# Lloyds Mobile Banking — Your bank in your pocket

> Mobile banking app for managing accounts, payments, savings, and security. (iPhone/iPad app by Lloyds Banking Group.)

- Source: https://appshunter.io/ios/app/lloyds-mobile-banking/id469964520 (this page in markdown: same URL + `.md`)
- Developer: [Lloyds Banking Group](https://appshunter.io/developer/469964523)
- Category: Finance, Business
- Price: Free
- Rating: 4.90/5 from 20,304 App Store ratings · 3,122 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 681 MB
- Languages: American English
- Released: 2016-05-04
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/lloyds-mobile-banking/id469964520/reviews.md

## What is Lloyds Mobile Banking?

BE THE BOSS OF YOUR MONEY
Manage your money with confidence, whenever and wherever you need. Join our 10 million App users – get the app and get started.

Seeing your balance, paying a bill or checking your transactions are just the start. Here’s some of the great stuff we’ve got going on in the App.

SPEND? SAVE? BORROW? INSURE? INVEST? APPLY IN THE APP TODAY
-	Not yet banking with us? Don’t worry – download the App, it’s the quickest and easiest way to apply for a bank account with us.
-	You can share documents with us in real-time using your built-in camera to complete your application quickly.

TAKE CONTROL OF YOUR EVERYDAY SPENDING
-	Ever fallen into the subscription trap after that free trial? See, block and cancel subscriptions anytime.
-	Need to settle up or transfer money fast? With Faster Payments you can sort it in quick time.
-	Splitting the bill? Friend forgot their card? Request and receive money you’re owed from family and friends using ‘Request a Payment’.
-	Get support all day and night, every day. 

STAY IN THE KNOW WITH REAL TIME INSIGHTS
-	Know what’s going on with your money in real-time, with upcoming payments and instant notifications when money’s coming in and going out.
-	Wondering where your money goes? See where you’re spending and where you might be able to save, with Spending Insights.

MAKE YOUR MONEY WORK HARDER FOR YOU
-	Enjoy a cheeky bargain or three with Everyday Offers. Earn cashback of up to 15% from a range of retailers with our current accounts and credit cards.
-	Turn your pennies to pounds – using ‘Save the Change’. We’ll round up your debit card spend to the nearest pound and move it into a chosen savings account with us. 
-	Keep track of your credit score for free, with helpful tips and tools to improve it.

KEEPING YOU AND YOUR MONEY SAFE
-	Use your fingerprint or face to login - it’s the fastest and most secure way to bank.
-	Whether your card is lost, stolen or turned into a chew toy, you can relax knowing you can freeze it, unfreeze it or order a new one in seconds.
-	With the latest security tech we keep your money safe and stop those pesky hackers in their tracks.
-	Your eligible deposits with Lloyds are protected up to £85,000 by the Financial Services Compensation Scheme. Find out more at lloydsbank.com/FSCS

LEAVE US A REVIEW ABOUT OUR APP
We’re always ready to listen and make things better for you.

Lloyds and Lloyds Bank are trading names of Lloyds Bank Plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

The app is available to customers with a UK personal bank account and valid registered phone number.
 
LEGAL INFORMATION
This app is designed and intended for Lloyds UK customers to access and service UK personal products, and for customers of Lloyds Bank Corporate Markets plc, using the business names Lloyds Bank International and Lloyds Bank International Private Banking, to access and service personal products held in Jersey, Guernsey and the Isle of Man. It should only be downloaded for this purpose.

While the app can be downloaded from App Stores outside the UK, this does not mean we are inviting, offering or recommending you engage in any transactions or establish a customer relationship with Lloyds or Lloyds Bank Corporate Markets plc.

Any confirmation that our product or service complies with European Union law is made to Apple to meet this legal requirement. This does not imply any representation, warranty, or statement to you and should not be relied upon for entering into any contract.

