# Lloyds Business Banking app — Moving your business forward

> Mobile banking app for businesses to manage accounts, payments, and applications. (iPhone/iPad app by Lloyds Banking Group.)

- Source: https://appshunter.io/ios/app/lloyds-business-banking-app/id824277627 (this page in markdown: same URL + `.md`)
- Developer: [Lloyds Banking Group](https://appshunter.io/developer/469964523)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 109 App Store ratings · 379 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 633 MB
- Languages: American English
- Released: 2014-03-17
- Data updated: 2026-09-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/lloyds-business-banking-app/id824277627/reviews.md

## What is Lloyds Business Banking app?

THE POWER IS IN YOUR HANDS
•	Apply for a Business Account in minutes
•	No account fee for 12 months (£10.00 per month after that)
•	Instant decision on up to £5,000 credit as a start-up or £25,000 as a switcher* 
*Lending subject to status.

LOCKED DOWN SECURITY
•	Quickly log in using biometrics 
•	Reset your password

EASY BREEZY PAYMENTS**
•	Pay in cheques up to £20,000 per day
•	Make Faster Payments up to £100,000 with a £250,000 daily limit
•	Add your business debit card to Apple Pay
•	Create and amend standing orders
•	View and manage Direct Debits
•	Add new payees
•	Make international payments  
**Fees may apply

EVERYTHING IS A TAP AWAY
•	Check your debit card PIN
•	Update your business address, email, and phone number
•	Update your personal address
•	Add and remove people from your account
•	Register for paper-free statements
•	Approve online purchases
•	Close unused accounts

HELP WHEN YOU NEED IT MOST
•	The virtual assistant is there for anything you need, anytime
•	You can also live chat with us if you have a more complex query

GETTING STARTED
If you’re already an Online for Business customer, you’ll need your:
•	Online banking login details
•	Card and card reader 

If you don’t have an account with us yet, you can apply via the app if:
•	You’re at least 18 years old
•	You’re a UK resident
•	You’re a sole trader or director of the business
•	Your business has an annual turnover of £25m or less

If you have a limited company: 
•	It must have been registered with Companies House for at least four days
•	The Companies House register must not have changed in the past four days
•	It must have an ‘active’ status on the Companies House register

Not registered for online banking? Head to our website.

KEEPING YOU SAFE ONLINE
We use the latest online security to protect your money, your information and your privacy. Our app checks your details, your device and its software for security before you log in. If your phone is lost or stolen, we can block it from being used to try and access your accounts.


IMPORTANT INFORMATION
Your phone’s signal and functionality may affect your service. Terms and conditions apply.

When you use this app, we collect anonymous location data to help combat fraud, fix bugs and improve future services.

Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards).
Please note that features requiring the use of your device’s phone capability, such as Call Us, won’t work on iPads.

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone 0207 626 1500.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

LEGAL INFORMATION
This app is designed and intended for Lloyds UK Business Banking customers to access and service UK business products. It should only be downloaded for this purpose.

Any confirmation that our product or service complies with European Union law is made to Apple to meet its legal requirements. This does not imply any representation, warranty, or statement to you and should not be relied upon for entering into any contract.While the app can be downloaded from App Stores outside the UK, this does not mean we are inviting, offering or recommending you engage in any transactions or establish a customer relationship with Lloyds.

## Key features

- Apply for a Business Account
- Free accounting software
- Biometric login
- Pay in cheques
- Make Faster Payments
- Manage standing orders and Direct Debits
- International payments

## What do users think of Lloyds Business Banking app?

Overall sentiment: neutral

**Pros**

- 🚀 Smooth and seamless transactions
- 🔒 Completely trustworthy and reliable
- 👍 Easy to use and navigate
- 👍 Excellent and user-friendly
- 👍 Consistent and helpful service

**Cons**

- 🐛 App crashes and freezes after updates
- 🔒 Too many passwords and security steps
- 👎 Missing key features like Apple Pay and cheque deposits
- 👎 Outdated and lacking in functionality compared to other banks
- 👎 Poor customer service and support

**Commonly reported bugs**

- Cheque scanning not working reliably
- Inability to transfer between own accounts
- App crashing on certain devices after updates
- Inconsistent performance and bugs
- Inability to set up new payees in the app

**Most requested features**

- Ability to add business cards to Apple Pay
- Improved cheque deposit functionality
- Biometric login options like Touch ID/Face ID
- Notification for incoming payments
- Ability to approve payments from the app

## Recent user reviews (10 of 379)

All indexed reviews: https://appshunter.io/ios/app/lloyds-business-banking-app/id824277627/reviews.md

### 1/5 — Unstable

*2026-08-18, version 190.11*

Frequently fails to log in so I can’t pay suppliers or check for payments received. Says “Technical issues”.

