# Livin' by Mandiri

> All-in-one banking, investment, lifestyle, and loan management app. (iPhone/iPad app by PT. Bank Mandiri (Persero) Tbk..)

- Source: https://appshunter.io/ios/app/livin-by-mandiri/id1555414743 (this page in markdown: same URL + `.md`)
- Developer: [PT. Bank Mandiri (Persero) Tbk.](https://appshunter.io/developer/516447725)
- Category: Finance, Business
- Price: Free
- Rating: 3.40/5 from 43 App Store ratings · 189 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 453 MB
- Languages: American English, Indonesian
- Released: 2021-09-29
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/livin-by-mandiri/id1555414743/reviews.md

## What is Livin' by Mandiri?

Imagine having a 24/7 financial sidekick, always there for you, wherever you go. Livin' has leveled up with exciting features to enrich your life to the fullest!

LIFESTYLE SAVER
Dive into various content and meet your lifestyle needs at Sukha! Pay effortlessly using your savings or credit card.

EARN LIVIN'POIN AND REDEEM EXCITING REWARDS
Make more transactions, earn Livin'poin, and redeem exciting rewards. Stay in Livin' to increase your Membership level and enjoy greater perks!

ALL KIND OF ACCOUNTS FOR YOUR NEEDS!
Now available in IDR, Forex, or Current account. Also, choose between physical or virtual debit card according to your needs.

CREDIT OPTIONS WITH VARIOUS OFFERS
Need additional funds? Apply for a loan secured by timed deposit collateral via Livin' KA-Deposito!

GROW YOUR INVESTMENT AND WEALTH IN ONE APP
Manage your investments effortlessly without switching between apps. From mutual funds, stocks, primary and secondary bonds, everything you need is seamlessly integrated into one app.

REGISTER LIVIN' FROM OVERSEAS
Sign up for Livin' using your local country number – we're going global, literally!

CROSS-CURRENCY TRANSFER
Cheap, fast and easy way to send foreign currencies globally or between Mandiri account.

USE YOUR FOREX ACCOUNT AS YOUR SOURCE OF FUND NOW
Set your Forex Account as your funding source – get it done now. Then you can use Debit Card whenever you travel overseas! Without exchange fees!

QRIS LIVIN' IN MORE COUNTRIES
You only need Livin' to travel across Asia. Pay using QRIS in Thailand, Singapore, Malaysia, Japan, South Korea and China. Enjoy the flexibility to choose between savings or credit card as the source of fund.

ALL-IN-ONE WALLET
Connects all your wallets in one app – truly beyond banking!

EASY AND ALWAYS ON TIME WITH YOUR BILL PAYMENTS
Seamless payment experience with VA copy-paste and flexible source of funds (Savings or Credit Card). You can also activate auto bill payment to never miss a bill.

TOLL-FREE CALL 24/7
Livin’ Call by Mandiri ready to provide any banking information you need, toll-free, any time, any where. Talk to our customer service and get insight right away.

CARDLESS DEPOSIT AND WITHDRAWAL
Forget your wallet? No problem! Cash in and out at the ATM with Livin'.

EXPRESS FUNDS
Get loans and credit cards effortlessly, with swift approval! Loan limits up to IDR 1 billion.

YOUR KEY TO A DREAM HOME
Dreaming of your ideal home? Livin' by Mandiri opens the door to your aspirations with Livin' KPR. Delve into a collection of captivating properties from our renowned developers and Livin' Lelang catalogue!

Your financial sidekick is leveling up – more features, better than ever! Register now and let Livin' enhance your financial adventures!

PT Bank Mandiri (Persero) Tbk. is licensed and supervised by the Indonesia Financial Service Authority (OJK) and Bank Indonesia (BI), and is a member of Deposit Insurance Corporation (LPS).

Menara Mandiri 1
Jenderal Sudirman Street Kav 54-55
Jakarta 12190 Indonesia
Phone: 14000, +62-21-52997777
Email: mandiricare@bankmandiri.co.id
SWIFT Code: BMRIIDJA

## Key features

- Lifestyle payments and rewards
- Investment management
- Cross-currency transfers
- Global QRIS payments
- Loan and credit card applications
- Cardless ATM transactions
- Property discovery

## What do users think of Livin' by Mandiri?

Overall sentiment: negative

**Pros**

- 🚀 Lightning-fast load times
- 👍 User-friendly interface
- 💡 Innovative features
- 🔒 Robust security features
- 🌟 Great overall experience

**Cons**

- 🐛 Frequent crashes and bugs
- 🔍 Difficult to navigate
- 🤔 Confusing login process
- 🔄 Constant need for updates
- 🕰️ Slow response times

**Commonly reported bugs**

- Face verification not working
- Unable to access investment section
- Debit card not recognized
- Repeated 'Layanan Tidak tersedia' errors
- Inability to login with existing credentials

**Most requested features**

- Tap to pay option for iPhone
- Ability to delete transaction history
- Improved e-money top-up functionality
- Support for international phone numbers
- Seamless integration with other banking services