## Key features

- Check account balances
- Pay bills and transfer money
- Track and cancel subscriptions
- Apply for new bank accounts
- View spending insights
- Freeze and replace cards
- Free credit score tracking

## What do users think of Lloyds Mobile Banking?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Convenient mobile banking
- 👍 Intuitive interface
- 👍 Reliable service
- 👍 Excellent customer service

**Cons**

- 🐛 Crashes and stability issues
- 🔍 Cluttered and confusing interface
- 🔍 Outdated design
- 🔍 Limited functionality compared to competitors
- 🔍 Difficult to navigate
- 🔍 Lack of advanced features
- 🔍 Restricted account access for international users

**Commonly reported bugs**

- Authentication issues
- Inconsistent performance across devices
- Inability to update contact information
- Delayed transaction notifications

**Most requested features**

- Dark mode option
- Ability to customize app layout
- Integration with password managers
- Enhanced transaction history and analytics
- Support for international accounts
- Improved accessibility features

## Recent user reviews (10 of 3,122)

All indexed reviews: https://appshunter.io/ios/app/lloyds-mobile-banking/id469964520/reviews.md

### 5/5 — Happy

*2026-08-29, version 192.03*

Happy with this app easy to use

### 5/5 — App

*2026-08-29, version 192.03*

The app is so easy to use and always working. Very easy to send money.

### 5/5 — Super fast

*2026-08-29, version 192.03*

I am glad to having Lloyds

### 5/5 — Love this

*2026-08-29, version 192.03*

Brilliant app

### 5/5 — Better than Halifax app

*2026-08-29, version 192.03*

Much better app

### 5/5 — Easy and straight forward

*2026-08-29, version 192.03*

This is the best bank to use very reliable and excellent in all services and accessible

### 5/5 — The boys

*2026-08-29, version 192.03*

Perfect, it was just perfect. Down to the last minute details

### 5/5 — Brilliant app

*2026-08-29, version 192.03*

Top notch

### 1/5 — Unsupportive Lloyds

*2026-08-29, version 192.03*

Too long to explain but they’ve made my life hell.

### 2/5 — Confusing

*2026-08-29, version 192.03*

Really
Confusing trying to find my way round the system . How  to find  messages find messages
Find

## Frequently asked questions about Lloyds Mobile Banking

### What can I do with the Lloyds Mobile Banking app?

The app allows you to manage your money with confidence, including checking your balance, paying bills, viewing transactions, and applying for new accounts. You can also track and cancel subscriptions, request and receive payments from friends, and access real-time spending insights.

### How do I apply for a bank account using the app?

If you're not yet banking with Lloyds, the app is the quickest way to apply for a bank account. You can share documents in real-time using your built-in camera to complete your application swiftly.

### Is the Lloyds Mobile Banking app free to use?

Yes, the app is free to download and use for Lloyds UK customers. There are no charges for using the core banking features, and it is not ad-supported.

### What security features does the app offer?

The app offers robust security features to keep your money safe. You can log in using your fingerprint or face, freeze or unfreeze your card, and order a new one if lost or stolen. The app also utilizes the latest security technology to protect against hackers.

### Who is eligible to use the Lloyds Mobile Banking app?

The app is available to customers with a UK personal bank account and a valid registered phone number. It is designed for Lloyds UK customers to access and service their UK personal products.

## Version history (last 5 releases)

### 192.03 — 2026-08-25

Save smarter with new tools in the Lloyds app. Use our Budget Calculator to plan ahead, track your Save the Change savings, and take on a Savings Goal Challenge. See your progress in one place and stay motivated to reach your goals. Helping you save with confidence.

### 190.11 — 2026-08-05

We're always working in the background to keep things running smoothly. If there’s something new, we’ll let you know.

### 190.07 — 2026-07-27

We're always working in the background to keep things running smoothly. If there’s something new, we’ll let you know.

### 189.07 — 2026-07-20

We're always working in the background to keep things running smoothly. If there’s something new, we’ll let you know.

### 188.09 — 2026-07-06

Notifications Hub - Updates from the last 31 days in one place - simple to check, easy to act on. Just as you asked.  

Youth Accounts - application and approval quickly and easily all in app.

A clearer view of your spending - Get more from your credit card account with enriched transaction details, spending categories and helpful insights to keep you in control.

Chat with Spend - Improvements to our AI powered assistant, helping you understand your spending even better.

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## More apps by Lloyds Banking Group

- [Bank of Scotland Mobile Bank](https://appshunter.io/ios/app/bank-of-scotland-mobile-bank/id485728109)
- [Halifax Mobile Banking](https://appshunter.io/ios/app/halifax-mobile-banking/id486355738)
- [Bank of Scotland Business](https://appshunter.io/ios/app/bank-of-scotland-business/id823622263)
- [Lloyds Business Banking app](https://appshunter.io/ios/app/lloyds-business-banking-app/id824277627)
- [LBG Move](https://appshunter.io/ios/app/lbg-move/id1327585896)

All apps by Lloyds Banking Group: https://appshunter.io/developer/469964523

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*