### 5/5 — Transfer

*2026-08-16, version 190.11*

Quick and easy

### 1/5 — App not working

*2026-08-12, version 190.11*

App won’t open , screen is black then goes back to my Home Screen. I need access to transfer cash

### 4/5 — Cheque scanning needs improving

*2026-08-11, version 190.11*

Generally a very good app but the scanning of cheques is very hit and miss!  I can have trouble scanning a particular cheque one day(having successfully scanned a few), leave it and the next day it works no problem.

### 5/5 — Love this App

*2026-08-07, version 190.07*

As a Treasurer my experience of using the app has been excellent.

### 1/5 — Terrible

*2026-08-03, version 190.07*

Why doesn’t the app have the same functionality as the website?

### 1/5 — Unsatisfied customers

*2026-07-31, version 190.07*

Unfortunately Lloyd’s Bank is not supporting the small businesses :((((((

### 1/5 — App

*2026-07-29, version 190.07*

Downloaded the app and just buffers with please wait

### 3/5 — Notifications??

*2026-07-28, version 190.07*

Recently set up this account and downloaded the app. Why can't I get notifications when I have payments going in or out of my account? I get them with my personal account so I'm confused why this app doesn't allow them? Surely this isn't a new idea...??

### 5/5 — Banking App

*2026-07-25, version 189.07*

Quick and efficient

## Frequently asked questions about Lloyds Business Banking app

### What can I do with the Lloyds Business Banking app?

The app allows you to apply for a business account, access free accounting software, and manage your finances. You can make various payments, including cheques and Faster Payments, set up standing orders, manage Direct Debits, and make international payments. It also enables you to update your business details, check your debit card PIN, and approve online purchases.

### Is the Lloyds Business Banking app free to use?

Yes, the app itself is free to download and use. The description mentions that there is no account fee for the first 12 months, with a fee of £8.50 per month thereafter for the business account. This suggests the core banking services accessed through the app are free for a promotional period.

### What are the security features of the app?

The app prioritizes security with features like quick login using biometrics (Touch ID or Face ID), password reset options, and robust online security measures. It checks your details, device, and software for security before login and can block your phone if it's lost or stolen to prevent unauthorized account access.

### Who is eligible to apply for a business account through the app?

To apply for a business account via the app, you must be at least 18 years old, a UK resident, and either a sole trader or a director of a business with an annual turnover of £25m or less. For limited companies, the company must be registered with Companies House for at least four days, have an 'active' status, and its registration must not have changed in the past four days.

### How can I get help if I have a problem with the app?

The app provides two primary support channels. You can utilize the virtual assistant for immediate assistance with common queries at any time. For more complex issues, you can engage in a live chat with a support agent directly through the app.

## Version history (last 5 releases)

### 193.05 — 2026-09-07

No big changes this week. We're working in the background to keep things running smoothly.

### 192.03 — 2026-08-25

No big changes this week. We're working in the background to keep things running smoothly.

### 190.11 — 2026-08-07

No big changes this week. We're working in the background to keep things running smoothly.

### 190.07 — 2026-07-27

No big changes this week. We're working in the background to keep things running smoothly.

### 189.07 — 2026-07-20

No big changes this week. We're working in the background to keep things running smoothly.

## Apps similar to Lloyds Business Banking app

| App | Rating | Price | Category |
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| [Monzo Bank - Mobile Banking](https://appshunter.io/ios/app/monzo-bank-mobile-banking/id1052238659) | 4.7 (5,659) | Free | Finance |
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## More apps by Lloyds Banking Group

- [Lloyds Mobile Banking](https://appshunter.io/ios/app/lloyds-mobile-banking/id469964520)
- [Bank of Scotland Mobile Bank](https://appshunter.io/ios/app/bank-of-scotland-mobile-bank/id485728109)
- [Halifax Mobile Banking](https://appshunter.io/ios/app/halifax-mobile-banking/id486355738)
- [Bank of Scotland Business](https://appshunter.io/ios/app/bank-of-scotland-business/id823622263)
- [LBG Move](https://appshunter.io/ios/app/lbg-move/id1327585896)

All apps by Lloyds Banking Group: https://appshunter.io/developer/469964523

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*