## Recent user reviews (10 of 189)

All indexed reviews: https://appshunter.io/ios/app/livin-by-mandiri/id1555414743/reviews.md

### 3/5 — Nice transactional features, but need more!

*2026-06-20*

- Investing: Strengthen investment features and expand wealth-focused capabilities.
- Priority Banking: Enhance Mandiri Prioritas features and user experience.
- Digital Approval: Enable RM approvals digitally without physical paperwork.
- Authentication: Replace PIN with Face ID for faster and more secure access.
- Notifications: Allow full control to disable or remove unwanted notifications.
- OTP: Offer non-SMS OTP options to improve reliability and reduce cost.
- Quick Access: Add widget feature for instant QRIS payments.
- Language: Ensure consistent English usage across the entire app.
- Performance: Improve speed and stability for Sukha, Loyalty, and non-transaction features.

**Developer response:** Halo Sahabat @Ratings x Reviews, mohon maaf atas ketidaknyamannya. Perihal kendala pada layanan Livin' by Mandiri, mohon untuk dapat mengirimkan email ke mandiricare@bankmandiri.co.id atau dapat menghubungi layanan mandiri call 14000 agar dapat dilakukan pengecekan. Tks~Ervan

### 5/5 — Add Some Fitur

*2026-03-06*

Need Fitur For payment ADIRA FINANCE

**Developer response:** Halo Sahabat @Willy _Borneo, mohon maaf atas ketidaknyamanannya. Terimakasih atas saran dan masukan yang diberikan, perihal tsb akan menjadi masukan bagi kami untuk pengembangan aplikasi kedepannya dan meningkatkan kualitas layanan Livin' by Mandiri. Tks~Mandala

### 1/5 — Kecewa

*2026-01-21*

2x terima transferan tapi gk masuk, di transfer dari bank bri ehhh malah gk masuk padahal di bri udah ke potong

**Developer response:** Halo Sahabat @Putrimilaaaa, mohon maaf atas ketidaknyamanannya. Terkait kendala Sahabat mohon untuk dapat mengirimkan email ke mandiricare@bankmandiri.co.id atau dapat menghubungi Mandiri Call 14000 lalu tekan 2 agar dapat dilakukan pengecekan. Tks~Irish

### 1/5 — Tidak bisa masuk aplikasi

*2025-12-06*

Saya tidak bisa mengakses account saya setelah ganti hp padahal nomor OTP sudah saya terima dan saya masukkan ke kolom OTP.  Selalu ada pesan yg keluar "Layanan Tidak tersedia untuk sementara".  Sudah saya coba selama 2 mngguan tetap tidak bisa.  Saya tinggal di California Amerika.

**Developer response:** Halo Sahabat @dvdmynt, mohon maaf atas ketidaknyamanannya. Terkait kendala Sahabat mohon untuk dapat mengirimkan email ke mandiricare@bankmandiri.co.id atau dapat menghubungi Mandiri Call 14000 lalu tekan 2 agar dapat dilakukan pengecekan. Tks~Kila

### 1/5 — Cannot Scroll for RTGS transfer

*2025-11-06*

This issue pertains to the latest Livin’ app using my Iphone SE 2nd generation (2020), 4.7 inch screen running on latest IOS: I could not scroll down to fill RTGS information and could only fill until recipient status (individual/corporate etc.). Please update app so it is fluid that enable vertical scrolling.

**Developer response:** Hi Mr/Mrs, sorry for the inconvenience. Currently, the e-money transaction history is not available. However, for details and other transaction evidence/receipts, see the Message menu - Transaction Status, then select the desired transaction. Thank you ~Ceri

### 1/5 — Buruk

*2025-10-10, version 3.1.0*

Loading nya setahun

### 1/5 — Suka logout sendiri

*2025-10-10, version 3.1.0*

Terlalu banyak drama 👎👎👎

### 4/5 — Tidak bisa login

*2025-10-10, version 3.1.0*

kenapa punya saya tb tb log out,trs coba log in ulang tidak bisa

### 1/5 — susah log in

*2025-10-10, version 3.1.0*

gak bisa log in kalau gk pake kuota HP. kasian orang pelosok yang cuma ngandelin starlink.

### 1/5 — Tolol

*2025-10-10, version 3.1.0*

Gaada layanan terus emang bank segede ini punya aplikasi tolol

## Frequently asked questions about Livin' by Mandiri

### What does Livin' by Mandiri do?

Livin' by Mandiri is an all-in-one financial app that allows users to manage their banking, investments, lifestyle needs, and apply for loans. It offers features like bill payments, cross-currency transfers, investment management, and rewards programs.

### What are the key features of Livin' by Mandiri?

Key features include lifestyle payments with rewards, managing various account types (IDR, Forex, Current), seamless investment management, cross-currency transfers, global QRIS payments, loan and credit card applications, cardless ATM transactions, and property discovery.

