personal Loan" of up to HKD1,000,000 with a tenor between 3-60 months and no extra fee for early repayments. They also offer a "Balance Transfer" option.

### Can I open a business account with livi Bank?

Yes, livi Business offers a 100% digital account opening service for new or additional business accounts, with a speedy 1-day approval process and no branch visits or documents required in most cases.

### Does livi Bank have ads?

No, livi Bank does not contain advertisements. The app is free to use and does not display any ads to its users.

### What is the user rating for livi Bank?

livi Bank has a strong user rating of 4.3 stars based on 59 ratings, indicating a generally positive user experience.

### What devices support livi Bank?

livi Bank is available on iPhones and iPods, as indicated by its supported devices list.

### How often is livi Bank updated?

The latest version of livi Bank is 2.22.0, and it was last updated on March 26, 2026, suggesting a commitment to regular updates and improvements.

## Version history (last 5 releases)

### 2.23.1 — 2026-07-22

We’ve fixed some small bugs and made various improvements in this update, so your banking experience is smoother than ever.

### 2.23.0 — 2026-06-17

We’ve fixed some small bugs and made various improvements in this update, so your banking experience is smoother than ever.

### 2.22.2 — 2026-05-04

We’ve fixed some small bugs and made various improvements in this update, so your banking experience is smoother than ever.

### 2.22.1 — 2026-04-22

We’ve fixed some small bugs and made various improvements in this update, so your banking experience is smoother than ever.

### 2.22.0 — 2026-03-26

We’ve fixed some small bugs and made various improvements in this update, so your banking experience is smoother than ever.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-24.*