### Is Livin' by Mandiri free to use?

The app itself is free to download and use. While the core banking and financial management features are free, there may be associated costs for specific transactions or services, such as loan interest or investment fees, which are standard for financial products.

### What are the common use cases for Livin' by Mandiri?

Common use cases include paying bills, sending money internationally, managing investments in mutual funds, stocks, and bonds, applying for loans or credit cards, making purchases using QRIS in various countries, and withdrawing or depositing cash at ATMs without a physical card.

### Can I register for Livin' by Mandiri from overseas?

Yes, the app allows registration from overseas using your local country number. This feature makes it accessible to a global audience, enabling users to sign up and manage their finances even when they are not in Indonesia.

## Version history (last 5 releases)

### 3.7.0 — 2026-07-15

New feature and system enhancement in this update. Your best financial sidekicks keep on innovating to help your everyday life. Update now.

### 3.6.0 — 2026-06-19

Livin' is now more complete than ever, supporting your financial goals and everyday needs:

1. Order food from your favorite restaurants with Livin' Food
2. Apply for a securities-backed loan with Livin' Back-to-Back Obligasi
3. Invest in gold with flexible financing through KSM Emas
4. Browse and join Bank Mandiri's asset auctions with Livin' Lelang
5. Open Deposit and get your e-Bilyet in Livin', more convenient!

### 3.4.0 — 2026-05-04

Talk to our customer services and get financial insight you need with Livin' Call by Mandiri. Toll-free, any time, any where.

Also, now you can set up automatic bill payment so you can say goodbye to past due, ever. Update now.

### 3.3.0 — 2026-03-02

Newest banking experience! Open a Current Account without stepping into a branch, and set up automatic bill payment so you can say goodbye to past due, ever. Update now.

### 3.2.3 — 2025-11-12

Livin' Aja, Semua Bisa!
Enjoy complete and reliable experience for all your daily financial needs.

## Apps similar to Livin' by Mandiri

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Bank Jago/Jago Syariah](https://appshunter.io/ios/app/bank-jagojago-syariah/id1539402234) | 4.8 (276) | Free | Finance |
| [myBCA: New BCA Banking Apps](https://appshunter.io/ios/app/mybca-new-bca-banking-apps/id1440241902) | 3.7 (62) | Free | Finance |
| [BRImo BRI](https://appshunter.io/ios/app/brimo-bri/id1439730817) | 4.7 (524) | Free | Finance |
| [GoPay: Transfer, Payment, QRIS](https://appshunter.io/ios/app/gopay-transfer-payment-qris/id6446321594) | 4.7 (640) | Free | Finance |
| [DANA Dompet Digital Indonesia](https://appshunter.io/ios/app/dana-dompet-digital-indonesia/id1437123008) | 4.8 (6,714) | Free | Finance |
| [BCA mobile](https://appshunter.io/ios/app/bca-mobile/id551587254) | 2.6 (277) | Free | Finance |

## More apps by PT. Bank Mandiri (Persero) Tbk.

- [MIB mobile](https://appshunter.io/ios/app/mib-mobile/id1102745214)
- [Mandiri Mobile Token](https://appshunter.io/ios/app/mandiri-mobile-token/id1624267390)
- [Kopra Mobile](https://appshunter.io/ios/app/kopra-mobile/id1644521340)
- [Livin' by Mandiri Timor-Leste](https://appshunter.io/ios/app/livin-by-mandiri-timor-leste/id6737297093)

All apps by PT. Bank Mandiri (Persero) Tbk.: https://appshunter.io/developer/516447725

## Related topics

[livin mandiri](https://appshunter.io/ios/topics/livin-mandiri) · [mandiri](https://appshunter.io/ios/topics/mandiri) · [bank mandiri](https://appshunter.io/ios/topics/bank-mandiri) · [livvin](https://appshunter.io/ios/topics/livvin) · [mandiri mobile token](https://appshunter.io/ios/topics/mandiri-mobile-token) · [wondr by bni](https://appshunter.io/ios/topics/wondr-by-bni) · [lipigas](https://appshunter.io/ios/topics/lipigas) · [klikkb](https://appshunter.io/ios/topics/klikkb) · [qris merchant bank bengkulu](https://appshunter.io/ios/topics/qris-merchant-bank-bengkulu) · [brimo](https://appshunter.io/ios/topics/brimo) · [mebond by thaibma](https://appshunter.io/ios/topics/mebond-by-thaibma) · [bni mobile banking](https://appshunter.io/ios/topics/bni-mobile-banking) · [brimo bri](https://appshunter.io/ios/topics/brimo-bri) · [cek saldo](https://appshunter.io/ios/topics/cek-saldo) · [mbca](https://appshunter.io/ios/topics/mbca) · [mybca bisnis lite](https://appshunter.io/ios/topics/mybca-bisnis-lite) · [seabank](https://appshunter.io/ios/topics/seabank) · [seabank indonesia](https://appshunter.io/ios/topics/seabank-indonesia)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*